Working Capital Loans for Las Vegas, Nevada Small Businesses

Help Your Business Grow With a Loan From National Funding

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Working Capital Loans Help Las Vegas Small Businesses

Las Vegas has an especially attractive climate for small businesses, as low taxes and overhead combined with a rapidly growing culture that supports such companies. With small businesses employing a significant number of the million-plus workers in the area, there’s plenty of chances for growth as well as competition.*

Small companies don’t always have the cash they may need to address an unexpected bill or make a smart business move. A working capital loan can be just what is needed because it is a flexible infusion of funds for your small business.

National Funding is here to help smaller organizations stabilize and develop with effective working capital lending options. When you choose National Funding, you choose a lender that cares about small business success.

*Sources: Clark County Economic Overview  |  Las Vegas Business Press

“Small businesses employ a significant number of the million-plus workers in the area.”

Using Working Capital to Boost Your Business

 What are some ways your Las Vegas business can benefit from a working capital loan?
Consider a few examples:


Help your staff improve their skills and increase performance.


Put the right gear in place to boost production.


Improve your storefront or factory to boost appearance and efficiency.


Make sure you always have your best-selling products available.

Your Business Needs a Great Lending Partner

Not all working capital loans are developed exclusively with the needs of small businesses in mind. We focus on providing loans with terms and options that make sense for small organizations, along with a lending process that’s geared for efficiency and quick completion.  We understand that flexibility is a key advantage of a working capital loan - you can put it toward nearly any business expense. That means planned expansions and unpredictable issues can both be addressed with equal effectiveness.

Choosing us as your lending partner means selecting a provider with a strong track record of listening to and understanding small business owners and their unique needs.

Small Business Loans

When others say no .... National Funding says Yes!

National Funding is a top nationwide lender and convenient resource for business loans. We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when other lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you one-on-one personalized service.

There is no obligation to get started, and no need for collateral or a down payment. Receive a quick decision and get funding in as little as 24 hours.1

  • Loans from $5,000 to $500,000

  • No collateral required

  • Easy, no cost, no obligation application

  • Automatic payments

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Ratings & Reviews

We are very proud of what our customers are saying on Trustpilot

What Is The Application Process?

Our working capital loan application makes sure you don’t spend too much time away from your company. Helping your Las Vegas-based small business grow requires long hours, and we recognize that. Our practical approach focuses on the most important pieces of information and avoids long applications and mounds of paperwork.

What does our working capital loan application process look like?

  • A straightforward, short application that asks for the information we need to make a decision and nothing more.
  • Lending standards that recognize the unique position occupied by small businesses.
  • Funds are delivered quickly, meaning your business can quickly make changes.

Fast & Easy

Click or call and receive a quick decision and funding in as few as 24 hours.1

How to get a Working Capital Small Business Loan in Las Vegas

Finding out if you qualify for a working capital loan from National Funding is simple and easy. Here’s all we need from you:

  1. A small amount of paperwork - the application is only a single page.
  2. Three months' worth of your most recent bank statements.

That’s all! Ready to find how much funding you qualify for? Get Started


Our financing solutions and variable payment options are tailored to your specific needs.

How Will You Use a Small Business Working Capital Loan?

A working capital loan doesn’t just mean an infusion of cash; it’s a chance to take on a major expansion project or address lingering debt. You can put the money toward eliminating high-interest credit card bills or renovating your facility, and nearly anything in between.

You can dedicate the money to multiple projects or obligations, or focus on just a single one. You might even decide to keep some of the money in reserve to address an opportunity you see arising in the coming months. The same goes for the many options involved: We work with you to develop an effective lending solution.

The flexibility of our loans can’t be overlooked, no matter what market or industry your business works in. It’s easy to start the process, too - we’re ready to work with you.


Since 1999, we've funded over $2 billion in capital for over 35,000 businesses nationwide.

National Funding is Ready to Help Las Vegas Small Businesses

With so much small business lending experience spread throughout our organization, we’re in a unique position to partner with small businesses and provide working capital loans. If your business can use the influx of funds that comes with a working capital loan, don’t delay. National Funding is ready and able to help small businesses across Las Vegas.

We’re ready to partner with you. Complete our quick online application and work with a knowledgeable loan specialist today!


Legal Disclosures

True to our mission, we encourage you to read the following policies and learn how they affect you as a client.


(1) 24 hours:

Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.


(2) Early payoff discounts:

National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process.  Equipment Finance customers who pay off the total remaining balance early,  at any point during the contract, will automatically receive a 6% discount off the total remaining balance.   Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance.  We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.


(3) Automatic payments:

Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.


(4) Wide variety of payment options:

  • Equipment Financing: payments are remitted monthly with terms of 2-5 years
  • Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months


(5) Potential Tax Savings:

The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.


(6) Guaranteed lowest payment:

Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.

In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.

The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.

The Guaranteed Lowest Payment may be discontinued at any time without notice.

To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.


(7) Terms and Conditions apply:

This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.