Law Firm Business Loans

Loans and Financing Options for Law Firms

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Terms & Conditions

General Acceptance

Any applications submitted electronically shall have the same force and effect as if the application bore an inked original signature(s). The above information, together with any accompanying financial statements, schedules, or other materials, is submitted for the purpose of obtaining credit and is warranted to be true, correct, and complete.


US Patriot Act:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan. What this means for you: When you apply for a loan, we will ask for your business name, address, and Tax Identification Number. We will also ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


For Loan/Merchant Services:

The Merchant and Owner(s)/Officer(s) identified in the application (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to National Funding, Inc. (“NF”) including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify NF of any change in such information or financial condition, (3) Applicant authorizes NF to disclose all information and documents that NF may obtain including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial loans having daily repayment features and/or Merchant Cash Advance transactions, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions, (4) each Assignee will rely upon the accuracy and completeness of such information and documents, (5) NF, Assignees, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a Recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information-providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant.(8) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (9) this request is for business and not for consumer purposes.


For Equipment Services:

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter(s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.


Text Messaging:

By providing my wireless phone number to National Funding, Inc., I agree and acknowledge that National Funding, Inc. may send text and multimedia messages to my wireless phone number for any purpose. I agree that these text or multimedia messages may be regarding the products and/or services that I have previously purchased and products and/or services that National Funding, Inc. may market to me. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive text or multimedia messages from National Funding, Inc to my wireless phone number.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. If for any reason your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please write to National Funding Inc., 9820 Towne Centre Drive, San Diego, California 92121. Funding amount and credit approval is subject to a full credit profile review.

Types of Law Firm Business Loans

Small Business Loans

Law Firm Business Loans

Get the cash you need for everyday expenses, payroll and more.

$5,000 to $500,000

Learn More

Equipment Financing and Leasing

Equipment Financing and Leasing

Purchase or lease equipment for your law firm business.

Up to $150,000

Learn More

How Law Firm Business Loans Can Help You

Managing a law firm can be challenging for its owners. From hiring quality staff to help your legal practice run smoothly, to upgrading invoice and payment systems, getting access to the right financing to pay for these is important. You want to provide the best possible experience and service to your clients. Consider financing to cover your everyday working capital needs.

Hire the Best Staff

  • Use a working capital loan to recruit, and attract the best staff
  • Hire the best staff to help you manage your law firm’s customer service and finances

Modernize Your Law Firm’s Office

  • Purchase new furniture to create a comfortable, clean, modern meeting spaces for meeting your clients
  • Upgrade your law firm’s invoicing and payment systems

Pay For Everyday Expenses

  • Cover the cost of recurring expenses like payroll, expenses, and materials.
  • Pay for your law firm’s space rent, utilities and taxes to keep the lights on and water running

Expand Your Law Firm to New Locations

  • Expand your law firm to a larger location or open a office in a new area
  • Bring on additional staff with extra working capital funds

How to Apply

How do law firm financing loans work? Applying for a business loan has never been easier.

How to Apply

How to Apply

"Very easy to do business with. I really didn't think I would get the funding. But they came through for me.”
– Ralph C.

Why National Funding?

When considering the needs of your law firm, you want a lender who has worked with legal practices before. At National Funding, we understand that securing financing can be difficult. As a business owner, you sometimes have to wait for customers' payments to clear. Law firm financing loans from National Funding don’t require lengthy paperwork. Speak with one of our friendly, knowledgeable loan specialists to learn more about our business loans.

We Know Law Firm Businesses

Experience supporting law firm business owners

Trusted by Businesses Like Yours

Over $3 billion in funding to more than 50,000 businesses nationwide

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Loan Specialists Who Care

Experienced Loan Specialists help you make the right decision

Worry-Free Lending

No collateral requirements, plus simple, automatic payments

Types of Loans Available for Law Firms

No matter what your law firm’s needs are, we have a small business loan option that will work for you. Our Loan Specialists are happy to help you find the right loan for your law firm. Simply apply online to see which option is best for you.

