Dental Practice Loans

Stay competitive with a modern office and the latest dental equipment

 

Help Your Dental Business Grow

If you own or operate a dental business – either a traditional dental office, dental supply company, orthodontic or surgical center, or other dental-related business, you’ll want to work with a strategic partner who can offer access to small business capital at affordable terms. In short, you want to work with National Funding. As a leader in the small business lending field, we can help your dental business to grow and thrive by providing quick access to affordable capital through a dental practice loan – all in a matter of days, not weeks or months like traditional lenders.

Savvy dental business owners understand that investing in the business is a continual process – one that will help to ensure repeat business of existing clients and a broadening customer base going forward. For dental businesses this means refurbishing or replacing existing equipment, technology, and instruments, as well as occasionally refreshing the actual dental office. A clean, bright, and inviting space presents the right image to help you earn more business, while an old, dingy, or outdated office can really hold back a dental business. This is a competitive field, so if you own or manage a dental business you’ll want to ensure that you are always a leader in your local market – and that takes money. Use the money the way you see fit.  Expand with new offices, pay your taxes, invest in new dental equipment, or even marketing and advertising.

Dental practice loans and financing

How to Apply for a Dental Practice Business Loan

Take the first step and apply with us today and see how we have made it incredibly easy to access the small business capital that you need. Partnering with us offers a host of benefits, including:

  • Extremely quick application process: Fill out our easy online application.  Then send us your most recent 3 months of business bank statements.  You can receive a lending decision in as few as 24 hours. Most traditional lenders, like banks or credit unions, take several weeks to more than a month to make a lending decision and fund an approved small business loan. We operate differently and know that time is your greatest commodity.
  • Incredibly flexible loan terms: Our professional loan specialists will work closely with you to design a small business loan that will help you to address your short, medium, or long-term financial goals, improving your operating efficiency and enhancing your position within your market at the same time. We offer fixed payback terms, including our popular repayment plan that features smaller, more frequent daily payments instead of one large lump sum monthly amount.
  • High approval rates: Nothing feels worse than applying for a loan and receiving a notice of denial. Unfortunately, this is a situation that happens quite frequently among those who apply for a loan with a traditional lender. At National Funding, we create our own underwriting and processing guidelines that permit us to say “yes” more often than not. High approval rates are the byproduct of a real-world approach to lending, in which we don’t simply look at a credit score to make a lending decision.

If you are ready to give your dental business the boost it needs, simply apply today via our online application or give us a call to get started on your dental business loan. We can provide up to $500,000 to qualified businesses via customized small business lending solutions, and we fund quickly – providing our clients with small business capital fast. Partner with a leader in small business financing – and see how we’ve helped thousands of small businesses to grow, operate more efficiently, and secure long-term viability through our flexible and affordable small business loans. Apply today!

Small Business Loans

When others say no .... National Funding says YES!

National Funding is a top nationwide lender and convenient resource for business loans. We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when other lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you one-on-one personalized service.

There is no obligation to get started, and no need for collateral or a down payment. Click or call and receive a quick decision and funding in as little as 24 hours.1

  • Loans from $5,000 to $500,000

  • No collateral required

  • Easy, no cost, no obligation application

  • Automatic payments

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Disclosures

Legal Disclosures

True to our mission, we encourage you to read the following policies and learn how they affect you as a client.

 

(1) 24 hours:

Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.

 

(2) Early payoff discounts:

National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process.  Equipment Finance customers who pay off the total remaining balance early,  at any point during the contract, will automatically receive a 6% discount off the total remaining balance.   Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance.  We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.

 

(3) Automatic payments:

Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.

 

(4) Wide variety of payment options:

  • Equipment Financing: payments are remitted monthly with terms of 2-5 years
  • Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months

 

(5) Huge potential tax savings:

Section 179 tax deduction is a lucrative and important tax break that has been made permanent across the board, under the Protecting America from Tax Hikes Act (PATH Act).  In most cases, the IRS allows your equipment lease or loan payments to be 100% tax deductible!  You can secure the equipment, tools, and technology that you need, while also taking advantage of significant tax deductions — up to $500,000.  Consult your tax professional for more details.

 

(6) Guaranteed lowest payment:

Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.

In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.

The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.

The Guaranteed Lowest Payment may be discontinued at any time without notice.

To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.

 

(7) Terms and Conditions apply:

This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.

 

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