Convenience Store Business Loans

Loans and Financing Options for Convenience Stores

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Types of Convenience Store Business Loans

Small Business Loans icon

Small Business Loans

Get the cash you need for everyday convenience store inventory, payroll and more.

$5,000 to $500,000

Equipment Financing and Leasing icon

Equipment Financing and Leasing

Purchase or lease equipment for your convenience store business.

Up to $150,000

How Convenience Store Business Loans Can Help You

Managing a convenience store business can be challenging for its owners. From hiring staff, to maintaining your inventory stock, getting access to the right financing to pay for these is important for business owners. Consider convenience store small business funding to cover your everyday working capital needs.

Purchase Inventory Stock icon

Purchase Inventory Stock

  • Business loans for convenience stores allow you to replenish inventory stock quickly
  • Use a working capital loan to purchase inventory in bulk while costs are low
Modernize Your Convenience Store icon

Modernize Your Convenience Store

  • Create a clean, modern look in your convenience store
  • Update appliances like refrigerators and upgrade store displays
Pay Everyday Expenses icon

Pay Everyday Expenses

  • Cover the cost of recurring expenses like payroll, expenses, and materials
  • Pay your convenience store’s rent, utilities and taxes to keep the lights on and water running
Expand Your Store to New Locations icon

Expand Your Store to New Locations

  • Expand your store to a larger location or open a second store in a new area with a business loan
  • Bring on additional staff with extra working capital funds

How to Apply

How do convenience store business loans work? Applying for a convenience store business loan has never been easier.
How to Apply steps

Why National Funding?

When considering the needs of your store, you want a lender who has worked with convenience stores before. At National Funding, we understand that securing financing for a convenience store can be difficult. As a store business owner, you sometimes have to wait for customers to pay for orders and for payments to clear.Convenience store business loans from National Funding don’t require lengthy paperwork. Speak with one of our friendly, knowledgeable Funding Specialists to learn more about our business loans.

We Know Convenience Stores

We Know Convenience Stores

Experience supporting convenience store business owners

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $4.5 billion in funding to more than 75,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments3

Convenience Store Business Resources

A convenience store business loan is an investment in the growth of your store — but securing financing is only a fraction of what it takes to manage your finances. We’ve put together a list of resources to give you the whole story on loans, taxes and managing the financial health of your store.

Inventory Financing – 4 Tips To Help You Get The Most From Your Loan

Inventory Financing – 4 Tips To Help You Get The Most From Your Loan

Every business that sells products must have inventory. Without it, you simply won’t make a profit. However, figuring out your inventory needs can be a challenge, and even more challenging is how to secure inventory financing when needed.

How to Display Product Inventory in Your Small Business

Learning how to display products effectively is key for small businesses flush with inventory. Many small business owners are looking for ways to refresh their interiors or remodel their stores. Your visual display is critical to purchasing decisions, according to iQmetrix, and buyers are less likely to purchase when shelves are scarce or displays look messy.

How to Display Product Inventory in Your Small Business

Common Tax Mistakes That Could Cost Your Convenience Store

Common Tax Mistakes That Could Cost Your Convenience Store

Tax time is stressful for almost everyone, but as a small business owner you have a more complicated set of tax requirements to abide by than most. Navigating quarterly taxes and understanding the deductions available for your convenience store are difficult tasks. Prepare yourself by reviewing these common tax mistakes so you know what to avoid and don’t cost your store money come tax time.

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.


Trustpilot rates 4.5 out of 5

Based on 1,730 Reviews

Trustpilot rates 5 out of 5Jul 19

As far as bridge financing goes...

As far as bridge financing goes these guys are about as good as it's going to get we paid it off early and got a 10% discount on the balance

Randy Shoemaker

Trustpilot rates 5 out of 5May 28

Eric Fong did an amazing job

I will definitely recommend any small business needing one form of funding or the other to check National Funding out.

Sam A.

Trustpilot rates 5 out of 5Jun 06

Hats off to the team that helped me…

Hats off to the team that helped me with some business lending. They made the process super easy for both working capital and equipment loans.

Hallie Beilig

Trustpilot rates 5 out of 5Jun 15

Great experience

Great experience, easy funding, paid next day! Smooth & straightforward process! Still lowest offered than any other lenders.