Construction Business Loans

The financial tools you need when building your business.

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Types of Construction Business Loans

Small Business Loans icon

Small Business Loans

Secure the capital you need to pay for materials, hire workers or combat the slow season.

$5,000 to $500,000

Equipment Financing and Leasing icon

Equipment Financing and Leasing

Purchase or lease equipment for your construction business.

Up to $150,000

How Construction Business Loans Can Help You

Running a construction or contracting business comes with many challenges unique to the industry. For example, bad weather can double the time it takes to complete a project. The high level of employee turnover also makes finding and retaining high-quality workers difficult. It might seem overwhelming to manage cash flow through these unexpected ups and downs. That's where business loans for contractors and construction companies can help.

Hire More Workers icon

Hire More Workers

  • Address hiring needs for larger projects with construction business financing
  • Replace workers as needed to solve for the high turnover rate in the construction industry
Purchase Equipment icon

Purchase Equipment

  • Use equipment leasing and financing to purchase or lease new or used equipment
  • Use funds for office equipment or CAD software in addition to heavy equipment
Challenge Competitors icon

Challenge Competitors

  • Have cash on hand to compete for business with larger companies
  • Feel secure bidding for bigger projects knowing you have funds to upgrade equipment or hire workers
Manage Cash Flow icon

Manage Cash Flow

  • Address uncertainty while you wait for bid approval or final scope of a project
  • Maintain capital to manage daily expenses during the slow season

How to Apply

Small business construction loans are easier to secure than ever. With National Funding's online application, it only takes a few minutes to apply. Get started today and a dedicated Loan Specialist will contact you to help tailor a loan for your needs.

Why National Funding?

Even within the construction industry, no two businesses are alike. Work with a lender who listens to your concerns and understands your goals. At National Funding, we've helped thousands of business owners find the perfect financing solution. Our construction business loans are customized to fit the needs and budget of your business.

We Know Construction Businesses

We Know Construction Businesses

Experience supporting construction business owners

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $3 billion in funding to more than 50,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Loan Specialists Who Care

Loan Specialists Who Care

Experienced Loan Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments

Construction Business Resources

Funding a construction business has a lot of moving parts. Literally. There's more to financing your business than choosing a funding amount and applying. So whether you’re looking to learn more about the mechanics of construction business loans or how to get the most out of them, you can dig deeper with these blog articles.

Why Construction Workers Should Stay Up to Date With Technology

Why Construction Workers Should Stay Up to Date With Technology

The construction industry moves quickly, and advances in technology are even faster. As a construction business owner, you have to keep up if you want to get ahead. This isn't always easy. After all, if a process or system isn't broke, why fix it? It might be expensive to make these changes up front, but it's also worth it. Find out why you should invest in technology and how business loans for contractors could be the financial answer.


How to Practice Efficient Cost Control in Construction Management

As a construction business owner, you’re probably all too familiar with the challenges facing the construction industry —like finding work for your business year-round or keeping skilled laborers on the payroll. Practicing efficient cost control, however, is a core aspect of running a successful construction business. It can help ensure you have the resources you need when and where you need them and can help you increase profits. Use this post to help you learn more and create a cost control plan for your business.


How to Overcome a Shortage in Skilled Construction Labor

How to Overcome a Shortage in Skilled Construction Labor

You might feel overwhelmed by the difficulty in keeping a steady supply of skilled laborers available. So what’s the solution here? There are many ways construction businesses can work to overcome the current construction labor shortage. There is a series of small, incremental solutions that you can put to work, along with financial investments, can help you define an action plan for moving forward.


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