Using a small business loan to buy advertising doesn’t have to be high-risk when you know how to calculate the additional profit you’ll make to cover the interest payment and loan amount by using the return on ad spend (ROAS) formula. Advertising and marketing loans are not good for every situation, including industries where there… Read more »
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5 Offline Marketing Strategies That Support Small Businesses
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Using the six “C’s” of credit analysis as a guide for when they apply for a loan, small-business owners can greatly increase their chances of finding success.
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Having a strong net profit margin in your business does not mean you’re going to make more money as it represents how much cash you have on hand to keep — not how much your company’s revenue has increased by. It is also a measure of financial stability when economic fluctuations happen and a measure… Read more »
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If you need help determining your small business tax rate, these tips can help you get organized and find the best approach to cover your taxes.
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Accurate Cost of Goods Sold (COGS) helps improve profitability by giving you the information needed to make pricing decisions that grow revenue over expenses, so you can focus your time on cutting costs and creating a better experience for your customers. With accurate COGS you’ll know the exact cost of each item you sell and… Read more »
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Knowing if buying a franchise is a good idea comes down to the amount of risk you’re willing and able to take on both financially and socially right now. If right now is not a good time for you to buy a franchise, then this could be the time to prepare yourself. That way, you… Read more »
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Lenders use UCC filings, which are publicly accessible, to show which assets from your business they can claim as collateral if you default on your small business loan. When you’re ready to take a new loan, the new lender will see someone else already has a UCC filing on your assets, making you a higher-risk… Read more »
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