Agriculture Business Loans

Get an agriculture business loan to keep your farm growing, season after season

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Types of Agriculture Loans

Small Business Loans icon

Small Business Loans

Get the capital you need to pay workers, invest in technology and cover expenses.

$5,000 to $500,000

Equipment Financing and Leasing icon

Equipment Financing and Leasing

Purchase or lease new and used farm equipment for your business.

Up to $150,000

How an Agriculture Business Loan Can Help You

Farming doesn't always work like other industries. Many farms and ranches are still a family affair. That makes it all the more important that you have cash on hand to pay for unexpected expenses or growth opportunities. Small business loans for agriculture businesses can help you get the cash you need. Securing a small business loan can sometimes be difficult in the agricultural industry since revenue isn’t always steady as seasons and plans change. That is why we offer agriculture funding options specifically for those who have a small farm or ranch in need of financing.

What are the Benefits of a Farm Loan?

A farm loan is beneficial because it offers access to funds to meet farming or ranching needs. An agricultural loan can either help sustain your current business needs or grow your business when you are ready to expand. It can also provide you with peace of mind by letting you focus on the important aspects of your farm rather than worrying about how you are going to fund farm expenses. Obtaining an agricultural loan can help you fund the essential aspects of your farm to continue to have a successful business, like new equipment, expansion, expenses and hiring employees. National Funding is dedicated to providing loan opportunities for farmers and ranchers, and we are here to help you along the way.

Finance New Equipment icon

Finance New Equipment

  • Replace worn out combines, tractors or trucks
  • Agribusiness funding allows you to finance or lease new or used farm equipment
Hire Workers With an Agriculture Loan icon

Hire Workers With an Agriculture Loan

  • Improve production by hiring the workforce you need to harvest crops
  • Help prevent livestock loss by having staff available round the clock
Expand Your Operation icon

Expand Your Operation

  • Purchase more farmland to increase the yields of your farm
  • Invest in the future of your farm or ranch by adding new crops or upgrading livestock housing
Cash For Things Your Farm Needs icon

Cash For Things Your Farm Needs

  • Pay everyday expenses like utilities or fuel bills
  • Cover the cost of new tools or hardware to keep your farm in top shape

How to Apply

How do small business loans for agriculture work? The agriculture loan procedure is simple and straightforward. After applying, a dedicated Funding Specialist will contact you to learn more about your farming business. You'll work directly with your Funding Specialist to explore your financing options. We'll help you customize an agriculture business loan to meet your needs.
How to Apply steps

What Customers Are Saying

Beatty Lawn & Tree Service - Ron Beatty's Story

Ron Beatty, Owner

Beatty Lawn & Tree Service

Knowing how hard it had been trying to secure small business loans in the past, this family-owned business sought out National Funding thanks to its reputation for accessible, hassle-free loans. Being able to purchase new, reliable equipment was a critical component for this growth business, and National Funding helped them make it happen.

Why National Funding?

It can be difficult to find small business loans for agriculture due to the unique nature of the industry. It's important to work with a lender who understands the financial challenges faced by farmers and ranchers. We take the time to learn about you and your farm before we make recommendations on small business agriculture loans.

We Know Agriculture Businesses

We Know Agriculture Businesses

Experience supporting agriculture business owners

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $3 billion in funding to more than 50,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments

Agriculture Business Resources

Farming is an industry that doesn't run on time or money alone. To succeed, you need to have love and passion for your work. Many agriculture business owners just like you have faced similar challenges to secure agribusiness financing. Check out some of our resources below to help you learn more about types of loans in agriculture as well as tips for running a financially successful agriculture business.

Securing a Loan on Agriculture Land: The What, Why and How

Securing a Loan on Agriculture Land: The What, Why and How

Learn how farm business loans can help your agricultural business reach its goals. In addition to funding the purchase of new farmland, agribusiness loans can be used for a variety of operating costs like equipment maintenance. This blog details how to get a loan for farmland and helps you understand things to consider when looking for a farm loan.


When It's Worth It to Opt for Farm Equipment Financing

Wondering when it’s time to replace old farm equipment? You’ll need to consider factors such as how long you’ve been using your current equipment and if you’ve already had to repair it. You also need to determine if the equipment is essential to running your farm and if you can upgrade it to be more efficient. This article takes a look at why it might be a good idea to finance new or used equipment instead of using up cash reserves to replace equipment.


What is a Section 179 Tax Reduction

What is a Section 179 Tax Reduction

Did you know you may be able to receive an immediate tax break when you purchase, lease or finance new farm equipment? In a bumper crop year, you can purchase the new harvester, tractor or sprayer your farm needs and potentially save on your tax bill. Read this blog to learn more about the deduction and how it can change your agriculture loan needs.


Frequently Asked Questions

Making the decision to apply for a farm loan can sometimes be difficult. That is why we are here to help and answer some of the most important questions. If you have additional questions, our Funding Specialists are available to answer any questions you may have.

What is an agriculture farm loan?
An agriculture farm loan from National Funding is a loan specifically designed to fund small farms and ranches. An agriculture business loan can be used towards purchasing farming equipment, land, supplies, and more. If you are ready to expand your farm, upgrade your ranch or simply need funds for everyday agricultural expenses, a farm loan can help you meet your goals.
How do I qualify for a agriculture farm loan?
At National Funding, we make it simple to qualify for an agriculture farm loan by offering our application process online, plus it only takes a few minutes to fill out. We won’t ask for extensive paperwork or a huge backlog on bank statements, just the basics. One of our Funding Specialists will get back to you shortly after to ask you a few questions to get a better idea of your agricultural business.
What is the interest rate on an agriculture farm loan?
Since loan type, amount, and length varies by agricultural business, the loan interest will also vary. We have dedicated Funding Specialists here to help you determine what loan is best for you and your business needs.
Can I get a agriculture farm loan with bad credit?
Here at National Funding, we look at more than just your credit score to determine if you qualify for a loan. We offer alternative loan options for those who have bad credit and are in need of a loan. Bad credit shouldn’t stop you from having loan options available to you, so apply today to see if you qualify.

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Products offered by National Funding Inc. and affiliates are business products only. The products may be provided by third parties and subject to lender approval. In California, products made or arranged pursuant to a California Financing Law License. License #: 603A169