Ready To Move Your Business Forward?
Types of Cleaning Services Business Loans
Small Business Loans
Secure operating capital for daily expenses, materials, payroll and more.
$5,000 to $500,000
Equipment Financing
and Leasing
Purchase or lease equipment for your cleaning service business
Up to $150,000
How Cleaning Service Business Loans Can Help You
The cost to run a professional cleaning service may seem small compared to other businesses. As a cleaning company owner, however, you know you have less obvious expenses. From transporting employees and equipment to purchasing commercial-grade cleaning supplies, your cleaning business expenses can add up quickly. Cleaning business loans give you the cash you need to focus less on paying bills and focus more on growing your business.
Human Resources Costs
- Get funds to take on new contracts and hire the workforce you need to get the job done
- Set up employee training programs for consistent quality in your cleaning jobs
Cover Transportation Costs
- Invest in vans or work trucks to help bring your commercial cleaning equipment and employees to your customers
- Pay for expensive vehicle repairs to keep your cleaning fleet on the move
Expand Your Cleaning Business
- Cleaning company loans can fund an investment in business marketing with digital and print advertisements
- Hire local workers and purchase equipment to offer your services in a new location
Pay for Regular Expenses
- Purchase the required inventory of cleaning chemicals or supplies
- Cover the cost of business insurance, utilities or taxes
How to Apply
How do cleaning service company loans work? Applying for a commercial cleaning industry loan has never been easier.
"My Loan Specialist was so kind and very helpful when I had questions.”
- Tangela’s Cleaning Service
Why National Funding?
Whether you run your cleaning business from your home or have a brick and mortar office, your business needs working capital to cover expenses. It can be difficult to secure financing through a traditional lender, such as a bank, which usually require several weeks of waiting for approval. At National Funding, we know you don’t always have time to wait for a traditional loan. Our loan specialists will help you find cleaning company loans that are funded quickly so you get funds when you need them most.
We Know Cleaning Service Businesses
Experience supporting cleaning service business ownersTrusted by Businesses Like Yours
Over $3 billion in funding to more than 50,000 businesses nationwidePersonalized Experience
Lending solutions and payment options tailored to your specific needsFast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1Loan Specialists Who Care
Experienced Loan Specialists help you make the right decisionWorry-Free Lending
No collateral requirements, plus simple, automatic paymentsCleaning Service Company Resources
Running your commercial cleaning company takes a lot of work, from training employees to managing business finances. Check out these convenient resources to learn more about securing cleaning business loans and managing your business’ working capital.

8 Common Hiring Mistakes and How to Avoid Them
If your cleaning business needs to expand its workforce, make sure you set yourself up for hiring success. Use these eight tips to write a great job description, hold informative interviews and consider all of your options. These steps can help you hire the right person for the job the first time.

Borrowing Money from Friends and Family
Taking a loan from your friends or family may sound like an ideal solution to cover expenses for your cleaning business quickly. However, you may be better off looking into other financing solutions. Take a look at why it usually doesn’t make sense to borrow from friends or family.

How Automating Everyday Tasks Can Help Your Small Business Grow
Remove some of the stress of running your cleaning business by automating certain tasks and procedures. Automation helps gives you more time to focus on marketing your business or hiring and training employees so you can secure new client contracts. Read this post for information on how to automate your business tasks.
Ratings & Reviews
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Disclosures
Legal Disclosures
True to our mission, we encourage you to read the following policies and learn how they affect you as a client.
(1) 24 hours:
Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.
(2) Early payoff discounts:
National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process. Equipment Finance customers who pay off the total remaining balance early, at any point during the contract, will automatically receive a 6% discount off the total remaining balance. Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance. We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.
(3) Automatic payments:
Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.
(4) Wide variety of payment options:
- Equipment Financing: payments are remitted monthly with terms of 2-5 years
- Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months
(5) Potential Tax Savings:
The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.
(6) Guaranteed lowest payment:
Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.
In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.
The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.
The Guaranteed Lowest Payment may be discontinued at any time without notice.
To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.
(7) Terms and Conditions apply:
This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.