03 22 2013

03 22 2013

Cloud Computing Boosting Small Businesses’ ROI

Whether putting money into leasing equipment or taking out a small business loan, small business owners understand that without making investments there can be no growth.

Now, small businesses are turning to high-tech solutions such as cloud computing to boost their return on investment, according to Small Business Trends.

“When you come to the cloud, there is a lot of promise there that you can improve your return on investment,” Vice President of Oracle Accelerate Programs, Steve Cox, told the source. “It can lower the cost of the adoption, and that is always on top of mind.”

In the past, traditional business hardware and software was not only complicated and expensive, but it also needed a whole team of tech support experts to install, configure, secure, and maintain the technology.

The switch to Internet-based cloud computing allows everything from business processes to collaborative projects to be accessed online – either as separate parts or a complete platform – on demand, without the need for a team of service professionals.

Cloud computing is allowing small businesses to use services such as Dropbox, OfficeTime, Salesforce and Intuit for tasks ranging from information storage, billing and customer account and sales tracking, Time magazine notes. This helps small businesses save time and money by using the same high-end technological resources that big business use at a fraction of the cost.

The magazine cited a recent survey by Rackspace Hosting, Manchester Business School, and Vanson Bourne, which revealed that more small businesses are using cloud services to save time and money. Just fewer than 90 percent of small business owners in the United States and the United Kingdom who were polled claimed to use cloud computing, and about 50 percent reported that it helped them grow their business’s return on investment (ROI).

Small business owners, who want to take advantage of the cloud computing platform, but need some basic computer skills training, can consult National Funding about a merchant cash advance or small business loan to cover any expenses. Having up-to-date technology skills is one investment that can lead to a handle on cloud computing and a better ROI in the long run.

Find Out How Much Funding You Qualify For

Fields marked with an * are required
By clicking this button I agree to all terms and conditions.

Terms & Conditions

General Acceptance

Any applications submitted electronically shall have the same force and effect as if the application bore an inked original signature(s). The above information, together with any accompanying financial statements, schedules, or other materials, is submitted for the purpose of obtaining credit and is warranted to be true, correct, and complete.


US Patriot Act:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan.  What this means for you: When you apply for a loan, we will ask for your business name, address, and Tax Identification Number.  We will also ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.


For Loan/Merchant Services:

The Merchant and Owner(s)/Officer(s) identified in the application (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to National Funding, Inc. (“NF”) including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify NF of any change in such information or financial condition, (3) Applicant authorizes NF to disclose all information and documents that NF may obtain including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial loans having daily repayment features and/or Merchant Cash Advance transactions, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions, (4) each Assignee will rely upon the accuracy and completeness of such information and documents, (5) NF, Assignees, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a Recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information-providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant.(8) I consent to receive direct mail, faxes, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (9) this request is for business and not for consumer purposes.


For Equipment Services:

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter(s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. If for any reason your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please write to National Funding Inc., 9820 Towne Centre Drive, San Diego, California 92121.  Funding amount and credit approval is subject to a full credit profile review.