{"id":200856,"date":"2026-05-15T09:00:00","date_gmt":"2026-05-15T16:00:00","guid":{"rendered":"https:\/\/www.nationalfunding.com\/blog\/?p=200856"},"modified":"2026-05-15T09:12:14","modified_gmt":"2026-05-15T16:12:14","slug":"how-to-do-a-cash-flow-analysis","status":"publish","type":"post","link":"https:\/\/www.nationalfunding.com\/blog\/how-to-do-a-cash-flow-analysis\/","title":{"rendered":"How to Do a Cash Flow Analysis"},"content":{"rendered":"

A cash flow analysis is done by mapping out incoming money versus outgoing expenses on a calendar, then\u00a0identifying\u00a0where there are\u00a0gaps\u00a0so a business owner or manager is not caught off guard with a $0 bank balance.\u00a0<\/span>\u00a0<\/span><\/p>\n

This gives the decision-makers in a business the confidence they can handle upcoming problems including equipment breaking or needing to replace\u00a0inventory and\u00a0allows them to plan for short-term funding options to cover any shortfalls so they\u00a0don’t\u00a0miss payroll, default on a debt payment, or short a supplier. It can sometimes also be considered a short-term liquidity analysis.<\/span>\u00a0<\/span><\/p>\n

Here\u2019s\u00a0what you need to\u00a0do\u00a0a cash\u00a0flow analysis followed by the process for how to do it and an example with a spreadsheet so you can follow along while building your own.<\/span>\u00a0<\/span><\/p>\n

What You Need to Do Cash Flow Analysis\u00a0<\/span>\u00a0<\/span><\/h2>\n

To do a cash flow analysis you will need:<\/span>\u00a0<\/span><\/p>\n