Effective Small Business Equipment Financing and Leasing Options
With more than 1 million employees in Colorado working for small businesses, it’s clear the Denver area offers a great startup atmosphere.* For small business owners that rely on heavy equipment, machinery or nearly any other tool to get the job done, access to the right gear is a critical step toward success.
National Funding is here to help your small business utilize effective leasing and financing options, no matter what industry you operate in. When you work with us, you choose a partner that anticipates and understands your needs and works with you to ensure they’re met.
*Source: Colorado SBDC
“More than 1 million employees in Colorado work for small businesses.”
Equipment Leasing & Financing
New and pre-owned equipment leases
National Funding is a leader in the equipment financing industry. With our Lowest Payment Guarantee and no down payment requirement, we cost you less. Our dedicated Loan Specialists will work to get you a quick approval on virtually any type of equipment. They will then find the payment option that’s best for you.
Click or call and receive a quick decision and the equipment you need.
Up to $150,000 in equipment leasing
New or pre-owned equipment
Wide variety of payment options
Huge potential tax savings
Ratings & Reviews
We are very proud of what our customers are saying on Trustpilot
Financing and Leasing Options Created for Small Businesses
Owning a small business means a steady slate of long days and critical decisions. National Funding is here to help your efforts to get the best possible equipment in place for your company. We work exclusively with small businesses, which means we’ve crafted a process that specifically takes your needs into consideration.
Fast decision timelines and responsive agents all help move the action along, as does quick provision of equipment. What does working with us mean for your business?
- Practical lending and leasing standards that take the needs of small companies into account.
- Our Lowest Payment Guarantee for each and every lease.
- Accesses the powerful savings offered by Section 179 of the tax code.5
- You put your new equipment to work quickly, without unnecessarily long wait times.
How to Get Leased and Financed Equipment in Denver?
Working with us means an efficient experience from start to finish. Want to know what you have to do to submit an application? Here are all three easy steps:
- Fill out a quick one-page application.
- Share three months’ of bank statements.
- Provide an equipment price quote from your vendor.
Want to start the process? Get Started
Virtually No Limitations
What Can You Do With Equipment Financing and Leasing in Denver?
If you can use leased or financed equipment for a legitimate business purpose, National Funding can help you acquire it. Whether you’re a manufacturer who wants to improve production times or a contractor looking to take on new kinds of jobs, we’re here to help.
There are plenty of options that meet your specific needs, too. Whether you want to finance gear or lease new or used equipment, we offer effective options that allow your company to get up and running quickly. And, no matter which choice you make, leasing and financing help reduce immediate financial burden and increase the amount of cash on hand for your business.
Why Should You Work With National Funding?
National Funding has built a reputation as a proven and trusted provider of small business leasing and financing options for almost 20 years. Because we focus on small businesses, we understand how to provide the best experience and most effective options for companies just like yours.
National Funding is ready to help your business succeed. Complete our quick online application and start working with an experienced loan specialist today!
True to our mission, we encourage you to read the following policies and learn how they affect you as a client.
(1) 24 hours:
Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.
(2) Early payoff discounts:
National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process. Equipment Finance customers who pay off the total remaining balance early, at any point during the contract, will automatically receive a 6% discount off the total remaining balance. Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance. We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.
(3) Automatic payments:
Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.
(4) Wide variety of payment options:
- Equipment Financing: payments are remitted monthly with terms of 2-5 years
- Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months
(5) Huge potential tax savings:
Section 179 tax deduction is a lucrative and important tax break that has been made permanent across the board, under the Protecting America from Tax Hikes Act (PATH Act). In most cases, the IRS allows your equipment lease or loan payments to be 100% tax deductible! You can secure the equipment, tools, and technology that you need, while also taking advantage of significant tax deductions — up to $500,000. Consult your tax professional for more details.
(6) Guaranteed lowest payment:
Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.
In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.
The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.
The Guaranteed Lowest Payment may be discontinued at any time without notice.
To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.
(7) Terms and Conditions apply:
This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.