Construction Business Loans

The financial tools you need when building your business.

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Types of Construction Business Loans

Small Business Loans icon

Small Business Loans

Secure the capital you need to pay for materials, hire workers or combat the slow season with National Funding’s Construction business Loans

$5,000 to $500,000

Equipment Financing and Leasing icon

Equipment Financing and Leasing

Purchase or lease equipment with our loans for construction companies.

Up to $150,000

How Construction Business Loans Can Help You

Running a construction or contracting business comes with many challenges unique to the industry. Bad weather can double the time it takes to complete a project, demand often fluctuates seasonally, and costs usually pre-date payment for a job. The high level of employee turnover also makes finding and retaining high-quality workers difficult. It might seem overwhelming to manage cash flow through these unexpected ups and downs, and as you create a construction business plan, it’s important to know you’ll have the capital you need. That's where construction business loans for contractors and construction companies can help.

Hire More Workers icon

Hire More Workers

  • Address hiring needs for larger projects with construction business financing
  • Replace workers as needed to solve for the high turnover rate in the construction industry
Purchase Equipment icon

Purchase Equipment

  • Use equipment leasing and financing to purchase or lease new or used equipment
  • Use funds for office equipment or CAD software in addition to heavy equipment
Challenge Competitors icon

Challenge Competitors

  • Have cash on hand to compete for new business with larger companies
  • Use the extra funding to upgrade construction equipment or hire workers
Manage Cash Flow icon

Manage Cash Flow

  • Address uncertainty while you wait for bid approval or final scope of a project
  • Maintain capital to manage daily expenses during the slow season

How to Apply

Small business construction loans are easier to secure than ever. With National Funding's online application, it only takes a few minutes to apply. Get started on your
How to Apply steps

Why National Funding?

Even within the construction industry, no two businesses are alike. Work with a lender who listens to your concerns and understands your goals. At National Funding, we've helped thousands of small business owners find the perfect financing solution. Our construction business loans in particular are customized to fit the needs and budget of your business.

As an alternative lender, National Funding has flexible options so that your construction business can receive the capital it needs to grow, from equipment financing to loans for other day to day expenses of the business. Unlike standard banks, we’re able to work with your business even with a low credit score or no collateral. Plus, our application is easy so that you can get working capital or equipment financing quickly.

We Know Construction Businesses

We Know Construction Businesses

Experience supporting construction business owners

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $3 billion in funding to more than 50,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments

Construction Business Resources

A construction business has a lot of moving parts. Literally. There's more to financing your business than simply choosing a funding amount and applying. So whether you’re looking to learn more about the mechanics of construction business loans or how to get the most out of them, you can dig deeper with these blog articles.

Why Construction Workers Should Stay Up to Date With Technology

Why Construction Workers Should Stay Up to Date With Technology

We know that the construction industry moves quickly and advances in technology are even faster. As a construction business owner, you have to keep up if you want to get ahead. This isn't always easy. After all, if a process or system isn't broke, why fix it? It might be expensive to make these changes up front, but it's also worth it. Find out why you should invest in technology and how construction business loans or equipment financing for contractors could be the financial answer.


How to Practice Efficient Cost Control in Construction Management

As a construction business owner, you’re probably all too familiar with the challenges facing the construction industry —like finding work for your business year-round or keeping skilled laborers on the payroll. Because of this, practicing efficient cost control is a core aspect of running a successful construction business. Effective planning through cost control can help ensure you have the resources you need when and where you need them. And it can help you increase profits. Use this post to help you learn more and create a cost control plan for your business.


How to Overcome a Shortage in Skilled Construction Labor

How to Overcome a Shortage in Skilled Construction Labor

You might feel overwhelmed by the difficulty in keeping a steady supply of skilled laborers available. So what’s the solution here? There are many ways construction businesses can work to overcome the current construction labor shortage. With a series of small, incremental solutions, along with financial investments, you can define an action plan for moving forward.


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Products offered by National Funding Inc. and affiliates are business products only. The products may be provided by third parties and subject to lender approval. In California, products made or arranged pursuant to a California Financing Law License. License #: 603A169