In The News


12 18 2015

San Diego Business Journal

12 18 2015

Holiday Bowl Gets Title Sponsor, Names Parade Grand Marshal

At nearly the last possible moment, the Holiday Bowl has found a title sponsor, as alternative lender National Funding stepped in with two weeks before the Dec. 30 game.

CEO Dave Gilbert, a 1997 University of Southern California alum, said Wednesday he was motivated to sponsor the game after he saw the matchup announced earlier this month between the USC Trojans and the University of Wisconsin Badgers.

“We felt it was a huge opportunity to support the community,” Gilbert said. “There’s no coincidence there’s some passion there.

This is the latest the San Diego Bowl Game Association, which organizes both the Holiday Bowl and the Poinsettia Bowl, has gone without a sponsor for the game since SeaWorld stepped up in 1986. The Holiday Bowl lacked a sponsor from its founding in 1978 until 1986. National University sponsored the past two games but didn’t renew this year.

National Funding’s sponsorship is only for the 2015 game. Financial terms of the deal were not disclosed but Mark Neville, the association’s executive director, said it would be “safe to speculate” that sponsorship revenue this year was less than the low seven figures usually attached to the sponsorship.

With just two weeks before game day, it’s too late to change billboards to include National Funding’s logo, but radio, TV and print ads are more fluid, Neville said.

“As deadlines allow, we will be working our hardest to provide maximum visibility,” Neville said. “They really came in at the 11th hour.”

The association has said sponsorship issues won’t affect the game’s $5.93 million payout due to cash reserves.

Gilbert said it’s possible he may renew the sponsorship, but there wasn’t time for in-depth discussions about a long-term partnership during negotiations.

“We were in a rush to get this done,” Gilbert said.

The bowls had a combined economic impact of $35.3 million last year, according to a study from San Diego State University. The Holiday Bowl, with nearly 56,000 fans in attendance compared to the Poinsettia Bowl’s 33,000, represented more than $30 million of the impact.

Also on Wednesday, the Bowl Game Association said it was naming former executive director Bruce Binkowski as honorary chairman of this year’s National Funding Holiday Bowl. Binkowski, who is retiring after 37 years of service, the last 14 as executive director, will serve as grand marshal of the Holiday Bowl Parade.

The National Funding Holiday Bowl kicks off at 7:30 p.m.

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Terms & Conditions

General Acceptance

Any applications submitted electronically shall have the same force and effect as if the application bore an inked original signature(s). The above information, together with any accompanying financial statements, schedules, or other materials, is submitted for the purpose of obtaining credit and is warranted to be true, correct, and complete.


US Patriot Act:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan. What this means for you: When you apply for a loan, we will ask for your business name, address, and Tax Identification Number. We will also ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


For Loan/Merchant Services:

The Merchant and Owner(s)/Officer(s) identified in the application (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to National Funding, Inc. (“NF”) including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify NF of any change in such information or financial condition, (3) Applicant authorizes NF to disclose all information and documents that NF may obtain including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial loans having daily repayment features and/or Merchant Cash Advance transactions, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions, (4) each Assignee will rely upon the accuracy and completeness of such information and documents, (5) NF, Assignees, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a Recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information-providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant.(8) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (9) this request is for business and not for consumer purposes.


For Equipment Services:

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter(s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.


Text Messaging:

By providing my wireless phone number to National Funding, Inc., I agree and acknowledge that National Funding, Inc. may send text and multimedia messages to my wireless phone number for any purpose. I agree that these text or multimedia messages may be regarding the products and/or services that I have previously purchased and products and/or services that National Funding, Inc. may market to me. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive text or multimedia messages from National Funding, Inc to my wireless phone number.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. If for any reason your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please write to National Funding Inc., 9820 Towne Centre Drive, San Diego, California 92121. Funding amount and credit approval is subject to a full credit profile review.