Bridge Loan Financing

Bridge gaps between long-term financing solutions. Apply online and get approved in as quickly as 24 hours.

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How National Funding's Bridge Financing Can Work for You

When you need cash flow to close a deal, win an account, or keep operations running smoothly but do not have weeks to wait for traditional financing, our bridge loans can fill that gap. Traditional banks take weeks to process long-term loans, which is why business owners like you use our bridge financing programs to gain access to cash flow fast. Once approved, you’ll receive the cash in as little as 24 hours so your business can thrive without any delay.

Our bridge loan terms can range from 6 to 18 months based on your needs, and you can borrow up to $500,000 through our online application.

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Pay Tax Bills

  • Use bridge loans to pay off a tax bill that’s higher than usual
  • Help your business catch up on tax expenses to remain in good standing with the IRS
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Replenish Capital

  • Cover traditional loan costs, such as origination fees, which could deplete business cash reserves
  • Use bridge loans as a cash infusion when your traditional lender can’t come through
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Rapid Expansion

  • Take advantage of time-sensitive opportunities to expand your business
  • Hire the contractors and staff needed to open and run a larger business operation
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Cover Costs During the Lows

  • Cover expenses during seasonal lulls
  • Bridge loans allow you to pay your bills even if your clients are late on payment

How to Apply

Easily apply online for a bridge loan to cover immediate expenses in the interim before more permanent financing is ready. Applying for a commercial bridge loan is simple with our online application process. We’ll connect you with a dedicated Funding Specialist who will help you determine if a bridge loan is right for your business.
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When Bridge Loans Are the Right Choice

Bridge financing is the right type of small business loan when you have long-term financing coming but cannot wait for it to arrive. This could include financing from a large bank, investors, and other traditional institutions. Bridge loans can also work when your business experiences a gap in funds and you need to quickly capitalize on an opportunity or pay unexpected costs. Your bridge loan from National Funding can be a quick and strategic solution, but this type of business loan may not always be the best option.

A short-term business loan can be a good alternative to a bridge loan and even a replacement for a traditional business loan if you only need funding for the immediate future. A traditional loan may lock you into a 5- or 10-year term and take weeks to approve. Short-term loans can be flexible, offer fast approvals, and come with shorter payback periods, so the debt can clear off your credit report faster.

If you're expanding and need to secure a new location, or if you need to pay rent, cover payroll, and manage other day-to-day operational expenses, a working capital loan could be the solution for you. It is designed for flexibility to meet your current needs, which makes it a great alternative to a fast bridge loan and long-term traditional business loans.

If you need a custom solution, apply online through the form on this page. Our Funding Specialists will walk you through the options available and tailor a financing solution based on your business needs.

What Customers Are Saying

Beatty Lawn & Tree Service - Ron Beatty's Story

Ron Beatty, Owner

Beatty Lawn & Tree Service

Knowing how hard it had been trying to secure small business loans in the past, this family-owned business sought out National Funding thanks to its reputation for accessible, hassle-free loans. Being able to purchase new, reliable equipment was a critical component for this growth business, and National Funding helped them make it happen.

Why National Funding?

Nobody provides a more personalized approach, with experience Funding Specialists to guide you every step of the way and answer your funding questions. Our process makes getting the money you need to cover business expenses easy.

Simple, Fast Application Process

Simple, Fast Application Process

No-cost, no-obligation application and funding with a quick turn-around.1

A Trusted Lending Partner

A Trusted Lending Partner

Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.

Dedicated Funding Specialists

Dedicated Funding Specialists

Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.

High Approval Rates

High Approval Rates

Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.

Hassle-Free Payments

Hassle-Free Payments

We provide fixed terms and set up simple, automatic payments3

We Know Your Industry

We Know Your Industry

We have experience helping a wide variety of business owners secure the right financing solution

Learn More About Bridge Loans

Commercial bridge loans are a flexible financing solution, but they can be confusing if you're a first-time borrower. That's why we've put together some guides to help you determine if this is the right financing choice for your needs.

What is Cash Flow and How to Calculate It

What is Cash Flow and How to Calculate It

The financial success of small businesses in the United States is directly correlated with their ability to manage cash flow effectively. A staggering 82% of small business failures are attributed to cash flow problems, according to Score.com.


How Seasonal Businesses Can Stay Competitive Through the Highs and Lows

If you run a seasonal business, you know how difficult the off season can be. Working with bridge loan lenders is just one way to keep your cash flow steady during the slow months. This post offers other ideas to keep business moving when it’s the off season.

How Seasonal Businesses Can Stay Competitive Through the Highs and Lows

Business Financing Options When Cash Flow Dries Up

Business Financing Options When Cash Flow Dries Up

It's hard to run a business when cash isn't flowing. Bridge loans are one way to keep your cash reserves full while waiting for an increase in capital. Check out this post to learn how bridge loans and other financing solutions can boost your business cash flow.


FAQ: Bridge Loans

As a business owner, it’s important that you ask questions before making any financing decisions. We’ve collected some of the most commonly asked questions about bridge loans.

Applying for bridge loans from National Funding is quick and easy. Simply use our online application and fill out a few small details about your business. A knowledgeable Funding Specialist will get in touch with you to learn more about your business. They’ll help you put together a customized loan solution to bridge your cash flow gaps.
Bridge loans work similarly to other short-term business financing as a way to bridge the gap between your current cash reserves and your next capital infusion.
Bridge loan amounts vary by business and business-owner. Our Funding Specialists will determine the right loan amount for your business and your budget after they review your application and pertaining documents.
There are quite a few differences between bridge loans and traditional loans, it is just a matter of choosing the loan that is right for your business. Bridge loans provide faster financing with short-term plans, which is essential for businesses that need cash-flow in a short timeframe. Traditional loans may take a few weeks to provide funds and the loan length can range from 5 to 20 years.

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.

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