Small Business Loans

We make getting loans fast,
personalized and easy.

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Getting a Business Loan is Simple

National Funding provides small business financing solutions online. You can be approved and funded in as little as 24 hours. Receive up to $500,000 in funding to grow your business or cover expenses. Here’s how:

Step 1:

Minimum Requirements

6 Months in Business $250,000+ in Annual Sales Business Bank Account

Step 2:

Apply Online

Save time by avoiding extensive paperwork. Apply with our simple online form. You can be approved in as little as 24hrs.

Step 3:

Get a Solution

A Funding Specialist will contact you to discuss options. Secure funding up to $500,000 for your small business.

6 months
in business
Fair to
Excellent Credit
Equipment quote
from a vendor
Bob's Home Heating and Cooling
Meet John Meier
Owner of Bob's Home Heating and Cooling
"With a hands-on, consultative approach to small business loans, National Funding helped secure the right amount of funding and made the process painless."

What Our Customers are Saying

1,869 Reviews on Trustpilot 4.8 / 5

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A Trusted Lender for Business Owners - the National Funding Difference

National Funding takes every opportunity to help strengthen small business owners. Since 1999, we’ve helped business owners nationwide with business funding solutions. Whatever your needs, whatever your budget, we’re here to help your business succeed.
National Funding team

Why a Small Business Loan Can Be a Smart Option

There’s more to a small business loan than meets the eye. More than a line on your credit report, it’s also a smart investment in your business’ future. The best business loans fuel growth for your business without any hassle, so you have financial flexibility for your daily operations. A loan helps you cover expenses that not only keep your business running but can help you grow and expand. Whether you need to hire more employees or a short-term cash infusion to cover taxes, National Funding can help you determine the right financing solution for your small business.

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Cover Capital Expenditures

Update equipment, improve facilities and add critical growth elements so that your business can move forward.
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Grow Your Business

Purchase inventory, support marketing efforts, open a new location or bring on new team members
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Pay Bills

Make sure bills, taxes, and vendors are paid on time so you’re not facing overdue notices
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Keep Cash Available

Maintain working capital reserves to cover planned growth or unexpected needs
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Protect Personal Finances

Keep complications from personal loans out of your business
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Maintain Independence

Avoid giving up control of your business to equity partners or other funding sources

FAQ: Small Business Loans

Securing a small business loan can be challenging to navigate if you don’t know the ropes. As a business owner, you’ve got better things to do than spend weeks learning the intricate details of lending. That’s where we can help. At National Funding, we know you’re busy, so we make it easy to understand your financing options. Get the answers you need now by looking through our most frequently asked questions about small business financing.

How do National Funding’s small business loans work?
National Funding is an alternative lender, which means we work with you, the small business owner. Our process reduces the amount of time it takes to review your small business loan application. When you apply for a loan, our team reviews it instead of sending it to a third party. We’ll help you find the right financing for your business. If approved, we’ll get your funds to you fast.
How can I apply for a small business loan with National Funding? How much of a small business loan can I get?
You can apply online with just a few simple steps. We won’t make you fill out books of paperwork or mail in your application. You can even complete our online application right from your mobile phone. Apply for a loan from $5,000 all the way up to $500,000 with no collateral required.
How quickly can I receive funds after applying for a small business loan?
With a traditional lender, the application process can take weeks. Then, if you are approved, you’ll probably wait another several weeks for your loan funds to come through. On the other hand, alternative lenders like National Funding make it easy to apply and get your loan decision fast. We pride ourselves on giving you a quick decision on your application. If approved, you could have your loan funds in as few as 24 hours1.
Do I need collateral for a small business loan?
Small business loans from National Funding don’t require collateral or a down payment to get the funds your business needs. Apply today and we’ll help you find a customized financing solution that’s tailored to your business with no down payment and no collateral needed.
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Products offered by National Funding Inc. and affiliates are business products only. The products may be provided by third parties and subject to lender approval. In California, products made or arranged pursuant to a California Financing Law License. License #: 603A169