Equipment Leasing & Financing for Businesses in New York City

The Equipment Financing NYC Small Business Owners Need

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Take Your Business to New Heights with Equipment Leasing and Financing from National Funding

As a small business owner in New York, you know how competitive the local market can be. After all, the city has more than 3 million people working across the five boroughs, most of them in small businesses.* New York offers plenty of chances for success, but your small business needs to have the equipment, tooling, machinery, and technology necessary to produce high-quality goods, win and fulfill contracts and generally excel.

What can your company do to get the equipment it needs when it’s needed? National Funding is a trusted partner that provides effective small business equipment leasing and financing options. No matter what type of equipment or machinery your small business uses, National Funding can help you get it.

*Source: New York Times

Equipment Financing New York

“New York has more than 3 million people working across the five boroughs, most of them in small businesses.”

Helping Your Business Succeed With Equipment Leasing and Financing

Your business prospers when it has the right equipment and machinery in place. The best possible equipment - and the right amount of it - means quicker results and the ability to take on more projects. There are plenty of benefits to having the right tools for the job, including:


Take on new tasks with the best equipment possible.


Get projects done faster and bid on more jobs.


 Stock a new or expanded facility with cutting-edge machinery.


Increase capacity to produce more and boost sales.

Small Business Funding in New York

Equipment Leasing & Financing

New and pre-owned equipment leases

National Funding is a leader in the equipment financing industry. With our Lowest Payment Guarantee and no down payment requirement, we cost you less. Our dedicated Loan Specialists will work to get you a quick approval on virtually any type of equipment. They will then find the payment option that’s best for you.

Click or call and receive a quick decision and the equipment you need.

  • Up to $150,000 in equipment leasing

  • New or pre-owned equipment

  • Wide variety of payment options

  • Huge potential tax savings

Apply Now

Ratings & Reviews

We are very proud of what our customers are saying on Trustpilot

A Simple Process for Getting the Gear Your Business Needs

National Funding offers you short timelines on leasing and financing decisions, in as little as 24 hours1 for some applicants. No matter what type of equipment or machinery your business needs, National Funding can help you get it.

What are the benefits of leasing or financing through National Funding?

  • Practical, effective lending and leasing standards geared toward small companies.
  • Protection through our Lowest Payment Guarantee for each and every lease.
  • Receive the equipment lease or financing you need, without delay.
  • Accesses the powerful savings offered by Section 179 of the tax code.5

Tax Savings

Save money at tax time, with special tax deductions5 for equipment acquisition under IRS 179.

How to Get Equipment Leasing and Financing for Businesses in New York

National Funding offers small businesses the leasing and financing options that make the most sense for their needs. We make sure the application process is straightforward, too. What do you have to do to get the ball rolling?

  1. Fill out a simple, one-page application.
  2. Provide three months’ of bank statement records.
  3. Equipment price quote from your vendor

And nothing more! Want to start the process? Get Started

Virtually No Limitations

Lease just about any type of new or pre-owned equipment — it's your choice.

What Can You Do With Financed or Leased Equipment in New York?

No matter what type of equipment your small business needs to continue on the path to success, National Funding can help you get it. Small business equipment leasing and financing options mean your company isn’t stuck paying for a major investment all at once. Instead, you can pay for the equipment, whether new or pre-owned, over time. That leaves more cash on hand for everything from taxes and business expenses to increased hiring and payroll concerns.


Since 1999, we've funded over $2 billion in capital for over 35,000 businesses nationwide.

Why Your Small Business Should Work With National Funding

Getting new or pre-owned equipment to help your small business continue on the path to success has never been easier. The quick online application process keeps you close to your business in New York City, and fast decisions and provision equipment means your business is ready to grow.

National Funding is ready to help your New York business. Complete our quick online application and start working with an experienced loan specialist today!


Legal Disclosures

True to our mission, we encourage you to read the following policies and learn how they affect you as a client.


(1) 24 hours:

Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.


(2) Early payoff discounts:

National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process.  Equipment Finance customers who pay off the total remaining balance early,  at any point during the contract, will automatically receive a 6% discount off the total remaining balance.   Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance.  We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.


(3) Automatic payments:

Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.


(4) Wide variety of payment options:

  • Equipment Financing: payments are remitted monthly with terms of 2-5 years
  • Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months


(5) Potential Tax Savings:

The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.


(6) Guaranteed lowest payment:

Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.

In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.

The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.

The Guaranteed Lowest Payment may be discontinued at any time without notice.

To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.


(7) Terms and Conditions apply:

This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.