Gym and Fitness Center Business Loans

Keep your business fit with gym business financing

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Types of Gym and Fitness Business Loans

Small Business Loans icon

Small Business Loans

Get the cash you need for everyday costs, materials, payroll and more.

$5,000 to $500,000

Equipment Financing and Leasing icon

Equipment Financing and Leasing

Purchase or lease equipment for your gym business.

Up to $150,000

How Gym and Fitness Center Loans Can Help You

The costs of running a successful gym are high. You’ve got expensive workout equipment to maintain, employees to pay and costs like insurance to consider. While you work to help your gym members reach their fitness goals, a business loan for a gym works to help you improve your business’ financial health.

Bring on New Employees icon

Bring on New Employees

  • Hire more personal trainers, nutritionists and other staff members to help your clients reach their goals
  • As you grow, you’ll need more staff to run the front desk, clean equipment and manage member information
Upgrade Gym Equipment icon

Upgrade Gym Equipment

  • Replace outdated and worn workout machines with newer models
  • Add entertainment equipment such as TVs or sound systems
Cover Insurance Costs icon

Cover Insurance Costs

  • Pay for worker’s compensation insurance in case one of your employees is injured while on the job
  • Cover the cost of premises liability coverage to help protect your gym business
Provide New Services or Products icon

Provide New Services or Products

  • Use gym business financing to introduce a new service such as massage therapy or nutritional services
  • Open an equipment store for workout gear or install a juice bar for healthy snacking after workouts

How to Apply

How do small business loans for gyms work? Applying for a gym or fitness center industry loan has never been easier.
How to Apply steps

Why National Funding?

Securing a loan for gym business needs is easy with the help of National Funding. Let our Funding Specialists get to know you and your gym to create a solution tailored to your needs. Whether you need funds quickly for immediate expenses or are looking to cover costs over the slow season, we’ll help you get the gym business financing you need.

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $3 billion in funding to more than 50,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments

We Know Gym and Fitness Center Businesses

We Know Gym and Fitness Center Businesses

Experience supporting gym business owners

Gym and Fitness Business Resources

Running a gym or fitness center takes a lot of time and effort. Many fitness facilities open early and close late to give members a chance to get their workouts in around their schedules. If you’re a gym or fitness center owner, you may not have time to research information on taxes, business growth or small business loans for gyms. Use these resources to help you learn more about managing your business finances.

Payroll Software for Gyms and Fitness Centers

Payroll Software for Gyms and Fitness Centers

Your employees are a vital part of your gym’s success. Pleasant, friendly employees make members feel welcome and keep them coming back. One of the most important aspects of managing your gym employees is making sure they’re paid on time. Use this resource to learn more about different payroll software that is available.


4 Ways to Maintain Cash Flow During the Slow Season

Gyms and fitness centers tend to see defined growth around the start of the year and just before summer hits. The rest of the year can be slow for gyms. Luckily, you can plan ahead for the slow season with these four steps.


3 Technologies Gym Owners Should Embrace

3 Technologies Gym Owners Should Embrace

Technology can be a great way to help grow your gym or fitness center. Consider posting ads on Facebook offering discounts for new members. Alternatively, you can show off new fitness equipment in a live video. Use these and other technology tips to take your business to the next level.


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Products offered by National Funding and affiliates are business loans only. The products may be provided by third parties and subject to lender approval. In California, loans made or arranged pursuant to a California Financing Law License.