Merchant Cash Advance

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What is a Merchant Cash Advance Loan?

Every business owner runs into the need for cash from time to time. But where do you go to get it, especially when your bank won’t even consider your request? There is a solution for businesses that take credit cards. In fact you could get cash from the sales you haven’t even made yet. Turn tomorrow’s credit card sales into today’s cash flow. There is no faster, safer or easier way to get cash for your business. Spend it any way you see fit; we only get paid when you get paid. This is flexible financing on your terms, thanks to merchant cash advances from National Funding.

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Fast Funding

  • Get the cash you need now with quick loan credit decisions
  • National Funding can fund loan approvals in as little as 24 hours
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Cover Seasonal Costs

  • Use a merchant cash advance to cover operating costs as your seasonal sales start to increase
  • Pay for seasonal employees as your sales climb during peak business seasons
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Access Bulk Discounts

  • Order enough inventory to qualify for bulk discounts from vendors
  • A cash advance allows you to have the proper merchandise quantities in stock
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Expand Your Business

  • Use the financing from a merchant cash advance to fund your business expansion of a new location
  • A cash advance loan can help you fund your business’s growth and expansion phase

How to Apply

The process to apply for an inventory financing loan is easy. Use our simple online application to get started. One of our friendly Funding Specialists will get in touch to discuss your financing options.
How to Apply steps

How Does a Merchant Cash Advance Loan Work?

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Helpful Loan Guidance

Helpful Loan Guidance

A Funding Specialist will contact you to help you choose the right business financing option.

Quick Decision, Fast Funding

Quick Decision, Fast Funding

You could be approved, and funds deposited into your account, in as little as 24 hours.1

Why National Funding?

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Preserve Cash

Preserve Cash

Hold on to more of your hard-earned cash for use in other parts of the business

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $3 billion in funding to more than 50,000 businesses nationwide

We Can Help with a Merchant Cash Advance

The National Funding Merchant Cash Advance is an ideal solution for businesses that need cash quickly or want to smooth out the peaks and valleys of their cash flow. If you’ve been in business at least 1 year and your monthly credit card transactions are over $3000, then you’re already pre-qualified. All you have to do is complete an application and send us the last 4 months of your credit card statements. Our approvals are usually completed the same day and you could get your cash in as few as 24 hours.

Payback is easy. There are no invoices or checks to write. We receive a small percentage of your business’ credit card sales each time they’re batched. That percentage never changes. So even if business is slow you’ll pay the same percentage of sales. And if business picks up you could even pay back faster. And there’s never a prepayment penalty. You could get going in just a few minutes and you could receive your cash within a day.

To get your merchant cash advance started today, or want to discuss our other small business lending options like business loans for bad credit, you can call us or apply now.

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© 2021 National Funding

Products offered by National Funding Inc. and affiliates are business products only. The products may be provided by third parties and subject to lender approval. In California, products made or arranged pursuant to a California Financing Law License. License #: 603A169