05 09 2013

05 09 2013

Small Businesses May Bolster Growth with Energy Savings

More small business owners may want to consider taking out a merchant cash advance or small business loan to make their facilities more energy efficient. According to a small business index completed by Office Depot, entrepreneurs are showing interest in becoming environmentally conscious. The survey found that out of 1,000 small business owners polled, 36 percent said they would not mind paying a higher price for equipment that is greener as long as it saved them money in energy costs over the long haul. In addition, 34 percent of respondents said they are looking to become more environmentally sustainable this year.

Energy-efficient equipment may reduce overall operation costs

As steadily rising energy costs cause utility bills to become more expensive, small business owners have sought out new ways to reduce these payments by updating their businesses to be more energy efficient. According to Yalmaz Siddiqui, Office Depot’s senior director of environmental strategy, using eco-friendly equipment that comes with a higher price tag, such as ENERGY STAR laptops or compact fluorescent light bulbs, benefits the company in the long run with savings in electricity bills. As a result of the long-term savings, small businesses may want to consider securing a merchant cash advance to overhaul their operations to make them more environmentally friendly.

Business growth in the cards

Small businesses may also want to consider pursuing a merchant cash advance to expand their enterprise. According to a recent Manta survey, small businesses experienced a strong first quarter this year, and about eight out of 10 entrepreneurs that were polled claimed they anticipated a strong second quarter as well. In addition, a new study released by Sure Payroll Inc. – a company that provides payroll solutions to small businesses – revealed despite a lack of hiring activity, small-business owners’ outlook is remaining positive as optimism reached 69 percent, a 10 percent increase from two months ago.

Small businesses that do not have the proper funding to build upon face great obstacles when expanding their company, but obtaining quick financing may help cash flow problems. A cash advance can help a small business follow through with their goal of expansion and update their operations. As working capital loans and cash advances provide financial solutions to small business owners, entrepreneurs ready to pursue growth may want to contact National Funding to learn about their financing options.

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Terms & Conditions

General Acceptance

Any applications submitted electronically shall have the same force and effect as if the application bore an inked original signature(s). The above information, together with any accompanying financial statements, schedules, or other materials, is submitted for the purpose of obtaining credit and is warranted to be true, correct, and complete.


US Patriot Act:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan. What this means for you: When you apply for a loan, we will ask for your business name, address, and Tax Identification Number. We will also ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


For Loan/Merchant Services:

The Merchant and Owner(s)/Officer(s) identified in the application (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to National Funding, Inc. (“NF”) including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify NF of any change in such information or financial condition, (3) Applicant authorizes NF to disclose all information and documents that NF may obtain including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial loans having daily repayment features and/or Merchant Cash Advance transactions, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions, (4) each Assignee will rely upon the accuracy and completeness of such information and documents, (5) NF, Assignees, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a Recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information-providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant.(8) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (9) this request is for business and not for consumer purposes.


For Equipment Services:

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter(s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.


Text Messaging:

By providing my wireless phone number to National Funding, Inc., I agree and acknowledge that National Funding, Inc. may send text and multimedia messages to my wireless phone number for any purpose. I agree that these text or multimedia messages may be regarding the products and/or services that I have previously purchased and products and/or services that National Funding, Inc. may market to me. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive text or multimedia messages from National Funding, Inc to my wireless phone number.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. If for any reason your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please write to National Funding Inc., 9820 Towne Centre Drive, San Diego, California 92121. Funding amount and credit approval is subject to a full credit profile review.