Small Business Loans & Financing in San Diego

Get Financial Flexibility with Small Business Funding in San Diego

Helping Businesses Grow with Business Loans in San Diego

San Diego isn’t just a city of beaches and beautiful weather. The city has a powerful economy that’s fueled by businesses working in fields as diverse as biotechnology, tourism, manufacturing and defense. More than two-thirds of businesses in the city have 10 or fewer employees, meaning the city’s economic foundation is built on small businesses. With such economic diversity, it’s no surprise that some businesses need a little assistance to truly prosper. Small business loans for San Diego business owners can help you meet your goals and take the next step in growing your business. You may also want to view our California-based business loans page for statewide information.

View of downtown San Diego
“More than two-thirds of businesses in the city have 10 or fewer employees.”

Equipment Financing and Small Business Funding in San Diego

Whether you need new equipment for your construction company or a business loan to cover inventory purchases, financing with small business loans in San Diego can help you reach your goals.

Small Business Funding

Need cash for inventory, payroll, or taxes?
Get from $5,000 to $500,000 in business cash.

  • Use the cash for any business purpose
  • Flexible terms with no early repayment penalty
  • Funds sent to your account within hours

Equipment Financing

Looking to purchase or lease equipment?
Finance new or used equipment up to $150,000.

  • Financing up to 100% of business equipment cost
  • No upfront fees or down payment required
  • Ability to use Section 179 Tax Deduction*
*Consult your tax advisor

Financing and Support Solutions for Every Business

As a business owner, you may not have time to learn everything about small business financing. After all, you've got a business to run. National Funding provides the support and assistance you need to understand your financing options, the types of loans available to you and the business loan rates in San Diego.

Working Capital Loans Fuel Your San Diego Business

Working capital is flexible funding that helps your small business grow. Learn about our solution to have cash on hand when you need it most.

We’ve Got a Financing Solution That’s Right for Your Business

Fill out our quick online application today to get connected with a dedicated Funding Specialist who can help you find the perfect financing solution. Our team is ready to help you, even if you need a specialized solution for your San Diego business.

Step 1

Get Approved

Get Approved

No waiting, no delays.
Get approved within 24 hours.

Step 1

Do You Qualify

6 Months in Business
$250,000 in Annual Gross Sales
3 Months' Bank Statements

Step 2

Get a Solution

Get a Solution

Review financing options with your dedicated National Funding Specialist.

Step 2

Personalized Solutions

Learn how easy it is to work with us, and how hard we work for you.

Step 3

Get Cash

Get Cash

The money you need is deposited in your checking account — quickly and easily.

Step 3

Contact Us

What can we do for your business?

Apply online or give us a call at 888-733-2383.

Simple as that! Ready to find out more?  

Ratings & Reviews

As a local San Diego company, National Funding has been helping other California businesses get the financing they need to succeed and grow.


Trustpilot rates 4.5 out of 5

Based on 1,752 Reviews

Trustpilot rates 5 out of 5Jul 19

As far as bridge financing goes...

As far as bridge financing goes these guys are about as good as it's going to get we paid it off early and got a 10% discount on the balance

Randy Shoemaker

Trustpilot rates 5 out of 5May 28

Eric Fong did an amazing job

I will definitely recommend any small business needing one form of funding or the other to check National Funding out.

Sam A.

Trustpilot rates 5 out of 5Jun 06

Hats off to the team that helped me…

Hats off to the team that helped me with some business lending. They made the process super easy for both working capital and equipment loans.

Hallie Beilig

Trustpilot rates 5 out of 5Jun 15

Great experience

Great experience, easy funding, paid next day! Smooth & straightforward process! Still lowest offered than any other lenders.


How We Compare to Other Financing Solutions

Over the past 20 years, we've worked hard to provide the financing solutions and business loans San Diego business owners need to reach their goals. We understand that your business is about more than the numbers in a credit score or on a balance sheet. Our goal is to help you and your business grow.

  • High Approval Rate
  • Perfect Credit Not Required
  • Fast Funding Time
  • Early Payoff Discounts Available
  • Minimal Paperwork
  • Renewable Sources of Capital

National Funding

  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes

Most Banks

  • No
  • No
  • No
  • No
  • No
  • No

Traditional Credit Lines

  • Yes
  • No
  • Yes
  • No
  • No
  • Yes

* For illustrative purposes only.