Unsecured Business Loans
Finance your business with no collateral loans.
Ready To Move Your Business Forward?
How Unsecured Business Loans Can Work for You
Most lenders require business owners to pledge collateral against their business loan. If your business doesn’t have many assets, you may even be asked to offer personal assets as collateral. The thought of losing your house if you suddenly can’t make business loan payments can be gut-wrenching. Unsecured loans are no collateral loans that make getting the financing your business needs much less risky.
What Are the Benefits of an Unsecured Business Loan?
Our unsecured business loans allow you to focus on the important aspects of your business without having to worry about the possibility of losing assets. Since unsecured business loans do not require collateral to secure funding, there is less risk of losing business or personal assets. Our no collateral business loan can provide financial security and flexibility to meet your business needs. Instead of focusing on collateral, we look at your business potential and plans to determine if your business qualifies for an unsecured business loan. Apply today to see if an unsecured business loan is a right fit for your business.
Easier Qualifications
- Unsecured loans from alternative lenders generally offer less stringent credit or financial requirements
- Alternative lenders also have higher approval rates than many traditional lending options
Cash When You Need it
- Without collateral, you can take out a loan when you need it most and not worry about losing assets
- Cover the cost of unexpected vendor invoices or repair bills without the risk of draining cash reserves
No Assets, No Problem
- Some business owners may not have personal or business assets to offer as collateral
- Get the cash your business needs, even if you don’t have valuable assets
Keep Things Separate
- Cover the costs of unexpected equipment repairs or a large tax bill using an unsecured business loan
- Use unsecured business loans to invest in long-term growth plans, setting your business up for future success
How to Apply
How Do Unsecured Small Business Loans Work?
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Helpful Loan Guidance
A Loan Specialist will contact you to help you choose the right business financing option.
Quick Decision, Fast Funding
You could be approved, and funds deposited into your account, in as little as 24 hours.1
What Customers Are Saying
Craig Hart, Owner
Smyth Electrical Services
As the business entered a period of expansion, having the reliability of available cash was critical to alleviating the stresses that growth can cause. Being able to rely on National Funding’s small business loans was the peace of mind that help the head of this small business rest easy.
Why National Funding?
Nobody provides a more personalized approach, with experienced Loan Specialists to guide you every step of the way and answer your funding questions. Our process makes getting the money you need to cover business expenses easy and simple.
We Know Your Industry
We have experience helping a wide variety of business owners secure the right financing solution
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Trusted by Businesses Like Yours
Over $3 billion in funding to more than 50,000 businesses nationwide
Loan Specialists Who Care
Experienced Loan Specialists help you make the right decision
High Approval Rates
Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.
Hassle-Free Payments
We provide fixed terms and set up simple, automatic payments.
Unsecured Business Loans Resources
Business Growth Funds: The Difference Between a Loan and a Cash Advance
There are different types of no collateral lending options for business owners. Discovering which one work best for your business is important to your success. Read this post to learn the differences, advantages and disadvantages of business loans and cash advances.
What Are Direct Lender Loans?
Wondering how alternative lenders are able to offer loans without collateral requirements? Many alternative and online lenders are direct lenders, meaning they lend money without a middleman. See how this can potentially help your business get approved for a loan.
How Much Do You Know About Business Credit?
You probably know you’re supposed to keep a high personal credit score. Did you know there’s a separate credit rating for your business? Check out this post to learn more about business credit and why it’s important for you.
FAQ: Unsecured Business Loans
Learning more about unsecured loans and how they work can help you feel more confident about applying for a loan. Read our frequently asked questions about applying for and using unsecured loans for your business.
Ratings & Reviews
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