Business Loans for Women

Providing loans for women business owners and female entrepreneurs

 
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Terms & Conditions

General Acceptance

Any applications submitted electronically shall have the same force and effect as if the application bore an inked original signature(s). The above information, together with any accompanying financial statements, schedules, or other materials, is submitted for the purpose of obtaining credit and is warranted to be true, correct, and complete.

 

US Patriot Act:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan. What this means for you: When you apply for a loan, we will ask for your business name, address, and Tax Identification Number. We will also ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

 

For Loan/Merchant Services:

The Merchant and Owner(s)/Officer(s) identified in the application (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to National Funding, Inc. (“NF”) including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify NF of any change in such information or financial condition, (3) Applicant authorizes NF to disclose all information and documents that NF may obtain including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial loans having daily repayment features and/or Merchant Cash Advance transactions, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions, (4) each Assignee will rely upon the accuracy and completeness of such information and documents, (5) NF, Assignees, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a Recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information-providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant.(8) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (9) this request is for business and not for consumer purposes.

 

For Equipment Services:

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter(s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text-messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.

 

Text Messaging:

By providing my wireless phone number to National Funding, Inc., I agree and acknowledge that National Funding, Inc. may send text and multimedia messages to my wireless phone number for any purpose. I agree that these text or multimedia messages may be regarding the products and/or services that I have previously purchased and products and/or services that National Funding, Inc. may market to me. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive text or multimedia messages from National Funding, Inc to my wireless phone number.

  
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. If for any reason your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please write to National Funding Inc., 9820 Towne Centre Drive, San Diego, California 92121. Funding amount and credit approval is subject to a full credit profile review.

How Small Business Loans for Women Work for You

At National Funding, we know that small business loans for women are not a one-size-fits-all affair. What may work for one woman-owned business may not be the ideal fit for another. From small business working capital loans to equipment financing, female business owners can rest easy knowing we have a product designed to fit their needs. We offer small business loans for women who are ready to take their business to the next level.

Fewer Restrictions than Traditional Lenders

  • We offer business loans for women who might not meet the strict requirements of a traditional lender
  • Even with less than perfect credit, you may still qualify for a loan for woman-owned businesses

Hassle-free Loan Application Process

  • Our online application takes just a few minutes to complete, as opposed to a lengthy paper application
  • If approved, small business loans for women can be funded in as little as 24 hours

Customized Business Loans for Women

  • Loan specialists start by having a conversation with you to learn more about you and your business
  • We’ll help you create a business loan that’s tailored to the unique needs of your business

Get the Capital You Need

  • Business loans for women can be used to fund the working capital needs of your business, such as hiring employees and purchasing inventory
  • A small business loan can also help you pay for often-overlooked expenses, including utility bills and licensing fees

Small Business Loans for Women

Small Business Loans

Small Business Loans

Secure operating capital
for daily expenses, materials,
payroll and more.

$5,000 to $500,000

Learn More

Equipment Financing and Leasing

Equipment Financing
and Leasing

Purchase or lease equipment
for your business.

Up to $150,000

Learn More

How to Apply

How do business loans for women work?
Applying for small business loans for women has never been easier.

How to Apply

How to Apply

What Customers Are Saying

Joann Johnson

Joann Johnson, Owner/COO

JoChas Moving & Delivery

I went to our bank for a loan, but they wouldn’t give us a chance. National Funding was willing to take a risk. Our first financing was very easy. They needed 3 months of bank statements and our income tax return, and the next thing I knew, they said ‘Joann, what account do you want your funds to go into?’ It was even easier the second time.

Why National Funding?

National Funding’s business loans for women have been streamlined to make the application and funding process as straightforward as possible. Our easy application and approval process on loans for women empower the female business owner. Together with our flexible repayment options and willingness to work with business owners who may have less than perfect credit, procuring the cash you need just got easier.

We Know Women-Owned Businesses

Experience supporting woman
business owners

Trusted by Businesses Like Yours

Over $2 billion in funding to more than 40,000 businesses nationwide

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours

Loan Specialists Who Care

Experienced Loan Specialists help you make the right decision

Worry-Free Lending

No collateral requirements, plus simple, automatic payments

Resources for Women Owned Businesses

As a female entrepreneur, you know there are many challenges that come with running a successful small business. You also know how good it feels to see your business dreams become a reality. At National Funding, we want to see you succeed and help you along the path to success. Check out some of the resources below for useful tips on running and funding a woman-owned business.

Nursery owner used women's small business loans to grow her business

Training and Funding Resources for Women Small Business Owners

Women are more likely to launch a business than men, but men are more likely to be awarded a larger business loan. Luckily, there are alternative lending solutions for funding small business loans for women. Check out this post to see helpful resources women business owners can use to finance their businesses.

Read More

Garden shop owner talking on phone represents small businesses for women concept

Funding Small Businesses for Women: How Two Owners Defy the Odds

Meet Cheryl Dailey and Joann Johnson, two successful women business owners. Each of these women has secured small business loans to finance the growth and expansion of their businesses. Read more about their success with loans for women and how they used alternative lending options to reach their business goals.

Read More

FAQ: Business Loans for Women

Securing the financing you need for your woman-owned business can be downright difficult. The fear of having your application denied is enough to worry any business owner. You probably have questions about small business loans for women and how to get one. We’ve compiled some of the most common questions asked by women small business owners to help answer what’s on your mind.

Is it hard to get business loans for women?

No! Funding your business growth doesn’t have to be difficult. With a loan for woman-owned business from an alternative lender, like National Funding, you won’t have to worry about a long application process. You can even have your business loan financed in as few as 24 hours.

While many traditional lenders such as banks may not approve business loans for women with less than ideal credit, alternative lenders have the ability to be more lenient. If your credit is not where you’d like it to be, using an alternative lender may be a great option to finance your business needs.

Generally, there are no SBA loans for women specifically. However, the SBA offers women business owners funding resources through the Office of Women’s Business Ownership. This Office helps female entrepreneurs with SBA coordinated program such as business training, counseling and more.

Qualifying for a loan for woman-owned business through an alternative lender is easier than ever before. Where you may have to have excellent credit and high profits to qualify for a traditional business loan, alternative lenders can usually offer customized financing for your unique situation.

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