Small Business Loans for Las Vegas, Nevada Businesses

Grow Your Las Vegas Small Business With an Effective Loan Option

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Small Business Loans Benefit Companies Across Las Vegas

Small businesses are on the rise in Las Vegas. Low overheads, limited taxes and a healthy startup environment are all strong positives for smaller companies in Las Vegas.*  Whether you’re focused on tourism, service, biotechnology or manufacturing, you know you picked a great spot to grow your business. However, a lack of easily available lending for small businesses in and around the city can hamper growth efforts.*  That’s where National Funding is ready to step in and help small businesses throughout Las Vegas.

National Funding understands that, sometimes, a company needs an infusion of cash to reach its fullest potential. That’s why we’re proud to offer small businesses throughout the city loans that effectively address their wants and needs.  Get the money your organization needs with a small business loan from National Funding.

*Sources: Business News Daily  |  Las Vegas Review-Journal

“Low overheads, limited taxes and a healthy startup environment are all strong positives for small businesses in Las Vegas & Nevada.”

Small Business Loans Help Las Vegas Companies Strive for Success

You have plenty of options when it comes to using your small business loans - you can put the money toward nearly any business expense! Consider just a few of the many options:


Improve the appearance and function of your current facility.


Approach new markets and customers.


Modernize the systems that help your small business run.


Stock up on products or raw materials, so you don’t worry about running out.

National Funding Knows How to Help Small Businesses

At National Funding, we know running a small business requires intelligence, dedication and problem-solving skills. Our organization has exclusively focused on small and growing companies since we started lending in 1999, which means we have a strong understanding of what businesses just like yours need to grow.

We’re ready to work with your Las Vegas-based small business to craft an effective loan that takes your needs and operational reality into account. Our application and lending processes were developed with small businesses in mind, too, meaning a positive experience from start to finish.

Small Business Loans

When others say no .... National Funding says Yes!

National Funding is a top nationwide lender and convenient resource for business loans. We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when other lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you one-on-one personalized service.

There is no obligation to get started, and no need for collateral or a down payment. Receive a quick decision and get funding in as little as 24 hours.1

  • Loans from $5,000 to $500,000

  • No collateral required

  • Easy, no cost, no obligation application

  • Automatic payments

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Ratings & Reviews

We are very proud of what our customers are saying on Trustpilot

Our Loan Process Takes Small Business Needs Into Account

It’s hard to take time away from running your business to sort through pages of bank documents or dig up seldom-used data about your operations. That’s why our lending process is simple, fast and focused.

We make applying easy so you can keep your focus on your business, not a long application. Just like our loans are flexible and offer options to provide a great fit for small businesses, our application process is similarly targeted to help business owners just like you.

What does our practical process mean for your business?

  • Simple and fast from start to finish: We ask for the information we need and nothing more.
  • Lending standards that make sense for small businesses.
  • Funds delivered the next day1, meaning the money quickly goes to work for your business.

Fast & Easy

Click or call and receive a quick decision and funding in as few as 24 hours.1

How to Get a Small Business Loan in Las Vegas

We make it easy for you to get started on a small business loan application. What should you have on hand to start the process?

  1. Minimal paperwork - just a one-page application.
  2. Three months' of bank statements.

That’s all we need! Ready to learn more?


Our financing solutions and variable payment options are tailored to your specific needs.

Las Vegas Business Owners - Put Your Small Business Loan to Work

What would you use a small business loan for in Las Vegas? No matter you want to address an unforeseeable financial need or invest in the growth of your business - whether on or off the Strip - there are plenty of options.

You could hire more staff to deal with especially busy times of the year, train staff at a new location, advertise to get the word out about your business and so much more. Our flexible loans can be used for nearly any business expense.


Since 1999, we've funded over $2 billion in capital for over 35,000 businesses nationwide.

Why Should You Choose National Funding?

We have a proven track record of helping small businesses in Las Vegas and across the country stabilize, diversify and find success. Our wealth of experience working with smaller companies means we’re an effective and dependable partner.

National Funding is excited to work with your small business. Get started by completing our quick online application and work with a knowledgeable loan specialist today!


Legal Disclosures

True to our mission, we encourage you to read the following policies and learn how they affect you as a client.


(1) 24 hours:

Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.


(2) Early payoff discounts:

National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process.  Equipment Finance customers who pay off the total remaining balance early,  at any point during the contract, will automatically receive a 6% discount off the total remaining balance.   Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance.  We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.


(3) Automatic payments:

Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.


(4) Wide variety of payment options:

  • Equipment Financing: payments are remitted monthly with terms of 2-5 years
  • Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months


(5) Potential Tax Savings:

The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.


(6) Guaranteed lowest payment:

Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.

In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.

The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.

The Guaranteed Lowest Payment may be discontinued at any time without notice.

To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.


(7) Terms and Conditions apply:

This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.