× I am a professional freelance writer from the United States that specializes in making insurance, investing, and retirement planning understandable. Having worked as a financial advisor, I add a layer of expertise to my writing that is simply impossible for someone without a financial background. During my career, I have worked with clients in nearly every financial field. Please see my website for writing samples, client reviews, and other information: www.davidrodeck.com

× Stephanie Vozza is an experienced writer who specializes in small business, finance, HR, retail and real estate. She has been a regular columnist for FastCompany.com for more than three years, earning some of the site's highest page views. Her byline has also appeared in Inc., Entrepreneur and Parade, and she has written for companies that include LinkedIn, Staples, Hewlett Packard Enterprises, Capital Impact and Century 21. She was recently named one of the top business writers by HubSpot. Stephanie is also the founder of The Organized Parent, a website that offers product and tips to streamline family life; she sold the company to FranklinCovey in 2011.