Equipment Leasing & Financing for Businesses in San Jose

Financing the Equipment San Jose Small Businesses Needed for Success

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Make Your Business the Best It Can Be With Equipment Financing and Leasing Options from National Funding

San Jose’s vibrant economy means small businesses can grab opportunities by the horns - but only if you have the best gear for the job. More than 1 million people work in and around San Jose, with a majority at small businesses.* That means there’s plenty of competition out there, and a lack of effective gear could mean the difference between picking up a lucrative contract and missing out.

Position your San Jose businesses so it can improve performance and output with the right equipment.  National Funding gives San Jose small businesses effective leasing and financing options, allowing you to choose the best option for your company.

*Source: U.S. Department of Labor

Equipment Leasing and Financing in San Jose, CA

“More than 1 million people work in and around San Jose, with a majority at small businesses.”

Leased & Financed Equipment Helps Businesses Grow

Leased or financed equipment helps your business perform to the best of its abilities. There are plenty of options to consider, including:


Increase output at your factory or production facility.


Take on more jobs or complete larger jobs faster.


Pursue work in new areas with the perfect gear for the job.


Give staff the tools they need to be as productive as possible.

Equipment Leasing & Financing

New and pre-owned equipment leases

National Funding is a leader in the equipment financing industry. With our Lowest Payment Guarantee and no down payment requirement, we cost you less. Our dedicated Loan Specialists will work to get you a quick approval on virtually any type of equipment. They will then find the payment option that’s best for you.

Click or call and receive a quick decision and the equipment you need.

  • Up to $150,000 in equipment leasing

  • New or pre-owned equipment

  • Wide variety of payment options

  • Huge potential tax savings

Apply Now

Ratings & Reviews

We are very proud of what our customers are saying on Trustpilot

Get the New or Used Equipment Your Company Needs, When You Need It

Whether you want to lease new or used equipment for a set time or finance a purchase, National Funding is here to help. We understand how critical equipment is too small businesses, so we developed financing and lending plans that take your needs into account. Your business can use leasing and financing to your advantage and pay back the expense on a monthly basis.

Working with National Funding means your business:

  • Benefits from leasing and financing standards developed with small businesses in mind.
  • Has the protection of our Lowest Payment Guarantee for every lease.
  • Has a quick timeline to receive a decision and your equipment, letting you get back to work without delay.
  • Accesses the powerful savings offered by Section 179 of the tax code.5

Tax Savings

Save money at tax time, with special tax deductions5 for equipment acquisition under IRS 179.

How to Lease and Finance Equipment for your business in San Jose?

National Funding is proud to offer small businesses leasing and financing programs developed with their needs in mind. What do you have to do to apply for equipment leasing or financing?

  1. Fill out a simple, one-page application.
  2. Provide three months’ of bank statement records.
  3. Equipment price quote from your vendor

And nothing more! Want to start the process? Get Started

Virtually No Limitations

Lease just about any type of new or pre-owned equipment — it's your choice.

What Can You Do With Equipment Leasing & Financing in San Jose?

National Funding focuses on small businesses, which means we’re proud to partner with you and offer our services and experience. Working with National Funding means your business gains access to an effective provider of a variety of leasing and financing options.

Leased and financed equipment offers a nearly endless array of options for businesses, from expanding into new fields to picking up larger jobs and putting more crews to work simultaneously. Leasing and financing also gives you more financial flexibility, a valuable resource in San Jose’s busy economy.

No matter which benefits you seek from leasing or financing equipment, National Funding is here to provide effective options and agreeable terms.


Since 1999, we've funded over $2 billion in capital for over 35,000 businesses nationwide.

Why Should Your Business Choose National Funding?

National Funding’s established success in small business lending is proof that we know how to partner with small businesses. With nearly two decades of experience and industry knowledge at our disposal, we know how to develop financing and leasing plans that make sense for small businesses across San Jose.

National Funding is ready to help your business succeed. Complete our quick online application and start working with an experienced loan specialist today!


Legal Disclosures

True to our mission, we encourage you to read the following policies and learn how they affect you as a client.


(1) 24 hours:

Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.


(2) Early payoff discounts:

National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process.  Equipment Finance customers who pay off the total remaining balance early,  at any point during the contract, will automatically receive a 6% discount off the total remaining balance.   Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance.  We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.


(3) Automatic payments:

Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.


(4) Wide variety of payment options:

  • Equipment Financing: payments are remitted monthly with terms of 2-5 years
  • Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months


(5) Potential Tax Savings:

The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.


(6) Guaranteed lowest payment:

Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.

In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.

The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.

The Guaranteed Lowest Payment may be discontinued at any time without notice.

To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.


(7) Terms and Conditions apply:

This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.