09 23 2016

09 23 2016

Investing in Technological Solutions for Your Small Business

In today’s modern business environment, having the right technological solutions can be the difference between a mediocre company and a truly successful one. Technology can provide a critical edge to small businesses in a variety of ways, and even the slightest bit more efficiency in daily operations or a faster turnaround time during production is enough for a company to rise above its industry peers and become the new standard.

In fact, a recent survey from Brother International Corporation, a global leader in office technology, revealed about 67 percent of small business respondents stated they wanted to invest in technology this year. There are thousands of different types of technological gizmos, gadgets and doodads out there though, which can make it difficult for small business owners to discern which work best for their company and which are just a waste of money. With a little research and the right amount of capital, any small business can find the technological solutions needed to compete in tomorrow’s economic landscape.

Cloud services

Some small businesses have been slow to adopt cloud-based services for their operations. Whether it’s because they prefer their traditional modes of conducting business, such as local data storage or even pen-and-paper processes, or because companies fail to keep pace with their counterparts, they may find themselves left in the dust. As of the end of 2015, only 37 percent of U.S. small business had fully adopted cloud computing, Forbes contributor Louis Columbus reported. However, this number is expected jump to 78 percent by 2020. When nearly two-thirds of small businesses are taking advantage of the benefits of cloud computing, such as increased cybersecurity, greater scaling flexibility and real-time access from any device, those companies not in the cloud will find it much more difficult to remain competitive.

Marketing automation software

Taking time to input contact information into every mailer and then go through the act of sending out each piece of information is not a very cost-effective marketing method. One technological investment that can reduce much of the time and resources dedicated to this process is marketing automation software. Much of the tasks associated with online, and even offline, marketing can be handled automatically, including email campaign management, budgeting tools, website analytics, ROI calculations and much more.

New POS systems

Brick-and-mortar shops – especially high-volume retail companies – need to have secure and quick point-of-sale equipment to handle all the sales activity. In addition to processing these transactions, a good POS system will also be able to produce critical reports and track sales. This data can provide the insights necessary for meeting key performance indicators and ensuring the small business is reaching its goals and milestones in a timely fashion. Plus, many advanced POS systems can be operated from a tablet or other mobile device like a smartphone.

How to pay for these investments?

While these all sound like great technological solutions for companies in a wide range of sectors, sometimes it can be difficult for small businesses to find the capital necessary to invest in these upgrades. Allocating resources is hard enough to keep the doors open and the employees paid, let alone trying to find ways to pay for an upgrade to improve something that might not be broken.

Thankfully, small business owners can get quick and easy access to the working capital they need from an alternative lender. With an online application process and a 24-hour turnaround time, getting the funding to invest in new technology has never been easier or faster.

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Terms & Conditions

General Acceptance

Any applications submitted electronically shall have the same force and effect as if the application bore an inked original signature(s). The above information, together with any accompanying financial statements, schedules, or other materials, is submitted for the purpose of obtaining credit and is warranted to be true, correct, and complete.


US Patriot Act:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan. What this means for you: When you apply for a loan, we will ask for your business name, address, and Tax Identification Number. We will also ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


For Loan/Merchant Services:

The Merchant and Owner(s)/Officer(s) identified in the application (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to National Funding, Inc. (“NF”) including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify NF of any change in such information or financial condition, (3) Applicant authorizes NF to disclose all information and documents that NF may obtain including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial loans having daily repayment features and/or Merchant Cash Advance transactions, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions, (4) each Assignee will rely upon the accuracy and completeness of such information and documents, (5) NF, Assignees, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a Recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information-providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant.(8) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (9) this request is for business and not for consumer purposes.


For Equipment Services:

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter(s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.


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By providing my wireless phone number to National Funding, Inc., I agree and acknowledge that National Funding, Inc. may send text and multimedia messages to my wireless phone number for any purpose. I agree that these text or multimedia messages may be regarding the products and/or services that I have previously purchased and products and/or services that National Funding, Inc. may market to me. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive text or multimedia messages from National Funding, Inc to my wireless phone number.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. If for any reason your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please write to National Funding Inc., 9820 Towne Centre Drive, San Diego, California 92121. Funding amount and credit approval is subject to a full credit profile review.