Retail Business Loans
You'll love what we have in store for funding your retail business.
Ready To Move Your Business Forward?
Types of Retail Business Loans
We Know Small Retail Businesses Face Unique Challenges
Retail businesses have specific needs that can put pressure on their cash flow and impact growth opportunities.
Seasonality
- Peaks and valleys during the year that can sometimes strain cash flow
- Ordering merchandise in advance is crucial to meet the holiday sales demand
Flexible Hiring
- Key times of the year require immediate expansion of staff
- Ability to bring in part time employees based on business demand
Inventory Management
- Varying sales levels can deplete inventory and impact customer satisfaction
- Lack of funds can dampen your wholesale purchasing power for merchandise
Competition
- Constant pressure to attract and retain more customers
- Having the latest highly sought-after merchandise in stock for sale
How to Apply
Why National Funding?
Unlike the limited options, slow pace and low approval rates of traditional lenders, National Funding delivers a powerful suite of retail business loans that can help your business operate more efficiently and effectively. We understand the challenges small retail businesses face, so we make it easy to get funded through a simple application process and high loan approval rates.
We Know Retail Businesses
Experience supporting retail business owners
Trusted by Businesses Like Yours
Over $3 billion in funding to more than 50,000 businesses nationwide
Personalized Experience
Lending solutions and payment options tailored to your specific needs
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Loan Specialists Who Care
Experienced Loan Specialists help you make the right decision
Worry-Free Lending
No collateral requirements, plus simple, automatic payments
Retail Business Resources
Creating a Retail Inventory Strategy for 2021
Whether dealing with mandated closures or customer occupancy limits, retailers have had to adapt to meet the requirements of the new marketplace. The ability to forecast merchandise demand is critical for your retail business. Learn how you can better manage your inventory supply, to ensure you have the optimal amount of merchandise in your retail establishment.
How to Pick the Best Retail POS Software for Your Small Business
One of the most important aspects to your retail store is the Point-of-Sale (POS) software that you use. However, POS software systems are not a one size fits all solution. Depending on the type of retail business you run, will determine which features are most important to you and your customers. From inventory management to credit card processing, learn which features are best suited for your business.
How to Create an Advertising Budget for Your Retail Business
The ability to generate foot traffic is critical for a retail business’s success. With a limited budget, it’s important to create a strategy to ensure you are getting a return on your advertising dollars. We go over several cost-effective ways to launch an advertising campaign that can get more customers in the door.
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