Bridge Loans for Commercial Property

Access the financing you need for your commercial property needs


Ready To Move Your Business Forward?

Fields marked with an * are required

The estimated sales your business generated in the last 12 months.

What's This?

Click your estimated annual gross sales

By clicking this box, I agree to National Funding’s Privacy Policy.
By continuing I agree to all terms and conditions

Terms & Conditions

General Acceptance

Any applications submitted electronically shall have the same force and effect as if the application bore an inked original signature(s). The above information, together with any accompanying financial statements, schedules, or other materials, is submitted for the purpose of obtaining credit and is warranted to be true, correct, and complete.


US Patriot Act:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan. What this means for you: When you apply for a loan, we will ask for your business name, address, and Tax Identification Number. We will also ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


For Loan/Merchant Services:

The Merchant and Owner(s)/Officer(s) identified in the application (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to National Funding, Inc. (“NF”) including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify NF of any change in such information or financial condition, (3) Applicant authorizes NF to disclose all information and documents that NF may obtain including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial loans having daily repayment features and/or Merchant Cash Advance transactions, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions, (4) each Assignee will rely upon the accuracy and completeness of such information and documents, (5) NF, Assignees, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a Recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information-providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant.(8) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (9) this request is for business and not for consumer purposes.


For Equipment Services:

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter(s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.


Text Messaging:

By providing my wireless phone number to National Funding, Inc., I agree and acknowledge that National Funding, Inc. may send text and multimedia messages to my wireless phone number for any purpose. I agree that these text or multimedia messages may be regarding the products and/or services that I have previously purchased and products and/or services that National Funding, Inc. may market to me. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive text or multimedia messages from National Funding, Inc to my wireless phone number.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. If for any reason your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please write to National Funding Inc., 9530 Towne Centre Drive, San Diego, California 92121. Funding amount and credit approval is subject to a full credit profile review.

National Funding Card National Funding Card

Have Your National Funding Card? Get Started.

How a Bridge Loan for Commercial Property Can Help Your Business

As a small business owner, you may be looking to expand and move your business into a larger, newer property or improve your existing property. To fuel your business growth, you may need access to bridge loan capital to pay for any aspect of a property - to help purchase a property, pay for property insurance and related expenses, or even funding to renovate your existing commercial property. Business financing with National Funding can help your business move forward.

Expand To A New Commercial Property

  • Access capital to help finance an additional business property in a new area
  • Grow your business in a new location

Renovate Your Existing Property

  • Use a business loan to pay for property renovation costs
  • Pay for construction, architect or contractors fees

Pay for Repairs of a Property

  • Use a business loan to maintain your property’s condition
  • Pay for furniture, fixtures or even repairs to AC or plumbing

Cover Your Property Expenses

  • Use a business loans to pay for a property insurance and fees
  • Use funding to pay for property management fees, real estate broker fees

How to Apply

The process to apply for a bridge loan for commercial property is easy. Use our simple online application to get started. One of our friendly Loan Specialists will get in touch to discuss your financing options.

How to Apply

How to Apply

How Does a Bridge Loan for Commercial Property Work?

Easy Application Process

The online application takes minutes to complete.

Helpful Loan Guidance

Your Loan Specialist will work with you to find the right loan for your business.

Quick Decision, Fast Funding

If you qualify, your application can be approved and your loan funded in as little as 24 hours.1.

What Customers Are Saying

Ron Beatty

Ron Beatty, Owner

Beatty Lawn & Tree Service

Knowing how hard it had been trying to secure small business loans in the past, this family-owned business sought out National Funding thanks to its reputation for accessible, hassle-free loans. Being able to purchase new, reliable equipment was a critical component for this growth of my business, and National Funding helped them make it happen.

Why National Funding?

National Funding is dedicated to helping business owners succeed. We’ve worked with businesses of all sizes and in all industries to help them get the financing they need. Our simple loan process makes applying and securing financing easier than ever.

We Know Your Industry

We’ve helped business owners in all industries find the right financing.

