Small Business Loans for Denver, Colorado Businesses

The Funding Your Small Business Needs in the Mile High City

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A Small Business Loan for Your Denver-based Company Can Make a World of Difference

Denver is a hub for businesses of all types, with location, tradition, tax climate and a number of success stories all helping the city reach its current status. Even Gov. John Hickenlooper has a powerful connection to small business in Denver: He created the popular Wynkoop Brewing Company to in the late 1980s.*

The city’s small business culture is a thriving one, with enterprises of all types throughout. With so much potential competition for a variety of industries, getting ahead can seem like a difficult proposition.  Small Business loans can drive stability, growth, and diversification that is much needed to remain competitive.  National Funding is here to partner with Denver’s small businesses by providing loans to fuel development.

*Source: Politico News

"Even Gov. John Hickenlooper has a powerful connection to small business in Denver.”

Many Powerful Benefits for Denver Small Businesses

How could your business benefit from the additional funding a small business loan provides? Consider just a few of the many potential avenues:


Make your current location a better fit for your business needs.


Put modern technology that effectively supports your operations.


Bring on more employees to handle expansion or seasonal peaks in sales.


Open a second location or move to a larger, more visible building.

National Funding is Dedicated to Helping Small Businesses

Navigating the lending world can be a time-consuming and frustrating job for a small business owner. National Funding is here to provide sensible, effective lending options to small companies just like yours. We’ve dedicated ourselves to working with smaller organizations, which means we offer a streamlined lending experience.

You don’t spend many hours or days working on completing a loan application and leaving your business by the wayside when you partner with us. We make sure we get the information we need and quickly make a decision, helping small business owners focus on what matters most.

Small Business Loans

When others say no .... National Funding says Yes!

National Funding is a top nationwide lender and convenient resource for business loans. We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when other lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you one-on-one personalized service.

There is no obligation to get started, and no need for collateral or a down payment. Receive a quick decision and get funding in as little as 24 hours.1

  • Loans from $5,000 to $500,000

  • No collateral required

  • Easy, no cost, no obligation application

  • Automatic payments

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Ratings & Reviews

We are very proud of what our customers are saying on Trustpilot

Our Loan Process Is Quick and Simple

Small business owners should be able to apply for loans without having to spend significant time away from their ventures. Because we focus on only necessary information and make sure your time is used efficiently when applying, you’ll soon be back to focusing on your day-to-day operations.

What does National Funding’s loan application process look like?

  • A single page is all you need to fill out to get the application process started without extreme documentation requirements or requests for piles of information.
  • Lending standards developed with the needs of small businesses in mind.
  • Funds get to your business quickly following approval of the loan, making the money is available to put to good use.

Fast & Easy

Click or call and receive a quick decision and funding in as few as 24 hours.1

How to Get a Small Business Loan in Denver

What should you have on hand when you’re ready to take the next step and apply for a small business loan through National Funding? Make sure you have the following and you’re ready to go:

  1. Basic financial information about your business - the info any owner should have on hand.
  2. Three months of bank statements.

That’s all we need!


Our financing solutions and variable payment options are tailored to your specific needs.

How Extra Funding Could Help Your Denver Small Business

There are many ways small businesses across Denver can change, grow and find success. Having funds on hand can help small business owners realize their goals.

From paying off a large, unexpected bill or dealing with high-interest credit card debt to buying new equipment or hiring staff, there are plenty of ways for small business owners to benefit from a loan. The flexibility of the funds is worth noting: You can use a loan for nearly any legitimate business expense.


Since 1999, we've funded over $2 billion in capital for over 35,000 businesses nationwide.

Why Should Your Denver-based Small Business Work With National Funding?

National Funding has spent nearly 20 years focusing exclusively on helping small businesses. Our entire organization understands the unique economic factors that smaller companies encounter, and we offer loans and a lending process developed with business owners like you in mind.

National Funding is excited to partner with your small business. Get started by completing our quick online application and work with a knowledgeable loan specialist today!


Legal Disclosures

True to our mission, we encourage you to read the following policies and learn how they affect you as a client.


(1) 24 hours:

Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.


(2) Early payoff discounts:

National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process.  Equipment Finance customers who pay off the total remaining balance early,  at any point during the contract, will automatically receive a 6% discount off the total remaining balance.   Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance.  We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.


(3) Automatic payments:

Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.


(4) Wide variety of payment options:

  • Equipment Financing: payments are remitted monthly with terms of 2-5 years
  • Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months


(5) Potential Tax Savings:

The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.


(6) Guaranteed lowest payment:

Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.

In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.

The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.

The Guaranteed Lowest Payment may be discontinued at any time without notice.

To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.


(7) Terms and Conditions apply:

This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.