Kelly Hillock

Kelly Hillock is the content marketing manager for National Funding, where she writes and edits articles for small business owners. Kelly has over eight years' experience in copywriting across a variety of industries, focusing on entrepreneurship and finance. She has a Bachelor of Arts in journalism from San Diego State University.

How to Create a Business Budget for Your Company

Running a small business can be both rewarding and challenging. According to U.S. Chamber of Commerce, 54% of small business owners grapple with inflation worries, while fluctuating revenue, shifting interest rates, and supply chain issues are other major causes of concern. But perhaps the most daunting worry for entrepreneurs is the fear of failure. The… Read more »

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What is Cash Flow and How to Calculate It

The financial success of small businesses in the United States is directly correlated with their ability to manage cash flow effectively. A staggering 82% of small business failures are attributed to cash flow problems, according to Score.com. For small business owners, understanding the intricacies of cash flow is imperative for survival and growth. This article… Read more »

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How to Qualify for an SBA Loan

One of the most popular financing sources for small businesses in the US is securing an SBA loan. In fact, during the fiscal year 2022, the SBA approved over $43 billion in annual small business funding. However, these loans are known for their stringent eligibility criteria, and the challenges in loan qualification requirements make it… Read more »

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A Guide to Small Business Tax Deductions

It’s no secret that a small business owner’s plate is overflowing with responsibilities leaving little to no time to decipher the intricacies of tax codes. Many small business owners, unfortunately, struggle to maximize their tax deductions because they’re too engrossed in managing their company or may just be unaware of the latest opportunities. Each year… Read more »

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How To Start A Small Business In California

California, with over 4.2 million small businesses, leads the United States in entrepreneurial endeavors. The Golden State offers an enticing business environment, largely due to its thriving economy, vast networking opportunities, a growing customer base, and a rich pool of talent for hire. This blog will guide you through the comprehensive steps of establishing your… Read more »

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How To Fund Your Small Business In California

Small businesses are the backbone of California’s vibrant economy, often needing external funding for various reasons such as startups, business expansion, seasonal fluctuations, equipment financing, or in the wake of disasters. In 2020, California businesses with revenues of $1 million or less received a staggering $14.8 billion in loans from reporting banks. With a wide… Read more »

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Best Small Business Loans for Your Trucking Company

There are different types of trucking businesses thriving in the trucking industry. They can be classified by route, such as local, regional, or national carriers, and they can also be classified based on the type of load shipping, such as LTL (less than truckload), FTL (full truckload), reefer (refrigerated goods), white glove (special handling), and… Read more »

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How To Get Trucking Business Loans

With over 500,000 trucking businesses in the United States, it is one of the country’s most competitive industries. As of 2020, the U.S. trucking industry was valued at $732.3 billion, with 902,000 truck drivers employed. But therein lies a problem. With about 900,000 drivers to 500,000 businesses, there are fewer than two truckers for every… Read more »

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