Business Loans in Houston Give Your Business an Edge
As the fastest growing metro area from 2010-2017, Houston is ripe for growing businesses, too. From the thriving tech sector to the construction industry, business opportunities in Houston are steadily expanding throughout the city. Meeting the demands of a fast-growing market, however, can be expensive for businesses in the short term. Small business funding for Houston businesses can help you take advantage of growth opportunities without depleting cash reserves.
“As the fastest growing metro area from 2010-2017, Houston is ripe for growing businesses.”
Equipment Leasing and Small Business Loans in Houston
Secure financing for new business equipment like heavy machinery or computer servers, or use a business loan to cover your expansion efforts.
Business Loans in Houston
Get the cash you need for marketing campaigns, new technology or to cover monthly expenses in amounts from $5,000 to $500,000.
Equipment Leasing and Financing
Replace outdated business equipment with new or gently pre-owned equipment using financing options like equipment leasing up to $150,000.
A Variety of Financing Support and Solutions for Houston Business Owners
National Funding’s competitive business loan rates for Houston business owners take the stress out of finding funding. Get a customized business loan tailored to the needs of your business.
Working Capital Loans Fuel Your Houston Business
We’ve Got a Financing Solution That’s Right for Your Business
Getting the funds you need for operating expenses or planned expansion can be daunting. Past financial troubles or a less than ideal credit score shouldn’t hold you back from reaching new business goals. That’s why we’ve developed financing options that can be tailored to the needs of your business, including bad credit business loans in Houston.
Step 1
Get Approved
No waiting, no delays.
Get approved within 24 hours.1
Do You Qualify 1
1 Year in Business
$150,000 in Annual Gross Sales
3 Months' Bank Statements
Step 2
Get a Solution
Review financing options with your dedicated National Funding loan specialist.
Personalized Solutions
Learn how easy it is to work with us, and how hard we work for you.
Step 3
Get Cash
The money you need is deposited in your checking account — quickly and easily.
Contact Us
What can we do for your business?
Apply online or give us a call at 888-733-2383.
Simple as that! Ready to find out more? Get Started
Ratings & Reviews
Our focus on customer service has allowed us to find financing solutions for Houston area business owners just like you.
How We Compare to Other Financing Solutions
We aim to make finding small business loans in Houston easier than ever with an online application and dedicated loan specialist. After approval, you’ll get your business loan funded fast so you can start taking advantage of the growing Houston market.
Most Banks
- No
- No
- No
- No
- No
- No
Traditional Credit Lines
- Yes
- No
- Yes
- No
- No
- Yes
Disclosures
Legal Disclosures
True to our mission, we encourage you to read the following policies and learn how they affect you as a client.
(1) 24 hours:
Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.
(2) Early payoff discounts:
National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process. Equipment Finance customers who pay off the total remaining balance early, at any point during the contract, will automatically receive a 6% discount off the total remaining balance. Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance. We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.
(3) Automatic payments:
Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.
(4) Wide variety of payment options:
- Equipment Financing: payments are remitted monthly with terms of 2-5 years
- Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months
(5) Potential Tax Savings:
The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.
(6) Guaranteed lowest payment:
Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.
In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.
The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.
The Guaranteed Lowest Payment may be discontinued at any time without notice.
To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.
(7) Terms and Conditions apply:
This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.