Inventory Financing Loans

Never run out of stock with an inventory financing loan

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How an Inventory Financing Loan Can Work for You

Any business that carries inventory knows how important it is to have the right items in stock. If you can’t provide the goods your customers need, they’ll look elsewhere. However, buying a large amount of inventory at once can clear out your cash reserves. Inventory loan financing allows you to get cash now to purchase the inventory you need.

Plan for the Holiday Rush icon

Plan for the Holiday Rush

  • Stock seasonal and holiday items in time to meet the highest demands for products
  • Make sure you have enough inventory so you don’t run out halfway through the season
Stock Best Sellers icon

Stock Best Sellers

  • Use loan funds to invest in inventory tools to track sales
  • Order extra stock of your best-selling products
Access Bulk Discounts icon

Access Bulk Discounts

  • Order enough inventory to qualify for bulk discounts from vendors
  • Spend less time worrying about if you have enough inventory in stock
Expand Your Business icon

Expand Your Business

  • Purchase the inventory you need to stock a new location
  • Bring a new product line or brand to your shop

How to Apply

The process to apply for an inventory financing loan is easy. Use our simple online application to get started. One of our friendly Funding Specialists will get in touch to discuss your

How Does an Inventory Financing Loan Work?

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Helpful Loan Guidance

Helpful Loan Guidance

A Funding Specialist will contact you to help you choose the right business financing option.

Quick Decision, Fast Funding

Quick Decision, Fast Funding

You could be approved, and funds deposited into your account, in as little as 24 hours.1

What Customers Are Saying

Beatty Lawn & Tree Service - Ron Beatty's Story

Ron Beatty, Owner

Beatty Lawn & Tree Service

Knowing how hard it had been trying to secure small business loans in the past, this family-owned business sought out National Funding thanks to its reputation for accessible, hassle-free loans. Being able to purchase new, reliable equipment was a critical component for this growth business, and National Funding helped them make it happen.

Why National Funding?

National Funding is dedicated to helping business owners succeed. We’ve worked with businesses of all sizes and in all industries to help them get the financing they need. Our simple loan process makes applying and securing financing easier than ever.

We Know Your Industry

We Know Your Industry

We have experience helping a wide variety of business owners secure the right financing solution

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $4.5 billion in funding to more than 75,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments3

Inventory Financing Loan Resources

It’s important to continue to learn new skills and tips as you grow with your business. We curated the best resources on inventory management to help you better plan and execute an inventory management strategy.

7 Must-Have Features of Inventory Management Systems

7 Must-Have Features of Inventory Management Systems

Are you using a spreadsheet to track inventory? Software designed for inventory management can make keeping track of inventory much easier, especially as you expand. Check out our tips for what to look for in an inventory system so you choose the software that works best for your business.


Is Your Business Overstocked with Inventory?

Having too much inventory can be as big a problem as having too little. Don’t get stuck with more inventory than you can sell. If trends change, the demand for your current products could go down. Read this post to learn more about managing your inventory to avoid overstocking.

Is Your Business Overstocked with Inventory?

4 Tips to Help You Get the Most from Your Inventory Financing Loan

4 Tips to Help You Get the Most from Your Inventory Financing Loan

4 Tips to Help You Get the Most from Your Inventory Financing Loan After securing an inventory loan, it’s tempting to restock your inventory right away with your new funds. First, take a look at this article to help you determine the best ways to use your loan. Learn how to measure sales data for an accurate read on what customers want and how to define your niche within your industry.


How Much Inventory Should I Carry?

One of the hardest things to determine for a business that sells products is knowing how much inventory to stock. This post can help you learn how to read your industry, seasonal shifts and customer preferences to decide on the right amount of inventory.

How Much Inventory Should I Carry?

FAQ: Inventory Financing Loans

Have questions about inventory financing? You’re not alone. We put together this list of the top questions business owners ask about inventory financing.

Is it hard to apply for inventory loan financing?
No! At National Funding, we make the loan application process simple. Our online application only takes a few minutes to complete.
How fast can I get inventory financing?
Depending on your lender and qualifications, you could get an inventory financing loan faster than you might expect. At National Funding, for example, we pride ourselves on our ability to process and approve qualified applicants quickly. Some approved applicants receive funding in as little as 24 hours.
Do I need a down payment on inventory financing?
National Funding offers business loans with no down payment or collateral needed. That means you won’t need to disrupt your cash flow to secure your loan.

Ratings & Reviews

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