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New Equipment Today. Full Write-off This Year.
Finance new or used equipment before December 31st to use Section 179 for a 100% tax deduction. Learn More
How Landscaping Equipment Financing Can Work for You
Today’s landscaping methods involve a lot more than a rake and wheelbarrow, and getting the best equipment can be a costly investment. Instead of cleaning out your cash reserves to purchase necessary equipment, consider landscaping equipment leasing and loans to get the equipment vital to your business. You’ll be able to protect your cash flow and give your landscaping crew the equipment they need to do their best work.
Update Equipment
- Leasing allows you to avoid the costs of maintaining old equipment
- Get higher quality equipment than you’d be able to buy outright with a landscaping equipment loan
Keep Cash in Reserve
- Equipment financing helps you keep more money in your pocket for other business needs
- Have cash on hand to pay for unexpected repair bills for equipment

Pay for Equipment Over Time
- Deduct the cost of equipment from your taxes using Section 179 deduction
- Save money upfront by using a loan or lease to pay for landscaping equipment
Meet Industry Standards
- Keep up with competitors as they replace equipment to newer models or tools
- Impress customers with the latest landscape and lawn care technologies to help their landscapes look great
Landscaping Equipment Financing Details
No one knows your landscaping business and its potential as well as you. National Funding is here to help your business reach its potential with customized landscaping equipment financing solutions such as lease financing and loans. Whether you provide basic gardening and maintenance or full-service landscape design and construction, we can help you get the financing you need. Our Loan Specialists have the industry expertise to help you find the right landscape equipment leasing and financing solutions to plant the seeds for success.
Qualifications for Equipment Financing and Leasing
6 months
in business
FICO score
over 575
Equipment quote
from a vendor
How to Apply
Applying for landscaping equipment financing is easy.
Simply fill out our quick and easy online application and one of our friendly loan specialists will contact you to learn more about your business. Your loan specialist can help you decide which financing option is a good fit for your business and circumstances.
Why National Funding?
Whether you’re a general contractor or subcontractor, National Funding has the equipment leasing and financing options you need to get the latest lawn care equipment. We offer friendly, customized financing options that are tailored to your business needs and budget.
We Know Landscaping Businesses
Experience supporting lawn care and landscaping business owners.Trusted by Businesses Like Yours
Over $3 billion in funding to more than 50,000 businesses nationwidePersonalized Experience
Equipment financing solutions and payment options tailored to your specific needsFast & Easy Application Process
No-cost, no-obligation easy application processLoan Specialists Who Care
Experienced Loan Specialists help you make the right decisionPreserve Cash
Hold on to more of your hard-earned cash for use in other parts of the businessRatings & Reviews
As a leader in the landscaping equipment loan and leasing industry, we’ve helped landscaping business owners nationwide get the equipment they need.
Disclosures
Legal Disclosures
True to our mission, we encourage you to read the following policies and learn how they affect you as a client.
(1) 24 hours:
Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.
(2) Early payoff discounts:
National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process. Equipment Finance customers who pay off the total remaining balance early, at any point during the contract, will automatically receive a 6% discount off the total remaining balance. Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance. We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.
(3) Automatic payments:
Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.
(4) Wide variety of payment options:
- Equipment Financing: payments are remitted monthly with terms of 2-5 years
- Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months
(5) Potential Tax Savings:
The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.
(6) Guaranteed lowest payment:
Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.
In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.
The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.
The Guaranteed Lowest Payment may be discontinued at any time without notice.
To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.
(7) Terms and Conditions apply:
This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.