Simple, Fast Application Process

No-cost, no-obligation application with funding as fast as 24 hours1

A Trusted Lending Partner

Supporting 50,000 businesses nationwide with over $3 billion in funding

Dedicated Loan Specialists

Our Loan Specialists care about your success and provide options and guidance so you can quickly get the right loan you need

High Approval Rates

Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital you need

Hassle-Free Payments

We provide fixed terms and set up simple, automatic payments

Bridge Loan for Commercial Property Resources

It’s important to continue to learn new skills and tips as you grow with your business. We curated the best resources on expanding your small business.

What is considered Section 179 Qualifying Property?

What is considered Section 179 Qualifying Property?

In general, anything you would commonly consider business equipment, machinery, or property can be deducted. Exceptions do exist, though – and if you purchase property with the intention of deducting it only to find out you can’t, it could negatively impact your bottom line. Before you buy anything, familiarize yourself with the eligibility requirements for the tax credit:

Read More

Could I Owe Taxes from Sale of Property Assets?

Could I Owe Taxes from Sale of Property Assets?

If your business has a piece of equipment that it no longer needs, it could make sense to sell it. Not only will you get some extra cash, your business will also no longer have to worry about maintenance and storage for something you aren’t using.

Read More

4 Tactics for Negotiating Your Commercial Lease

4 Tactics for Negotiating Your Commercial Lease

Protect your company’s bottom line by negotiating for your next commercial lease like a pro. Whether you’re moving to a new location or renewing your lease, take the time to review and understand all the commercial lease terms. By doing so, you can save money and avoid potential financial disasters. Before signing your next agreement, consider these four commercial lease negotiation tactics.

Read More

FAQ: Bridge Loans for Commercial Property

Have questions about bridge loans for commercial property? You’re not alone. We put together this list of the top questions business owners ask about bridge loans for commercial property.

Is it hard to apply for a bridge loan for commercial property?

No! At National Funding, we make the loan application process simple. Our online application only takes a few minutes to complete.

Yes! A less-than-perfect credit score shouldn’t hold your business back from supplying customers with the products or services they need.

Depending on your lender and qualifications, you could get a bridge loan for commercial property faster than you might expect. At National Funding, for example, we pride ourselves on our ability to process and approve qualified applicants quickly. Some approved applicants receive funding in as little as 24 hours.1.

National Funding offers business loans with no down payment or collateral needed. That means you won’t need to disrupt your cash flow to secure your loan.

A bridge loan from National Funding for commercial property is a loan specifically designed to fund any aspect of your commercial property - whether it be renovations, property expenses, or helping to finance a purchase. Whether it’s a store, a warehouse, or a farm building, a bridge loan from National Funding for commercial property can help you get the property you need.

At National Funding, we make it simple to qualify for a bridge loan for commercial property by offering our application process online, plus it only takes a few minutes to fill out. One of our Loan Specialists will get back to you shortly after to ask you a few questions to get a better idea of your commercial property needs.

Since loan type, amount, and length varies by professional business, the loan interest will also vary. We have dedicated Loan Specialists here to help you determine what loan is best for you and your business needs.

Ratings and Reviews

We work hard to provide a personalized experience for every business owner. Read our reviews to see how we’ve helped business owners like you.


Legal Disclosures

True to our mission, we encourage you to read the following policies and learn how they affect you as a client.


(1) 24 hours:

Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.


(2) Early payoff discounts:

National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process.  Equipment Finance customers who pay off the total remaining balance early,  at any point during the contract, will automatically receive a 6% discount off the total remaining balance.   Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance.  We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.


(3) Automatic payments:

Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.


(4) Wide variety of payment options:

  • Equipment Financing: payments are remitted monthly with terms of 2-5 years
  • Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months


(5) Potential Tax Savings:

The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.


(6) Guaranteed lowest payment:

Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.

In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.

The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.

The Guaranteed Lowest Payment may be discontinued at any time without notice.

To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.


(7) Terms and Conditions apply:

This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.