Construction Equipment Financing

Heavy equipment financing helps you get the right equipment for the job

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How Construction Equipment Finance and Leasing Can Work for You

Having the right tools and construction equipment for the job can make the difference between winning and losing a bid. To win more bids and more business, you need to have the heavy equipment and contractor tools to work efficiently and safely. Construction equipment is expensive and large, however, and it’s not always possible to pay up front for new equipment. When you need to upgrade or replace construction equipment, consider your heavy equipment financing options. You’ll be able to get the equipment you need without drawing upon the entirety of your business savings.

Affordably Replace Worn Out Equipment icon

Affordably Replace Worn Out Equipment

  • Upgrade your well-used heavy equipment with newer equipment at a fraction of the price of buying
  • Replace power tools and other handheld equipment with brand new models
Get Tax Savings icon

Get Tax Savings

  • Take advantage of the Section 179 deduction on your next business tax return
  • Deduct up to 100% of your construction equipment loan payments
Have Cash for Other Needs icon

Have Cash for Other Needs

  • No down payment requirement on heavy equipment loans means you’ll be able to keep working capital for other needs
  • A consistent payment amount helps you better plan for allocating cash
Finance New Construction Business Technology icon

Finance New Construction Business Technology

  • Use computers and tablets to complete administrative tasks while you’re at the job site
  • Upgrade to the latest construction invoicing software for seamless payments from your clients

Construction Equipment Financing Details

Construction equipment financing from National Funding lets you get the new or pre-owned equipment you need to build your business to success. With our Lowest Payment Guarantee and no down payment requirement, we can help save you money on construction equipment. Our dedicated Funding Specialists will work to get you a quick approval on virtually any type of equipment. We’ll work hard to find you the payment option that works best for your business. National Funding is a leader in construction equipment finance companies with low monthly payments and multiple loans and lease options.

Worker using metal cutoff saw construction equipment

Qualifications for Equipment Financing and Leasing

6 months
in business
Fair to
Excellent Credit
Equipment quote
from a vendor

How to Apply

Applying for construction equipment financing is easy. Simply fill out our quick and easy online application and one of our friendly Funding Specialists will contact you to learn more about your business. Your Funding Specialist can help you decide which financing option is a good fit for your business and circumstances.
How to Apply steps

Why National Funding?

No one knows what equipment your construction business needs like you. Getting what you need to be successful shouldn’t be difficult. The National Funding team has been helping contractors obtain construction equipment financing for two decades. Our dedicated construction Funding Specialists will listen to your equipment needs and help you find a financing solution tailored to your business.

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $4.5 billion in funding to more than 75,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments3

We Know Construction Businesses

We Know Construction Businesses

Experience supporting construction business owners

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.


Trustpilot rates 5 out of 5

Based on 1,683 Reviews

Trustpilot rates 5 out of 5May 03

Extremely professional 5 star service

Extremely profesional 5 star service The executive Darren Aliff Super professional and very kind. Good job!!

Eduardo Torbay

Trustpilot rates 5 out of 5Apr 27

Awesome funding source

Awesome funding source. Prompt, courteous and very reasonable rate. We will be using your services again.

Anita Loyd

Trustpilot rates 5 out of 5Feb 21

Darren Aliff made our process very easy

Darren Aliff made our process very easy & smooth. We went over everything & the company gave us the best terms.

Yami Cabrera

Trustpilot rates 5 out of 5Jan 25

Absolutely the best service

Absolutely the best service. Ashley Witte was amazing and we see ourselves returning to use her services when we expand.

CoffeeLab Evanston