Small Business Loans & Financing in New York

Find Success in the Big Apple with Small Business Funding for New York

Get the Funds You Need with Small Business Loans in New York City

There are close to 200,000 small businesses within the five boroughs that make up New York City. Small businesses like yours are constantly vying for growth opportunities and maneuvering to stay ahead of the latest developments in your industry. The need for effective funding solutions and business loans in New York is common, but for small businesses especially this need can mean the difference between failure and thriving. Alternative lenders like National Funding can make it easier to get the funds for your business to succeed.

View of the Statue of Liberty in New York City
“There are close to 200,000 small businesses within New York City five boroughs.”

Equipment Leasing and Small Business Funding in New York

If you need cash to pay for inventory, vendor invoices, taxes or other business expenses, small business loans and equipment financing can help you get funds.

Small Business Funding

Need cash for inventory, payroll, or taxes?
Get from $5,000 to $500,000 in business cash.

  • Use the cash for any business purpose
  • Flexible terms with no early repayment penalty
  • Funds sent to your account within hours

Equipment Financing

Looking to purchase or lease equipment?
Finance new or used equipment up to $150,000.

  • Financing up to 100% of business equipment cost
  • No upfront fees or down payment required
  • Ability to use Section 179 Tax Deduction*
*Consult your tax advisor

Wide Variety of Financing Support and Solutions for New York City Business Owners

Running a business in New York City is a challenge, but it shouldn't be hard to secure financing for your business needs. National Funding provides a range of financing solutions and small business loans for New York businesses. We'll help you choose the right solution for your unique situation.

Working Capital Loans Fuel Your New York Business

Working capital is flexible funding that helps your small business grow. Learn about our solution to have cash on hand when you need it most.

We’ve Got a Financing Solution That’s Right for Your Business

When looking for financing it can feel like most lenders only see your credit score or bank account. National Funding provides you with a dedicated Funding Specialist to help you explore funding options for your New York business.

Step 1

Get Approved

Get Approved

No waiting, no delays.
Get approved within 24 hours.

Step 1

Do You Qualify

6 Months in Business
$250,000 in Annual Gross Sales
3 Months' Bank Statements

Step 2

Get a Solution

Get a Solution

Review financing options with your dedicated National Funding Specialist.

Step 2

Personalized Solutions

Learn how easy it is to work with us, and how hard we work for you.

Step 3

Get Cash

Get Cash

The money you need is deposited in your checking account — quickly and easily.

Step 3

Contact Us

What can we do for your business?

Apply online or give us a call at 888-733-2383.

Simple as that! Ready to find out more?  

Ratings & Reviews

With 20 years of helping businesses just like yours, we can help your New York business reach its goals.


Trustpilot rates 4.5 out of 5

Based on 1,730 Reviews

Trustpilot rates 5 out of 5Jul 19

As far as bridge financing goes...

As far as bridge financing goes these guys are about as good as it's going to get we paid it off early and got a 10% discount on the balance

Randy Shoemaker

Trustpilot rates 5 out of 5May 28

Eric Fong did an amazing job

I will definitely recommend any small business needing one form of funding or the other to check National Funding out.

Sam A.

Trustpilot rates 5 out of 5Jun 06

Hats off to the team that helped me…

Hats off to the team that helped me with some business lending. They made the process super easy for both working capital and equipment loans.

Hallie Beilig

Trustpilot rates 5 out of 5Jun 15

Great experience

Great experience, easy funding, paid next day! Smooth & straightforward process! Still lowest offered than any other lenders.


How We Compare to Other Financing Solutions

Unlike traditional lenders, National Funding provides your business with simple funding solutions that don't require lengthy applications or weeks of waiting for approval. Instead, we work hard to better understand your business and your unique funding needs. Our team is always ready to help you learn more about financing your business, from what equipment you can lease to business loan rates in New York.

  • High Approval Rate
  • Perfect Credit Not Required
  • Fast Funding Time
  • Early Payoff Discounts Available
  • Minimal Paperwork
  • Renewable Sources of Capital

National Funding

  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes

Most Banks

  • No
  • No
  • No
  • No
  • No
  • No

Traditional Credit Lines

  • Yes
  • No
  • Yes
  • No
  • No
  • Yes

* For illustrative purposes only.