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How Dental Equipment Loans Can Work for You
It’s no secret that many people dislike going to the dentist. As a dental professional, minimizing patient anxiety is a big priority. Part of providing great dental care is providing a great patient experience. The best way to do that is with high quality dental equipment that makes dental work quicker, safer and less painful.
However, you also know that dental equipment is a huge expense. Many dental offices recognize dental equipment cost as a major reason they cannot update their equipment. An affordable solution to upgrading your dental practice is dental equipment leasing.
Upgrade Equipment
- Replace worn or outdated equipment with the latest technology
- Stay ahead of your competitors and serve patients more effectively
Give Your Practice a Refresh
- Use funds to update the waiting area with comfortable furniture and entertainment options
- Lease new patient chairs so your patients are relaxed during their dental procedures
Replace Office Equipment
- Upgrade the printer that jams every time you print to a newer, working model
- Outfit your staff with tablets and computers to increase efficiency
Invest in Dental Software
- Update your scheduling and billing software so your patients can get electronic reminders and statements
- Invest in dental patient management software that allows you to work with your team to provide accurate care
Dental Equipment Financing Details
Whether it’s time to update the décor in your waiting room or you need to invest in high-quality x-ray machinery, dental equipment loans and leasing can help you get the equipment you need.
At National Funding, we provide dental practices with loans and lease options for both new and preowned equipment.
Qualifications for Equipment Financing and Leasing
6 months
in business
FICO score
over 575
Equipment quote
from a vendor
How to Apply
There’s never been a better time to apply for a dental equipment loan. With an easy online application, National Funding makes getting the equipment you need easier than ever. Simply fill out the online application and a Loan Specialist will contact you. We’ll learn more about your practice and your equipment needs to find a financing solution that fits your business.
Why National Funding?
When looking for dental equipment leasing companies, you need a lender who understands the challenges of the dental industry. As a leader in equipment financing and leasing, National Funding has helped dentists just like you secure the funds they need to run and grow their business. We take a personalized approach to lending by listening to your needs. We’ll work with you to tailor a loan or lease program to fit your budget and repayment requirements.
We Know Dental Businesses
We have experience serving dental practices like yoursTrusted by Businesses Like Yours
Over $3 billion in funding to more than 50,000 businesses nationwidePersonalized Experience
Equipment financing solutions and payment options tailored to your specific needsFast & Easy Application Process
No-cost, no-obligation easy application processLoan Specialists Who Care
Experienced Loan Specialists help you make the right decisionPreserve Cash
Hold on to more of your hard-earned cash for use in other parts of the businessRatings & Reviews
With a high customer satisfaction rating, National Funding is your best choice for equipment financing.
Disclosures
Legal Disclosures
True to our mission, we encourage you to read the following policies and learn how they affect you as a client.
(1) 24 hours:
Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.
(2) Early payoff discounts:
National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process. Equipment Finance customers who pay off the total remaining balance early, at any point during the contract, will automatically receive a 6% discount off the total remaining balance. Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance. We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.
(3) Automatic payments:
Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.
(4) Wide variety of payment options:
- Equipment Financing: payments are remitted monthly with terms of 2-5 years
- Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months
(5) Potential Tax Savings:
The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.
(6) Guaranteed lowest payment:
Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.
In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.
The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.
The Guaranteed Lowest Payment may be discontinued at any time without notice.
To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.
(7) Terms and Conditions apply:
This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.