Farm Equipment Loans & Financing

Keep planting and harvest on track with farm equipment financing and leasing.

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How Farm Equipment Finance and Leasing Can Work for You

Farm equipment in good working condition is essential to keep your operation running. If equipment isn’t operating correctly, you won’t be able to get in the field when the timing is right. A late planting from compromised equipment can lead to a shorter growing season and lower yields. While equipment is necessary to any farming operation, it isn’t always affordable. When you need to replace or upgrade equipment on the farm, consider farm equipment leasing to save your business money.

Stay in the Field and Out of the Shop icon

Stay in the Field and Out of the Shop

  • New equipment is less likely to break down or need costly repairs
  • Farm equipment in good condition keeps your operation working efficiently
Maximise Your Tax Savings icon

Maximise Your Tax Savings

  • The Section 179 deduction allows most farmers to deduct 100% of their equipment costs in the same year
  • When financing, depreciation is based on the term of the lease so you can speed up depreciation an enjoy tax write-offs
Affordable Solution for Equipment icon

Affordable Solution for Equipment

  • Leasing allows you to get new farm equipment without a down payment
  • Better estimate cash flow needs with a set financing payment
Utilize Technology in Your Operation icon

Utilize Technology in Your Operation

  • Invest in tablets and mobile computing devices to manage your operation when you’re in the field
  • Upgrade your precision agriculture technology as new equipment and solutions become available

Farm Equipment Financing Details

Leasing new or pre-owned farm equipment is an accessible option for many farms. If you have multiple pieces of equipment that need to be replaced, you can reduce costs by leasing instead of buying. Ranches, dairies and other livestock operations can especially benefit from agricultural equipment loans. Many operations install livestock equipment all at once, so items begin to show wear around the same time as well. Leasing new livestock equipment helps you replace older equipment and provide for your farm operation. National Funding is a leader in farm equipment finance with low monthly payments and multiple loans and lease options.

Worker using steel cutoff saw farm equipment

Qualifications for Equipment Financing and Leasing

6 months
in business
Fair to
Excellent Credit
Equipment quote
from a vendor

How to Apply

Applying for new or used farm equipment loans is easy. If your farm has been in operation over 6 months, you have a FICO score over 575 and your vendor has sent you a quote for equipment, we can help you get started applying for financing.
How to Apply steps

Why National Funding?

When searching for a farm equipment financing company, you want to know that the company has experience working with agriculture businesses. As a farmer your business needs are unique from any other type of business. National Funding has helped over 40,000 businesses, including farms, get the equipment financing they need to keep operations moving. Let our Funding Specialists create a customized equipment financing solution for all of your farm and ranch equipment needs.

We Know Farming Businesses

We Know Farming Businesses

Experience supporting farming business owners

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $4.5 billion in funding to more than 75,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments3

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.


Trustpilot rates 4.5 out of 5

Based on 1,680 Reviews

Trustpilot rates 5 out of 5May 03

Extremely professional 5 star service

Extremely profesional 5 star service The executive Darren Aliff Super professional and very kind. Good job!!

Eduardo Torbay

Trustpilot rates 5 out of 5Apr 27

Awesome funding source

Awesome funding source. Prompt, courteous and very reasonable rate. We will be using your services again.

Anita Loyd

Trustpilot rates 5 out of 5Feb 21

Darren Aliff made our process very easy

Darren Aliff made our process very easy & smooth. We went over everything & the company gave us the best terms.

Yami Cabrera

Trustpilot rates 5 out of 5Jan 25

Absolutely the best service

Absolutely the best service. Ashley Witte was amazing and we see ourselves returning to use her services when we expand.

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