Small Business Funding in Michigan

Easy and fast financing solutions for businesses in Michigan

Get Efficient Small Business Loans in Michigan

Known as the Wolverine State or Great Lakes State, Michigan is a thriving state with endless opportunities. Over 1.2 million workersare employed by small businesses in Michigan, with 902,000 total small businesses. Small businesses are the foundation of communities across Michigan, yet there are many reasons a small business may need additional financing for their business.

It can be challenging for Michigan small businesses to get the capital they need to achieve their business goals. With strict eligibility requirements and long wait times, traditional banks often prevent Michigan-based businesses from accessing funds. Lenders like National Funding reduce those barriers by providing quick application and approval processes so business owners can get back to running their business. We specialize in many industries for Michigan-based businesses to access financing solutions designed for their needs.

With a Michigan-based small business loan, your business can receive:

  • Fast Processing Time¹
  • Early Payment Discounts²
  • Up To $400,000 in Funding
“Michigan is a thriving state with endless opportunities.”

Equipment Financing and Small Business Funding in Michigan

Discover customized financing solutions for Michigan-based businesses and cover critical business expenses like hiring employees, inventory purchases, or equipment upgrades.

Small Business Funding

Need cash for inventory, payroll, or taxes?
Get from $5,000 to $500,000 in business cash.

  • Use the cash for any business purpose
  • Flexible terms with no early repayment penalty
  • Funds sent to your account within hours

Equipment Financing

Looking to purchase or lease equipment?
Finance new or used equipment up to $150,000.

  • Financing up to 100% of business equipment cost
  • No upfront fees or down payment required
  • Ability to use Section 179 Tax Deduction*
*Consult your tax advisor

Find Financing Solutions for Your Michigan-based Business

What can extra capital do for your business? Michigan-based business owners use their funding to help expand their business, cover operational expenses, purchase inventory, pay employees, and more. There’s a personalized financing solution for your business goals.

Working Capital Loans for Michigan Small Businesses

Cover daily business expenses like payroll, overhead costs, or lease payments with a working capital loan. Designed for short-term, day-to-day expenses, working capital loans support Michigan-based businesses out of a sales slump or during a period of expansion.

Short-Term Loans for Michigan Small Businesses

Pay for short-term immediate expenses for your business such as inventory purchases or acquisitions with a short-term business loan. Get funds to temporarily cover costs or plan for the future with a short-term business loan designed to suit your specific business goals.

We Have a Financing Solution That’s Right for Your Business

Since 1999, we have supported small businesses achieve their goals. With a dedicated team to support you and a streamlined process, National Funding gets you funding fast. Receive funding in as little as 24 hours with our quick application and approval process.

Step 1:

Minimum Requirements

6 Months in Business $250,000+ in Annual Sales Business Bank Account

Step 2:

Apply Online

Save time by avoiding extensive paperwork. Apply with our simple online form. You can be approved in as little as 24hrs.

Step 3:

Get a Solution

A Funding Specialist will contact you to discuss options. Secure funding up to $500,000 for your small business.

How We Compare to Other Financing Solutions

Our team of dedicated Funding Specialists will tailor a loan to fit your unique needs and find you the most desirable terms for your Michigan business.

Here’s how we stack up against loans and credit lines from large banks:

  • High Approval Rate
  • Perfect Credit Not Required
  • Fast Funding Time
  • Early Payoff Discounts Available
  • Minimal Paperwork
  • Renewable Sources of Capital

National Funding

  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes

Most Banks

  • No
  • No
  • No
  • No
  • No
  • No

Traditional Credit Lines

  • Yes
  • No
  • Yes
  • No
  • No
  • Yes

* For illustrative purposes only.

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.


Trustpilot rates 4.5 out of 5

Based on 1,752 Reviews

Trustpilot rates 5 out of 5Jul 19

As far as bridge financing goes...

As far as bridge financing goes these guys are about as good as it's going to get we paid it off early and got a 10% discount on the balance

Randy Shoemaker

Trustpilot rates 5 out of 5May 28

Eric Fong did an amazing job

I will definitely recommend any small business needing one form of funding or the other to check National Funding out.

Sam A.

Trustpilot rates 5 out of 5Jun 06

Hats off to the team that helped me…

Hats off to the team that helped me with some business lending. They made the process super easy for both working capital and equipment loans.

Hallie Beilig

Trustpilot rates 5 out of 5Jun 15

Great experience

Great experience, easy funding, paid next day! Smooth & straightforward process! Still lowest offered than any other lenders.