Helping San Diego Small Business Owners Stay Competitive Thru Equipment Financing
San Diego is one of the largest cities in the country, meaning it’s full of jobs that require all types equipment and machinery. The sheer size of San Diego’s economic climate can be hard to comprehend. Close to 700,000 people work in the local services economy alone, with many millions more overall.* That means there are plenty of opportunities for small businesses like yours to grow and flourish, but you need the right equipment in the hands of your employees.
National Funding offers small businesses like yours attractive equipment financing across San Diego for new or pre-owned equipment of nearly any type. So your company can choose the terms and method of acquiring equipment that make the most sense for your unique financial situation.
*Source: U.S. Dept of Labor
"San Diego employs close to 700,000 people in the service economy."
Equipment Leasing & Financing
New and pre-owned equipment leases
National Funding is a leader in the equipment financing industry. With our Lowest Payment Guarantee and no down payment requirement, we cost you less. Our dedicated Loan Specialists will work to get you a quick approval on virtually any type of equipment. They will then find the payment option that’s best for you.
Click or call and receive a quick decision and the equipment you need.
Up to $150,000 in equipment leasing
New or pre-owned equipment
Wide variety of payment options
Huge potential tax savings
Ratings & Reviews
We are very proud of what our customers are saying on Trustpilot
A Quick, Easy Process Gets You the Gear You Need
As a small business owner, whether your small business wants to lease new or used equipment or finance a purchase, National Funding has you covered. You can confidently plan for future growth and development without straining your finances to the breaking point. Instead, your business can make payments over time as it grows.
With a fast path for approvals and decisions made - and funds provided - in days instead of weeks or months, the National Funding process means your business:
- Benefits from practical lending and leasing standards geared toward small companies.
- Is protected by our Lowest Payment Guarantee for each and every lease.
- Quickly accesses the powerful savings offered by Section 179 of the tax code.5
- Get the equipment lease or financing you need quickly, so you can get to work.
How to Get Equipment Leasing and Financing in San Diego
National Funding understands the needs of small businesses, which means our leasing and financing processes are streamlined and effective. What do you need to do to apply?:
- Fill out a simple, one-page application.
- Provide three months’ of bank statement records.
- Equipment price quote from your vendor
And nothing more! Want to start the process? Get Started
Virtually No Limitations
What Can You Do With Equipment Financing and Leasing in San Diego?
The options are vast when it comes to the equipment your small business can lease or finance. If your company needs equipment upgrades to maintain current operations or wants new gear to expand in San Diego, National Funding provides the options that make it possible.
Leasing and financing enable your business to keep more cash on hand to pay taxes, operational expenses and a variety of unexpected financial obligations. Or, you can simply spread out the cost of expensive, but necessary and profitable, equipment. Either way, National Funding is ready to work with you.
Why Should You Lease Equipment With National Funding?
National Funding has helped small businesses across San Diego get the gear they need since 1999. San Diego is our hometown, and you may have even seen us sponsor the Padres. We’re dedicated to helping your business access the equipment and machinery it needs in San Diego’s competitive business environment.
National Funding is ready to help your business succeed. Complete our quick online application and start working with an experienced loan specialist today!
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True to our mission, we encourage you to read the following policies and learn how they affect you as a client.
(1) 24 hours:
Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.
(2) Early payoff discounts:
National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process. Equipment Finance customers who pay off the total remaining balance early, at any point during the contract, will automatically receive a 6% discount off the total remaining balance. Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance. We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.
(3) Automatic payments:
Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.
(4) Wide variety of payment options:
- Equipment Financing: payments are remitted monthly with terms of 2-5 years
- Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months
(5) Potential Tax Savings:
The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.
(6) Guaranteed lowest payment:
Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.
In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.
The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.
The Guaranteed Lowest Payment may be discontinued at any time without notice.
To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.
(7) Terms and Conditions apply:
This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.