Micro Business Loans
Learn how micro business loans work and how they can help your business
Ready To Move Your Business Forward?
How a Micro Business Loan Can Work for You
Does your business need a little bit of cash to cover immediate expenses or needs? Are your cash flow needs small enough that you can’t justify taking out a large, long-term business loan? A micro loan could be right for you. Micro business loans give you the influx of cash your business needs in smaller amounts than most long-term business loans. You’ll repay the micro loan over a year or less, getting your business out of debt quickly.
High Approval Rates
- Micro loans often receive higher approval rates than other types of loans
- With a micro loan from an alternative lender, you increase your chance of approval
Fast Funding
- Get the cash you need now with quick loan approval decisions
- National Funding funds your approved micro loan fast, with funding in as little as 24 hours
Cover Seasonal Costs
- Pay for daily expenses during slow seasons as your cash flow slows down
- You can then pay off your micro loan quickly when you reach your busy season
Pay for Sudden Expenses
- Cover your monthly utilities and rent when cash reserves are low
- Keep up with payroll throughout a dry spell
How to Apply
How Does a Micro Business Loan Work?
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Helpful Loan Guidance
A Funding Specialist will contact you to help you choose the right business financing option.
Quick Decision, Fast Funding
You could be approved, and funds deposited into your account, in as little as 24 hours.1
What Customers Are Saying
Joann Johnson, Owner
JoChas Moving & Delivery
When a family of former NFL players wanted to move its business to the big leagues, they wanted a funding partner that provided a caring, personalized approach to small business financing. They turned to National Funding to help kick off their growth, and have had a “special” partnership ever since.
Why National Funding?
Whether you need to cover an unexpected repair bill or this month’s rent, micro business loans can give you the cash you need. As a leader in short-term business financing, National Funding is here to help make the process fast and simple.
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Worry-Free Lending
No collateral requirements, plus simple, automatic payments3
Funding Specialists Who Care
Experienced Funding Specialists help you make the right decision
Personalized Experience
Lending solutions and payment options tailored to your specific needs
Preserve Cash
Hold on to more of your hard-earned cash for use in other parts of the business
Trusted by Businesses Like Yours
Over $4.5 billion in funding to more than 75,000 businesses nationwide
Micro Business Loan Resources
Short-Term vs. Long-Term Business Loans
See the differences between short-term and long-term business loan options. This post can help you consider the advantages and disadvantages of each. You’ll be better prepared to choose between a micro loan or a larger, long-term business loan.
A Guide to Microloans for Small Business
When you’re running a small business and funds are tight, borrowing even a few hundred dollars can make the difference between paying your bills or not. But many traditional lenders won’t even consider loans for less than five figures. Fortunately, there are other lenders out there willing to make microloans for small businesses.
The Difference Between a Loan and a Cash Advance
Trying to decide how to fund your business needs? You may be considering a merchant cash advance, which takes a percentage of your credit card sales. However, a micro loan may be the better choice for many businesses.
FAQ: Micro Business Loans
Feeling confused as to whether a micro loan is a good fit for you? We’re here to help! We’ve put together some of the common questions business owners like you ask about micro loans, and provide straightforward answers.
Ratings & Reviews
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