Commercial Business Loans & Financing
Created for medium to large companies with bigger financing needs
Ready To Move Your Business Forward?
How a Commercial Loan Can Work for You
When you need more funding than a traditional small business loans, commercial financing gives you the funds you need for operating, growing, and stabilizing your business. Perfect for medium to large companies, you can borrow up to $500,000 and enjoy a flexible use of funds with a quick approval process.
Bigger Loan Sizes
- Most traditional lenders balk at loans over $100,000
- Commercial funding allows qualified applicants to secure up to $500,000 for business needs
Fast & Easy Application Process
- A short, online application makes it easy to get back to running your business
- Approval for commercial loans is much quicker than traditional loans, which can take weeks or even months
Pay for Major Upgrades
- Use your commercial funding for an entire office renovation or a new location.
- Hire employees with the skills and education to best help your business
Flexible Financing Solutions
- Create a customized commercial loan for your business needs
- Use flexible repayment terms to help maintain cash flow as you repay your loan
How to Apply
How Commercial Loans from National Funding Work
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Helpful Loan Guidance
A Funding Specialist will contact you to help you choose the right business financing option.
Quick Decision, Fast Funding
You could be approved, and funds deposited into your account, in as little as 24 hours.1
What Customers Are Saying
John Meier, Owner
Bob's Home Heating and Cooling
It was time for "Bob" to retire, which meant an opportunity for John. As he looked to buy the business, he needed to make sure capital was in place to support the extremely seasonal Minnesota-based business. With a hands-on, consultative approach to small business loans, National Funding helped secure the right amount of funding and made the process "painless."
Why National Funding?
Nobody provides a more personalized approach, with experienced Funding Specialists to guide you every step of the way and answer your funding questions. Our process makes getting the money you need to cover business expenses easy.
We Know Your Industry
We have experience helping a wide variety of business owners secure the right financing solution
Simple, Fast Application Process
No-cost, no-obligation application and funding with a quick turn-around.1
A Trusted Lending Partner
Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.
Dedicated Funding Specialists
Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.
High Approval Rates
Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.
Hassle-Free Payments
We provide fixed terms and set up simple, automatic payments3
We Know Your Industry
We have experience helping a wide variety of business owners secure the right financing solution
Simple, Fast Application Process
No-cost, no-obligation application and funding with a quick turn-around.1
A Trusted Lending Partner
Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.
Dedicated Funding Specialists
Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.
High Approval Rates
Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.
Hassle-Free Payments
We provide fixed terms and set up simple, automatic payments3
Commercial Financing Resources
5 Ways Automated Time-Tracking Can Transform Your Business for the Better
As your business continues to grow, you may not even realize how much money you’re losing to inefficient employees. Find out how using commercial loan funds to invest in automated time-tracking systems could save you money.
Choosing a Business Loan
Finding the right business loan can be confusing. Get the information you need to make a smart choice for your growing business. This post will help you better understand how different types of loans work as well as the best options for your needs.
Could I Owe Taxes for Selling Used Business Equipment?
Growing businesses often decide to use loan funds to upgrade equipment. Your old equipment can often be reused by a smaller company. If you’ve sold business equipment, you need to know the potential tax consequences. Read this post to learn more about selling used equipment and your potential tax costs.
How to Finance Heavy Equipment
As a small business owner, your dream of expanding, innovating, and running your operations efficiently relies on one critical factor: acquiring the right equipment. Whether you’re a start-up or an established company, acquiring heavy machinery, up-to-date technology, or specialized tools is essential.
When to Choose Between Debt and Equity Financing
Debt and equity financing both give you the funds to grow your business, but in different ways. If you like to be in control and make the decisions, debt equity like a small business loan from a lender is better than equity financing because you call the shots. When you are going into an uncertain or competitive market, equity financing gives you access to advisors and strategists, making complicated situations easier to handle, while debt financing means you’re on your own.
How Debt Service Coverage Ratios Apply to Loans
Your debt service coverage ratio is a calculation that shows the percentage of cash available to make loan payments after subtracting other expenses, and it is used by lenders to determine how risky your business is to lend to.
FAQ: Commercial Business Loans
There’s a lot to learn about commercial loans and how they can impact your business. To help answer questions you may have, we’ve put together a collection of some frequently asked questions regarding commercial loans.
Ratings & Reviews
We are very proud of what our customers are saying on TrustPilot.