Gardening & Landscaping Business Loans

Gardening and landscaping business loans help your business grow

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Types of Gardening & Landscaping Business Loans

Small Business Loans icon

Small Business Loans

Secure operating capital to help your gardening and landscaping business reach new customers.

$5,000 to $500,000

Equipment Financing and Leasing icon

Equipment Financing and Leasing

Purchase or lease equipment for your landscaping business.

Up to $150,000

How Gardening and Landscaping Business Loans Can Help You

When it comes to running a successful landscaping or gardening business, you have to be willing to take on the slow seasons. Getting through the winter months can be difficult if your business is based on growing and maintaining plants. Landscaping business loans help your gardening and landscaping business pay bills and expenses during the slow months, finance landscaping equipment, and capitalize on growth opportunities in the busy season.

Bring on New Employees icon

Bring on New Employees

  • Hire more personal trainers, nutritionists and other staff members to help your clients reach their goals
  • As you grow, you’ll need more staff to run the front desk, clean equipment and manage member information
Landscaping Equipment Financing icon

Landscaping Equipment Financing

  • Replace worn trucks or equipment trailers so your business looks professional
  • Upgrade to newer mowers and other lawn and garden tools without the cost of buying new
Hire and Train Employees icon

Hire and Train Employees

  • Meet business growth needs by hiring new employees for your landscaping team
  • Invest in your employees with training programs that help them work more efficiently
Cover Insurance Costs icon

Cover Insurance Costs

  • Pay for worker’s compensation insurance in case there are injuries on the job
  • Cover you and your landscaping company’s assets with liability insurance

How to Apply

How do small business loans for landscaping companies work? Applying for gardening and landscaping business loans has never been easier.
How to Apply steps

Why National Funding?

With almost two decades of experience helping landscaping business owners get financing, we understand the challenges your business faces. Traditional lenders may be wary of lending to a business that has a defined slow season. At National Funding, our Funding Specialists listen to your business story and help you find the loans for landscaping and gardening companies that work best for your needs.

We Know Garden & Landscaping Businesses

We Know Garden & Landscaping Businesses

Experience supporting garden and landscaping business owners.

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $4.5 billion in funding to more than 75,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments3

Garden & Landscaping Business Resources

If you’re wondering how you’re supposed to choose between landscaping business loans, check out the articles below. We’ve put together the resources you need to help you make smart financial decisions for your landscaping and gardening business

3 Ways to Prep for Peak Season

3 Ways to Prep for Peak Season

Every year you probably look forward to getting out of winter and back into regular business. However, you may also be anxious about the sudden rush of business. Entering peak season can be hard on a landscaping and gardening business owner. Get ready for the busy season with these tips.

How Seasonal Businesses Can Prepare for the Lull

The end of your busy season can be just as stressful and the peak season itself. While there is physically less work to be done, the slow season has different pressure. Check out this post to learn how to get through the slow season with your sanity and your budget intact

How Seasonal Businesses Can Prepare for the Lull

How to Push Past Competitors this Peak Season

How to Push Past Competitors this Peak Season

As you get ready for the busy season, you may be wondering what you can do to set your gardening and landscaping business apart from competitors. Connecting with a local community charity, putting an emphasis on customer service and launching a well-timed promotion can help set your business apart.

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.


Trustpilot rates 4.5 out of 5

Based on 1,730 Reviews

Trustpilot rates 5 out of 5Jul 19

As far as bridge financing goes...

As far as bridge financing goes these guys are about as good as it's going to get we paid it off early and got a 10% discount on the balance

Randy Shoemaker

Trustpilot rates 5 out of 5May 28

Eric Fong did an amazing job

I will definitely recommend any small business needing one form of funding or the other to check National Funding out.

Sam A.

Trustpilot rates 5 out of 5Jun 06

Hats off to the team that helped me…

Hats off to the team that helped me with some business lending. They made the process super easy for both working capital and equipment loans.

Hallie Beilig

Trustpilot rates 5 out of 5Jun 15

Great experience

Great experience, easy funding, paid next day! Smooth & straightforward process! Still lowest offered than any other lenders.