Auto Repair Business Loans

Help drivers get back on the road with auto shop financing

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Types of Auto Repair Business Loans

Small Business Loans icon

Small Business Loans

Use small business loans for auto repair shop expenses like rent or employee payroll.

$5,000 to $500,000

Equipment Financing and Leasing icon

Equipment Financing and Leasing

Purchase or lease equipment for your auto repair business.

Up to $150,000

How Auto Repair Business Loans Can Help You

In order to keep cars running and drivers on the road, your auto repair shop needs to have equipment and tools that are in good working order. You’ll also need knowledgeable staff with extensive safety training to help keep your day-to-day operations running. To grow your auto repair business or address unexpected expenses, you may need extra funds. An auto shop business loan can help you get the cash you need to stay on budget.

Pay for Employee Training icon

Pay for Employee Training

  • Train new hires across different machines and tools used in your auto repair shop
  • Implement a safety training program to maintain compliance with OSHA standards
Invest in New Technology icon

Invest in New Technology

  • Purchase inventory and customer management software to make administrative tasks more efficient
  • Upgrade to the computer systems needed for diagnosing modern vehicles
Replace Worn Equipment icon

Replace Worn Equipment

  • Business loans and equipment leasing allow you to get newer machinery faster,
  • Make your shop more efficient with new equipment, tools and machines
Cover Regular Expenses icon

Cover Regular Expenses

  • Auto shop financing gives you the working capital you need to cover monthly rent of your repair bays
  • Use a business loan to pay for tax or payroll expenses

How to Apply

How does an auto shop business loan work? Applying for an auto repair industry loan has never been easier.
How to Apply steps

Why National Funding?

With two decades of experience helping auto repair shop owners secure the funds they need, National Funding can help you get financing for your shop. While traditional lenders often require a lengthy application process for auto shop financing, we have a simple online application. The quick application means it’s possible for you to get the loan you need quickly and get back to helping drivers repair their vehicles.

We Know Auto Repair Businesses

We Know Auto Repair Businesses

Experience supporting auto repair business owners

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $4.5 billion in funding to more than 75,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments3

Auto Repair Business Resources

Knowing more about your auto repair shop’s financial health can help you make smart decisions with your business finances. These resources will help you get a better understanding on how you can reduce costs, run your auto shop more efficiently and ultimately earn bigger profits.

5 Elements of a Successful Employee Training Program

5 Elements of a Successful Employee Training Program

Auto repair shops require highly skilled employees who can diagnose mechanical issues and make necessary car repairs. Check out these tips for putting together a successful employee training program for your mechanics and laborers.

How to Turn Your Hobby into a Business

If you love working on cars, running your auto repair shop may seem like the perfect job. However, you know that sometimes your hobby can be a lot of work. Check out this post to gain insight into whether or not the setup of your shop has the ability to be successful for a long time.

How to Turn Your Hobby into a Business

What a Federal Minimum Wage Increase Would Mean for Small Businesses

What a Federal Minimum Wage Increase Would Mean for Small Businesses

Your auto repair shop probably employs several entry-level employees such as porters or repair technician trainees. With the possibility of an increase minimum wage, your business finances may take a hit. Find out what you can do to be ready for mandatory wage increases, including using auto repair shop loans to cover payroll.

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.


Trustpilot rates 4.5 out of 5

Based on 1,730 Reviews

Trustpilot rates 5 out of 5Jul 19

As far as bridge financing goes...

As far as bridge financing goes these guys are about as good as it's going to get we paid it off early and got a 10% discount on the balance

Randy Shoemaker

Trustpilot rates 5 out of 5May 28

Eric Fong did an amazing job

I will definitely recommend any small business needing one form of funding or the other to check National Funding out.

Sam A.

Trustpilot rates 5 out of 5Jun 06

Hats off to the team that helped me…

Hats off to the team that helped me with some business lending. They made the process super easy for both working capital and equipment loans.

Hallie Beilig

Trustpilot rates 5 out of 5Jun 15

Great experience

Great experience, easy funding, paid next day! Smooth & straightforward process! Still lowest offered than any other lenders.