Equipment Financing & Leasing

Keep your business running with important equipment upgrades

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How Equipment Financing Loans Can Work for You

Having the right equipment for your business can make or break your business. Sometimes you may not have the cash on hand when you need to upgrade crucial equipment and that’s where we come in. Our equipment financing loans help businesses secure the equipment they need to keep their business up and running.

Equipment Financing Options icon

Equipment Financing Options

  • Get up to $150,000 for equipment that’s critical for running your business
  • Lease new or pre-owned equipment
Improve Efficiency icon

Improve Efficiency

  • Help operations run smoother with new equipment
  • Keep your working capital to fund other important parts of your business
No Limitations icon

No Limitations

  • Lease about any type of new or pre-owned equipment
  • You decide what equipment your business really needs
Quick, Painless Process icon

Quick, Painless Process

  • Get funding fast so you can make important purchases quickly
  • Flexible payment options are available

Equipment Financing & Leasing Details

Unexpected equipment repairs or upgrades can have a significant impact on your business. From heavy equipment like forklifts to large medical equipment, having the equipment you need is an important part of your business’s success. The cost of equipment purchases don’t have to be prohibitive – with equipment financing and leasing, you can get up to $150,000 in funding for new or pre-owned equipment. At National Funding, you’ll be able to take advantage of our Lowest Payment Guarantee and no down payment requirements. Our dedicated Funding Specialists are committed to securing fast approvals and the best possible terms for your business.

Equipment Leasing & Financing

Qualifications for Equipment Financing

6 months
in business
Fair to
Excellent Credit
Equipment quote
from a vendor

How to Apply

Applying for equipment financing from National Funding is easy. Simply fill out our quick and easy online application and one of our friendly Funding Specialists will contact you to learn more about your business. Your Funding Specialist can help you decide which financing option is a good fit for your business regardless of whether you need equipment financing or a small business loan. Once you apply for equipment financing, you’ll receive an answer in as little as 24 hours.

How to Apply steps

Why National Funding?

No matter what industry you're in, we understand that you need equipment for your business. With a friendly, custom-tailored approach for your unique business, we deliver the equipment financing you need.

We Know Businesses

We Know Businesses

We’ve supported thousands of businesses just like yours to finance equipment needs

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $4.5 billion in funding to more than 75,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Preserve Cash

Preserve Cash

Hold on to more of your hard-earned cash for use in other parts of the business

FAQ: Equipment Financing

What is equipment financing?
Similar to an auto loan for purchasing a car, equipment financing allows a business owner to purchase a piece of equipment with payments made over time. Whereas with an equipment lease, a business owner can rent equipment with regular payments and without the intention of owning it. When the lease ends, there is typically an option to renew the lease again or return the equipment.
How does equipment financing work?
Equipment financing provides you with equipment for your business. You make regular payments for the equipment price plus interest. Once the repayment term for your loan is over, you’ll either own the equipment outright or will need to make a decision on renewing your lease or not. Almost any type of equipment can be financed for your business so your operations run smoothly and stay competitive.
How do you get equipment financing?
Alternative lenders make it simple to secure financing for necessary equipment upgrades. While traditional banks don’t often offer equipment financing loans due to equipment depreciation, National Funding has a team of Funding Specialists who specialize in securing customized financing solutions for your equipment needs. Simply fill out our quick application to get started.
How long can you finance equipment?
The length of your loan term is dependent on several factors and varies by loan. However, you can generally finance equipment anywhere from one year all the way up to a decade.
Can I use Section 179 tax deduction for equipment financing?
Section 179 is applicable toward equipment-financed purchases and often has added value for business owners by allowing them to deduct up to 100% of the purchase cost. This gives you a tax savings benefit while also keeping working capital for other expenses in your business. Depending on the equipment, combining financing with the Section 179 deduction could greatly help your bottom line. View our guide to small business tax deductions for info on Section 179 and other deductions.
How do I learn how to finance heavy equipment?
Heavy equipment purchases can place a financial burden on your business, but financing equipment is a great way to make it more affordable for your business. An equipment financing loan or lease allows you to make periodic payments toward a heavy equipment purchase. National Funding offers a quick and easy application process where upon approval, you could receive the funds in as little as 24 hours.
How do I learn how to finance farm equipment?
Running a farm relies on having the right equipment. It’s easy to secure funding for critical equipment such as tractors, combines, or sprayers. With our simple application process, you can receive funding in as little as 24 hours upon approval. National Funding has a team of experts who specialize in securing customized loan terms for farms of all sizes.

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