Daycare Business Loans
Flexible business loans for daycare companies: Get up to $500,000 in as quickly as 24 hours.
Ready To Move Your Business Forward?
Daycare Financing from National Funding
Keeping your daycare running can be expensive. A small business loan from National Funding can help fill cash flow gaps. The financing is flexible and can be used to hire and train staff, upgrade your facilities, open a new location, pay insurance, and everything else that goes into running a daycare business. Apply online today and get approved in as little as 24 hours.
Pay Employees
- Use business loan funds to hire and train new employees
- Cover payroll expenses when you’re waiting for invoices to clear
Keep Your Daycare Safe
- Daycare loans give you the money you need to purchase safety equipment like highchairs and car seats
- Invest in commercial cleaning equipment to make sure your food service areas are free of bacteria
Expand to a New Location
- Pay for the costs to open a new location
- Loan funds can be put towards advertising and promoting your new daycare facility
Invest in Safe Transportation
- Purchase safe and reliable transportation for fields trips and pick up or drop off services
- Provide regular maintenance to your vehicles to ensure they run smoothly and safely
How to Apply

Why National Funding?
Whether you run your daycare out of your home or have a large facility, we know that the most important aspect of your business is providing expert childcare. To provide the best possible care for your clients and their children, you need access to funds to pay for employee training, replace strollers and educational toys, make upgrades for safety, and cover other expenses.
Our Funding Specialists take the time to learn about your daycare facility and your goals. From there, we customize our small business loans around your individual needs as a daycare facility owner. Our financing never follows a one-size-fits-all business model.
We Know Daycare Businesses
Experience supporting daycare business owners
Trusted Brand in Small Business Funding
Over $4.5 billion in funding to more than 75,000 businesses nationwide
Personalized Experience
Lending solutions and payment options tailored to your specific needs
Fast & Easy Application Process
No-cost, no-obligation application with minimal paperwork1
Funding Specialists Who Care
Experienced Funding Specialists help you make the right decision
Worry-Free Lending
No collateral requirements, plus simple, automatic payments3
Daycare Business Resources
How Seasonal Business Can Thrive Financially Year-Round
You don’t have to let a slow season like the summer or the holidays hurt your cash flow. It’s a matter of being creative and preparing ahead of time. This guide walks you through how seasonal businesses can make money, plan for cash flow gaps, and thrive during slower seasons.
How Do Small Business Loans Work
Just like being prepared for late pickups, accidental spills during snack time, and all of the other surprises that happen during the day, knowing what to expect when taking a daycare business loan is key. This guide breaks down everything from the process of applying to payment terms and the different financing options available.
How to Write A Business Plan for A Small Business
When you apply for financing like a daycare business loan, or look for investors so you can expand your footprint, they’re going to ask for a business plan. Having a well-thought-out document that contains financial projections, marketing strategies, and customer retention ideas is going to set you up for success. Here’s how to create one step-by-step.
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