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Direct Business Lending

Direct Lending

Working with a direct lender like National Funding means having your loan tailored to your specific business needs without the complications that come from working with other lenders, brokers, or middlemen. We understand how important obtaining the right financing can be to small business success, and we’re dedicated to helping our clients thrive, that is why we are proud to offer our own capital through direct lending.

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Clearing Lending Obstacles

Borrowing money has always come with its own unique challenges, but following economic strife in recent years, it has become more difficult for small business owners to acquire the funds they need from traditional lenders. Qualifying standards have gotten more stringent, and factors like rigid repayment terms and large down payment commitments have made it harder for borrowers to find a loan that suits them.

Meanwhile, small businesses that have poor credit scores have found more doors closed than open when it comes to obtaining business financing.

As a direct lender, National Funding is focused on finding the right small business loans for borrowers. With direct lending we can offer our own capital directly to our customers, cutting out the middlemen who slow down and complicate the lending process.

Our business loan options are both flexible and easy to get approved, with special alternatives available for businesses that may have less-than-perfect credit.

Direct Business Lending

National Funding is able to compete in the business lending landscape because we can offer borrowers something the big banks cannot. Instead of uncompromising qualifying and repayment terms, our working capital loans, merchant cash advances and other financing options are designed to meet the special needs of small business owners.

Since we’re offering our own funding through direct lending, we can save time and money, both of which we can then pass on to the borrower.

This starts with our application process. National Funding knows small business owners don’t have time to fill out reams of forms, which is why we opt for minimal paperwork. Our one-page applications are simple and straightforward, and can even be completed and signed online through our website 

Our direct lending capabilities also allow us to review and approve applications quickly. This means borrowers can receive their funding in as few as 24 hours.

No matter how much money you borrow, National Funding is also dedicated to variable repayment terms. Forget fixed payment schedules and pre-payment penalties. Additionally, unlike with some lenders, there are no restrictions on how you can use your funds.

In addition to loans, National Funding also offers options for equipment leasing and credit card processing. Our goal is to be a partner for small businesses, providing a wide range of services geared toward the unique needs of the market.

Being a direct lender means we can blaze our own trail without the challenges of dealing with various lenders and brokers, passing on the benefits to our clients and ensuring each loan product is suited to the needs of borrowers.

Contact National Funding today to find out more about how working with a direct business lender can help you take your business to the next level.


Proud small business lending partner

Customer Care
National Funding's Customer Care representatives are available to ensure that all client issues are resolved in a timely manner.

Customer Care Center Hours
Monday - Friday
7:30am to 4:30pm PT


Address Information
9820 Towne Centre Drive
San Diego, California 92121