Small Business Loans & Financing in San Francisco

Small business funding in San Francisco for Bay Area businesses

Take on The Golden City with Business Loans in San Francisco

San Francisco business owners know there are many opportunities and advantages to being in the Bay Area. A large population and relatively low unemployment make a great environment for growing businesses. However, with a cost of living that’s 73% higher than the national average, running your business can be expensive. Luckily, small business loans in San Francisco can help you secure the funds you need to reach your business goals like expansion or increased sales. You may also want to view our California-based business loans page for statewide information.

Cable car on the streets of San Francisco
“San Francisco business owners know there are many opportunities and advantages to being in the Bay Area.”

Equipment Leasing and Small Business Funding in San Francisco

Upgrade your business equipment or cover other expenses with equipment financing and business loans for your San Francisco business.

Small Business Funding

Need cash for inventory, payroll, or taxes?
Get from $5,000 to $500,000 in business cash.

  • Use the cash for any business purpose
  • Flexible terms with no early repayment penalty
  • Funds sent to your account within hours

Equipment Financing

Looking to purchase or lease equipment?
Finance new or used equipment up to $150,000.

  • Financing up to 100% of business equipment cost
  • No upfront fees or down payment required
  • Ability to use Section 179 Tax Deduction*
*Consult your tax advisor

A Variety of Financing Support and Solutions for San Francisco Business Owners

Business financing isn’t one size fits all. With the financial stress of running your business in an expensive area, it’s important that you find a lender with flexible financing options. We’ll work with you to explore business loan rates in San Francisco and create a customized financing solution for your business.

Working Capital Loans Fuel Your San Francisco Business

No business owner wants to deplete cash reserves, but what’s the best plan of action when expenses are piling up? Discover the solution that gives you cash when you need it most.

We’ve Got a Financing Solution That’s Right for Your Business

Whether you’ve been turned down from a traditional lender like a bank or are just exploring your financing options, we’ve got the financing solution for your business. We work hard to provide Bay Area business owners like you with small business funding in San Francisco to help you reach your business goals.

Step 1

Get Approved

Get Approved

No waiting, no delays.
Get approved within 24 hours.

Step 1

Do You Qualify

6 Months in Business
$250,000 in Annual Gross Sales
3 Months' Bank Statements

Step 2

Get a Solution

Get a Solution

Review financing options with your dedicated National Funding Specialist.

Step 2

Personalized Solutions

Learn how easy it is to work with us, and how hard we work for you.

Step 3

Get Cash

Get Cash

The money you need is deposited in your checking account — quickly and easily.

Step 3

Contact Us

What can we do for your business?

Apply online or give us a call at 888-733-2383.

Simple as that! Ready to find out more?  

Ratings & Reviews

For two decades we’ve helped San Francisco businesses get the financing they need.


Trustpilot rates 4.5 out of 5

Based on 1,741 Reviews

Trustpilot rates 5 out of 5Jul 19

As far as bridge financing goes...

As far as bridge financing goes these guys are about as good as it's going to get we paid it off early and got a 10% discount on the balance

Randy Shoemaker

Trustpilot rates 5 out of 5May 28

Eric Fong did an amazing job

I will definitely recommend any small business needing one form of funding or the other to check National Funding out.

Sam A.

Trustpilot rates 5 out of 5Jun 06

Hats off to the team that helped me…

Hats off to the team that helped me with some business lending. They made the process super easy for both working capital and equipment loans.

Hallie Beilig

Trustpilot rates 5 out of 5Jun 15

Great experience

Great experience, easy funding, paid next day! Smooth & straightforward process! Still lowest offered than any other lenders.


How We Compare to Other Financing Solutions

Finding funding for your Bay Area business can be complicated, but it doesn’t have to be. We provide quick loan decisions and high approval rates so you can get back to running your business. Fill out our quick online application today to get connected with a Funding Specialist who can help you find the perfect financing solution for your San Francisco business.

  • High Approval Rate
  • Perfect Credit Not Required
  • Fast Funding Time
  • Early Payoff Discounts Available
  • Minimal Paperwork
  • Renewable Sources of Capital

National Funding

  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes

Most Banks

  • No
  • No
  • No
  • No
  • No
  • No

Traditional Credit Lines

  • Yes
  • No
  • Yes
  • No
  • No
  • Yes

* For illustrative purposes only.