Equipment Leasing & Financing for Businesses in Raleigh-Durham, NC.

Get the Equipment That Helps Your Small Business Prosper

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Powerful Leasing and Financing Options for Raleigh-Durham Small Businesses

Raleigh-Durham is full of opportunities for small businesses that work in sectors requiring substantial use of equipment, from construction and manufacturing to life sciences and much more. With small businesses employing nearly half of all workers in the Triangle, there’s plenty of work to be done.*  The right equipment is vital for your small business.

Raleigh-Durham’s expansive economy requires plenty of equipment to keep it moving.  While using the right equipment is a simple task for trained workers, it can be much more difficult for business owners to obtain it. That’s why National Funding offers Raleigh-Durham small businesses equipment leasing and financing options that meet their needs and help them excel in their chosen fields.  Put simply, National Funding helps your organization get the gear you need.

*Source: North Carolina Department of Commerce

“Small businesses employ nearly half of all workers in the Triangle.”

Leasing or Financing Equipment Can Help Move Your Business Forward

There are plenty of ways small businesses use leased and financed equipment to expand and grow. Consider just a few possibilities:


Increase output with cutting-edge machines on the factory floor.


Take on new jobs with a wider range or more specialized gear.


Work on more projects at the same time.


Finish jobs quickly and move on to more work.

Equipment Leasing & Financing

New and pre-owned equipment leases

National Funding is a leader in the equipment financing industry. With our Lowest Payment Guarantee and no down payment requirement, we cost you less. Our dedicated Loan Specialists will work to get you a quick approval on virtually any type of equipment. They will then find the payment option that’s best for you.

Click or call and receive a quick decision and the equipment you need.

  • Up to $150,000 in equipment leasing

  • New or pre-owned equipment

  • Wide variety of payment options

  • Huge potential tax savings

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Ratings & Reviews

We are very proud of what our customers are saying on Trustpilot

Straightforward Leasing, Financing Processes Help Your Business

There are plenty of options for small business owners in Raleigh-Durham when deciding how to acquire the equipment they need. Some may want to lease new equipment, while others look to pre-owned items for additional savings. Financing is another powerful option.

National Funding offers quick, efficient processes for leasing and financing, all developed with the needs of small business owners in mind. Working with us means your business:

  • Partners with a leasing and financing provider dedicated to working with small businesses.
  • Benefits from our Lowest Payment Guarantee for each and every lease.
  • Accesses the powerful savings offered by Section 179 of the tax code.5
  • Doesn’t wait several weeks or months for equipment - approval and delivery timelines are fast and efficient.

Tax Savings

Save money at tax time, with special tax deductions5 for equipment acquisition under IRS 179.

How to Get Leased and Financed Equipment in Raleigh-Durham?

National Funding has developed streamlined leasing and financing application processes that gather only the necessary info and quickly get you back to leading your business. What do you need to apply?

  1. Fill out a straightforward, single-page application.
  2. Provide three months’ of bank statement records.
  3. Share an equipment price quote from your vendor.

And nothing more! Want to start the process? Get Started

Virtually No Limitations

Lease just about any type of new or pre-owned equipment — it's your choice.

What Can You Do With Leased and Financed Equipment in Raleigh-Durham?

There are nearly limitless options for businesses to stabilize, expand and diversify when they bring the right equipment into the mix. Whether you want to replace aging gear or expand operations with new machinery, National Funding has a leasing or financing option that makes sense for your individual needs.

Leasing and financing doesn’t just mean the ability to produce more or take on new types of jobs; it also helps small businesses maintain more available funds. Instead of paying for equipment all at once, you can spread payments out over time. National Funding knows how valuable that financial flexibility is for your company.


Since 1999, we've funded over $2 billion in capital for over 35,000 businesses nationwide.

Why Should You Partner With National Funding?

National Funding is dedicated to helping small businesses prosper through effective loan, lease and financing choices. Nearly two decades of experience working exclusively with small businesses means we understand what companies just like yours need to succeed.

We’re here to offer effective pathways to get your business the right equipment at the right time. Complete our quick online application and start working with an experienced loan specialist today!


Legal Disclosures

True to our mission, we encourage you to read the following policies and learn how they affect you as a client.


(1) 24 hours:

Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.


(2) Early payoff discounts:

National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process.  Equipment Finance customers who pay off the total remaining balance early,  at any point during the contract, will automatically receive a 6% discount off the total remaining balance.   Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance.  We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.


(3) Automatic payments:

Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.


(4) Wide variety of payment options:

  • Equipment Financing: payments are remitted monthly with terms of 2-5 years
  • Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months


(5) Potential Tax Savings:

The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.


(6) Guaranteed lowest payment:

Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.

In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.

The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.

The Guaranteed Lowest Payment may be discontinued at any time without notice.

To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.


(7) Terms and Conditions apply:

This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.