Business Loans for Bad Credit

Business Loans for Bad Credit

We have loan options for business owners with bad credit because we understand you need funds to help improve your credit score and your business. We are here to help you receive the financing you need to get there. Since our Loan Specialists look at your business potential and alternative lending options, we believe bad credit shouldn’t affect your ability to receive financial solutions. With our easy online application, quick response, and automatic payments, National Funding makes lending options easy and worry-free.

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Unsecured Business Loans

Unsecured Business Loans

Personal collateral is sometimes required when signing up for traditional business loans. With our unsecured or uncollateralized small business loan, we do not require such collateral. That way you focus on the more important aspects of your business to see better success without having to worry about losing your personal assets. We believe in keeping personal and business assets separate so your personal assets are safe from business shortcomings or success. Our unsecured business loans can provide you with peace of mind, flexibility, and financial stability.

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Working Capital Loans

Working Capital Loans

In order for businesses to run smoothly, they need on-hand cash to cover expected or unexpected expenses. Working capital loans can give your business access to cash when you need it most to cover these crucial expenses. A working capital loan allows you to have flexibility with your finances, maintain business ownership, and have access to cash for immediate expenses. Working capital loans can help you have cash-on-hand to help cover everyday business expenses when money is tight, business is slow, or even for business expansion.

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Law Firm Business Resources

A business loan is an investment in the growth of your law firm — but securing financing is only a fraction of what it takes to manage your finances. We’ve put together a list of resources to give you the whole story on loans, taxes and managing the financial health of your law firm.

8 Common Hiring Mistakes you Should Avoid

8 Common Hiring Mistakes you Should Avoid

If you’re recruiting new people to join your facility, that usually means you’re in a position of growth — whether you’re expanding your business or approaching your peak season. To maintain that growth trajectory, it’s crucial to know the most common hiring mistakes and how to avoid them.

Read More

Why You Should Avoid Using Outdated Technology

Why You Should Avoid Using Outdated Technology

Keeping around outdated computers could cost businesses more than the price of an upgrade. Most small business owners understand this intuitively, but what they may fail to recognize is that outdated hardware and software are both a liability and a lost opportunity. Said differently, failing to upgrade outdated technology in business at the same pace as industry competitors could prove to be a significant disadvantage. We’ll help you understand why.

Read More

Common Tax Mistakes That Could Cost Your Business

Common Tax Mistakes That Could Cost Your Business

Tax time is stressful for almost everyone, but as a small business owner you have a more complicated set of tax requirements to abide by than most. Navigating quarterly taxes and understanding the deductions available for your business are difficult tasks. Prepare yourself by reviewing these common tax mistakes so you know what to avoid and don’t cost your facility money come tax time.

Read More

Law Firm Financing FAQs

Answers to your questions about financing and loans for lawyers and legal practices.

What types of loan options are available for law firms?

The types of loans available for law firms and other small businesses include working capital loans, unsecured business loans, and business loans for bad credit. When you apply for a loan from National Funding, our loan specialists will help you choose the right type of loan for your specific business needs.

There are no fees to complete the online application for financing through National Funding. Once you apply, one of our knowledgeable loan specialists will let you know if there are any fees associated with the loan options you qualify for. We are here to help you find the best loan for your business, with the least amount of cost to you.

Choosing which type of loan to use can be a difficult decision, which is why our loan specialists are here to walk you through your options to figure out which loan fits your business’s needs. Apply online to see your options.

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.


Legal Disclosures

True to our mission, we encourage you to read the following policies and learn how they affect you as a client.


(1) 24 hours:

Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.


(2) Early payoff discounts:

National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process.  Equipment Finance customers who pay off the total remaining balance early,  at any point during the contract, will automatically receive a 6% discount off the total remaining balance.   Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance.  We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.


(3) Automatic payments:

Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.


(4) Wide variety of payment options:

  • Equipment Financing: payments are remitted monthly with terms of 2-5 years
  • Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months


(5) Potential Tax Savings:

The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.


(6) Guaranteed lowest payment:

Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.

In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.

The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.

The Guaranteed Lowest Payment may be discontinued at any time without notice.

To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.


(7) Terms and Conditions apply:

This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.