{"id":7211,"date":"2015-01-19T09:10:47","date_gmt":"2015-01-19T17:10:47","guid":{"rendered":"https:\/\/www.nationalfunding.com\/?p=7211"},"modified":"2021-07-15T15:59:39","modified_gmt":"2021-07-15T22:59:39","slug":"women-small-business-owners-struggle-access-capital","status":"publish","type":"post","link":"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/","title":{"rendered":"Women Small Business Owners Struggle To Access Capital"},"content":{"rendered":"<p>Women are increasingly a major force in the small business world, but their access to <a title=\"Working Capital\" href=\"https:\/\/www.nationalfunding.com\/solutions\/working-capital-loans\/\">working capital<\/a> isn&#8217;t keeping pace, according to Bloomberg Businessweek.<\/p>\n<p>The paper spoke to Carrie Charlick and Marcia Cubitt, who own a company called Essential Body Wear, have $4 million in annual sales and have repeatedly been rejected for $500,000 loans since 2012. Their company works by selling women&#8217;s underwear at parties at customers&#8217; homes, so their circumstances are unique &#8211; but their difficulty getting <a title=\"Business Financing\" href=\"https:\/\/www.nationalfunding.com\/solutions\/business-financing\/\">business financing<\/a> as women is not.<\/p>\n<p><a title=\"Women's Business Loan\" href=\"https:\/\/www.nationalfunding.com\/who-we-serve\/business-loans-women\/\">Women&#8217;s business loan<\/a> approval rates are lower than men&#8217;s, according to Bloomberg Businessweek. There are many reasons for this, one of which is that women-owned businesses tend to be younger, which many lenders see as a significant risk factor. Some industry experts say this could also be due to the fact that women are less likely to be assertive when seeking financing.<\/p>\n<p>Women business owners who are seeking business financing should consider whether they would be best served by banks. In many cases, they simply may not be. When banks are unwilling to loan, women business owners may choose to seek financing from an alternative lender like National Funding. Its standards for lending are different from banks&#8217;, which may make a loan more accessible.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Women small business owners often struggle to find financing for their endeavors.<\/p>\n","protected":false},"author":6,"featured_media":7212,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[13,112,14,24],"class_list":["post-7211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trends","tag-business-conditions","tag-funding-for-women-owned-business","tag-small-business-loans","tag-working-capital"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Women Small Business Owners Struggle To Access Capital<\/title>\n<meta name=\"description\" content=\"Female small business owners may find it difficult to obtain a business loan for women from traditional bank lenders, but business financing is available.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Women Small Business Owners Struggle To Access Capital\" \/>\n<meta property=\"og:description\" content=\"Female small business owners may find it difficult to obtain a business loan for women from traditional bank lenders, but business financing is available.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.nationalfunding.com\/blog\/blog\/wp-json\/wp\/v2\/posts\/7211\" \/>\n<meta property=\"og:site_name\" content=\"The Bottom Line by National Funding\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/national.funding\/\" \/>\n<meta property=\"article:published_time\" content=\"2015-01-19T17:10:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-07-15T22:59:39+00:00\" \/>\n<meta name=\"author\" content=\"The Bottom Line\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@NationalFunding\" \/>\n<meta name=\"twitter:site\" content=\"@NationalFunding\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"The Bottom Line\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/\",\"url\":\"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/\",\"name\":\"Women Small Business Owners Struggle To Access Capital\",\"isPartOf\":{\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2015-01-19T17:10:47+00:00\",\"dateModified\":\"2021-07-15T22:59:39+00:00\",\"author\":{\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/#\/schema\/person\/c6f0fd9aaf7647ec3d2fa13f4c2777c6\"},\"description\":\"Female small business owners may find it difficult to obtain a business loan for women from traditional bank lenders, but business financing is available.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.nationalfunding.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Women Small Business Owners Struggle To Access Capital\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/#website\",\"url\":\"https:\/\/www.nationalfunding.com\/blog\/\",\"name\":\"The Bottom Line by National Funding\",\"description\":\"Read National Funding&#039;s small business blog for tips and suggestions on how to grow your business by focusing on different aspects of business operations.