Business Loans for Women
At National Funding, we offer many types of business loans. We know that small business loans for women are not a one-size-fits-all affair. What may work for one business owner may not be the ideal fit for another. From small business working capital loans to merchant cash advances, female business owners can rest easy knowing we have a product designed to fit their requirements.
Women are a Large and Growing Segment of Small Business Owners
From funding expansion efforts to hiring new employees, women across the country require business loans to help their enterprises succeed. At National Funding, we pride ourselves on being champions of female entrepreneurs and providing business loans for women.
Being a small business owner means contending with numerous financial challenges. Besides the obvious expenses of procuring goods, securing space, hiring workers and paying taxes, small business owners must also think about license and permit costs, utility bills, services like phone and Internet, repairs and maintenance, obtaining equipment and much more. Even the most successful small businesses can find themselves in need of extra funds from time to time, which is why it’s important for female owners to consider how different business loans for women can serve their needs.
Choosing the right loan can be just as important as receiving money in the first place, as factors like repayment options and loan costs will directly impact a business’s bottom line. For women who want to transform their vision for business success into a reality, working with a lender who understands their needs is essential.
Find Out How Much Funding You Qualify For
Simplifying the business loan application process
No matter who you are, running a small business can be complicated – taking out a small business loan shouldn’t be. National Funding’s business loans for women have been streamlined to make the application and funding process as straightforward as possible. Our loans feature simple, one-page applications, no hidden fees or upfront costs and the chance to receive funding in as few as 24 hours.1
In addition to our easy application and approval process, National Funding small business loans on the part of business owners. Together with our flexible repayment options and willingness to work with business owners who may have less than perfect credit, procuring the cash you need just got easier.
Contact us today to find out more about small business loans for women.
Small Business Loans
When Banks say no .... National Funding says YES!
National Funding is a direct lender, which means there’s no middleman. We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when traditional lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you one-on-one personalized service.
There is no obligation to get started, and no need for collateral or a down payment. Click or call and receive a quick decision and funding in as little as 24 hours.1
Loans from $5,000 to $500,000
No collateral required
Easy, no cost, no obligation application
True to our mission, we encourage you to read the following policies and learn how they affect you as a client.
(1) 24 hours:
Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.
(2) Early payoff discounts:
National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process. Equipment Finance customers who pay off the total remaining balance early, at any point during the contract, will automatically receive a 6% discount off the total remaining balance. Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance. We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.
(3) Automatic payments:
Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.
(4) Wide variety of payment options:
- Equipment Financing: payments are remitted monthly with terms of 2-5 years
- Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months
(5) Huge potential tax savings:
Section 179 tax deduction is a lucrative and important tax break that has been made permanent across the board, under the Protecting America from Tax Hikes Act (PATH Act). In most cases, the IRS allows your equipment lease or loan payments to be 100% tax deductible! You can secure the equipment, tools, and technology that you need, while also taking advantage of significant tax deductions — up to $500,000. Consult your tax professional for more details.
(6) Guaranteed lowest payment:
Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.
In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.
The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.
The Guaranteed Lowest Payment may be discontinued at any time without notice.
To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.