How to Do a Cash Flow Analysis
A simple cash flow analysis can help you better understand your company’s financial health, and even free up extra money. Here’s how to run one.
READ THE STORY
Pretha Yasmin
The Debt-to-Income Ratio for Loans and Financing
The Debt-to-Income (DTI) ratio measures how much of a borrower’s gross monthly income remains after paying down debt. Lenders use this ratio to gauge whether the borrower has enough disposable income to take on new debt obligations and still maintain their lifestyle. The ratio measures a borrower’s total required monthly debt payments on consumer credit… Read more »
READ THE STORY
Loan to Value Ratios (LTV) & How They Impact Your Loan
The loan to value ratio or LTV is a measurement of the risk level for the lender based on the amount of money being borrowed compared to the asset being purchased. It is most often used for assets that serve as loan collateral. When the risk is lower, the lender may be open to offering… Read more »
READ THE STORY
How to Borrow Money from Your Own LLC Without Tax Penalties
How can I borrow money from my LLC and not be subject to tax penalties? We break it down.
READ THE STORY
How Invoice Factoring Works and When It Makes Sense
Invoice factoring is when a business sells the invoices owed to them at a discount to a third party called a factoring company, and the factor company collects from the business’s customer directly. The business selling their invoices is not required to tell the customer, but the customer will receive a notification of assignment from… Read more »
READ THE STORY
When Marketing and Advertising Loans Are a Good Idea
Using a small business loan to buy advertising doesn’t have to be high-risk when you know how to calculate the additional profit you’ll make to cover the interest payment and loan amount by using the return on ad spend (ROAS) formula. Advertising and marketing loans are not good for every situation, including industries where there… Read more »
READ THE STORY
27+ Offline Marketing Strategies for Small Businesses
5 Offline Marketing Strategies That Support Small Businesses
READ THE STORY
The 6 “C”s Of Applying For A Small Business Loan
Using the six “C’s” of credit analysis as a guide for when they apply for a loan, small-business owners can greatly increase their chances of finding success.
READ THE STORY