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.nationalfunding.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/#\/schema\/person\/c6f0fd9aaf7647ec3d2fa13f4c2777c6\",\"name\":\"The Bottom Line\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.nationalfunding.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/8827e9139133ac5af1616e8e391facf437d577a433cba436b5aa24a25e7e5175?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/8827e9139133ac5af1616e8e391facf437d577a433cba436b5aa24a25e7e5175?s=96&d=mm&r=g\",\"caption\":\"The Bottom Line\"},\"description\":\"Our team of experienced contributors provide the information and tips business owners need to make smart financial decisions.\",\"url\":\"https:\/\/www.nationalfunding.com\/blog\/author\/the-bottom-line\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Women Small Business Owners Struggle To Access Capital","description":"Female small business owners may find it difficult to obtain a business loan for women from traditional bank lenders, but business financing is available.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/","og_locale":"en_US","og_type":"article","og_title":"Women Small Business Owners Struggle To Access Capital","og_description":"Female small business owners may find it difficult to obtain a business loan for women from traditional bank lenders, but business financing is available.","og_url":"https:\/\/www.nationalfunding.com\/blog\/blog\/wp-json\/wp\/v2\/posts\/7211","og_site_name":"The Bottom Line by National Funding","article_publisher":"https:\/\/www.facebook.com\/national.funding\/","article_published_time":"2015-01-19T17:10:47+00:00","article_modified_time":"2021-07-15T22:59:39+00:00","author":"The Bottom Line","twitter_card":"summary_large_image","twitter_creator":"@NationalFunding","twitter_site":"@NationalFunding","twitter_misc":{"Written by":"The Bottom Line","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/","url":"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/","name":"Women Small Business Owners Struggle To Access Capital","isPartOf":{"@id":"https:\/\/www.nationalfunding.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/#primaryimage"},"image":{"@id":"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/#primaryimage"},"thumbnailUrl":"","datePublished":"2015-01-19T17:10:47+00:00","dateModified":"2021-07-15T22:59:39+00:00","author":{"@id":"https:\/\/www.nationalfunding.com\/blog\/#\/schema\/person\/c6f0fd9aaf7647ec3d2fa13f4c2777c6"},"description":"Female small business owners may find it difficult to obtain a business loan for women from traditional bank lenders, but business financing is available.","breadcrumb":{"@id":"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/www.nationalfunding.com\/blog\/women-small-business-owners-struggle-access-capital\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.nationalfunding.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Women Small Business Owners Struggle To Access Capital"}]},{"@type":"WebSite","@id":"https:\/\/www.nationalfunding.com\/blog\/#website","url":"https:\/\/www.nationalfunding.com\/blog\/","name":"The Bottom Line by National Funding","description":"Read National Funding&#039;s small business blog for tips and suggestions on how to grow your business by focusing on different aspects of business operations.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.nationalfunding.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.nationalfunding.com\/blog\/#\/schema\/person\/c6f0fd9aaf7647ec3d2fa13f4c2777c6","name":"The Bottom Line","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.nationalfunding.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/8827e9139133ac5af1616e8e391facf437d577a433cba436b5aa24a25e7e5175?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8827e9139133ac5af1616e8e391facf437d577a433cba436b5aa24a25e7e5175?s=96&d=mm&r=g","caption":"The Bottom Line"},"description":"Our team of experienced contributors provide the information and tips business owners need to make smart financial decisions.","url":"https:\/\/www.nationalfunding.com\/blog\/author\/the-bottom-line\/"}]}},"_links":{"self":[{"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/wp\/v2\/posts\/7211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/wp\/v2\/comments?post=7211"}],"version-history":[{"count":3,"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/wp\/v2\/posts\/7211\/revisions"}],"predecessor-version":[{"id":203578,"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/wp\/v2\/posts\/7211\/revisions\/203578"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/wp\/v2\/media?parent=7211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/wp\/v2\/categories?post=7211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationalfunding.com\/blog\/wp-json\/wp\/v2\/tags?post=7211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}