Bridge Loan Financing
Bridge gaps between long-term financing solutions. Apply online and get approved in as quickly as 24 hours.
Ready To Move Your Business Forward?
How National Funding's Bridge Financing Can Work for You
When you need cash flow to close a deal, win an account, or keep operations running smoothly but do not have weeks to wait for traditional financing, our bridge loans can fill that gap. Traditional banks take weeks to process long-term loans, which is why business owners like you use our bridge financing programs to gain access to cash flow fast. Once approved, you’ll receive the cash in as little as 24 hours so your business can thrive without any delay.
Our bridge loan terms can range from 6 to 18 months based on your needs, and you can borrow up to $500,000 through our online application.
Pay Tax Bills
- Use bridge loans to pay off a tax bill that’s higher than usual
- Help your business catch up on tax expenses to remain in good standing with the IRS
Replenish Capital
- Cover traditional loan costs, such as origination fees, which could deplete business cash reserves
- Use bridge loans as a cash infusion when your traditional lender can’t come through
Rapid Expansion
- Take advantage of time-sensitive opportunities to expand your business
- Hire the contractors and staff needed to open and run a larger business operation
Cover Costs During the Lows
- Cover expenses during seasonal lulls
- Bridge loans allow you to pay your bills even if your clients are late on payment
How to Apply

When Bridge Loans Are the Right Choice
Bridge financing is the right type of small business loan when you have long-term financing coming but cannot wait for it to arrive. This could include financing from a large bank, investors, and other traditional institutions. Bridge loans can also work when your business experiences a gap in funds and you need to quickly capitalize on an opportunity or pay unexpected costs. Your bridge loan from National Funding can be a quick and strategic solution, but this type of business loan may not always be the best option.
A short-term business loan can be a good alternative to a bridge loan and even a replacement for a traditional business loan if you only need funding for the immediate future. A traditional loan may lock you into a 5- or 10-year term and take weeks to approve. Short-term loans can be flexible, offer fast approvals, and come with shorter payback periods, so the debt can clear off your credit report faster.
If you're expanding and need to secure a new location, or if you need to pay rent, cover payroll, and manage other day-to-day operational expenses, a working capital loan could be the solution for you. It is designed for flexibility to meet your current needs, which makes it a great alternative to a fast bridge loan and long-term traditional business loans.
If you need a custom solution, apply online through the form on this page. Our Funding Specialists will walk you through the options available and tailor a financing solution based on your business needs.
What Customers Are Saying
Ron Beatty, Owner
Beatty Lawn & Tree Service
Knowing how hard it had been trying to secure small business loans in the past, this family-owned business sought out National Funding thanks to its reputation for accessible, hassle-free loans. Being able to purchase new, reliable equipment was a critical component for this growth business, and National Funding helped them make it happen.
Why National Funding?
Nobody provides a more personalized approach, with experience Funding Specialists to guide you every step of the way and answer your funding questions. Our process makes getting the money you need to cover business expenses easy.
Simple, Fast Application Process
No-cost, no-obligation application and funding with a quick turn-around.1
A Trusted Lending Partner
Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.
Dedicated Funding Specialists
Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.
High Approval Rates
Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.
Hassle-Free Payments
We provide fixed terms and set up simple, automatic payments3
We Know Your Industry
We have experience helping a wide variety of business owners secure the right financing solution
Learn More About Bridge Loans
What is Cash Flow and How to Calculate It
The financial success of small businesses in the United States is directly correlated with their ability to manage cash flow effectively. A staggering 82% of small business failures are attributed to cash flow problems, according to Score.com.
How Seasonal Businesses Can Stay Competitive Through the Highs and Lows
If you run a seasonal business, you know how difficult the off season can be. Working with bridge loan lenders is just one way to keep your cash flow steady during the slow months. This post offers other ideas to keep business moving when it’s the off season.
Business Financing Options When Cash Flow Dries Up
It's hard to run a business when cash isn't flowing. Bridge loans are one way to keep your cash reserves full while waiting for an increase in capital. Check out this post to learn how bridge loans and other financing solutions can boost your business cash flow.
FAQ: Bridge Loans
As a business owner, it’s important that you ask questions before making any financing decisions. We’ve collected some of the most commonly asked questions about bridge loans.
Ratings & Reviews
We are very proud of what our customers are saying on TrustPilot.