Small Business Loans & Financing in Texas

Expand your business with small business funding in Texas

Help Your Business Grow with Business Loans in Texas

Texas is often known for being one of the best states for businesses, due to low business tax rates and a growing population. As a Texas business owner, you know there are many opportunities available to you. However, many business owners need extra cash to help cover expenses or take advantage of growth opportunities as they come along. With small business loans in Texas, you’ll be ready to help your business reach the next level. We also work with city-based businesses offering business loan solutions in Houston and Dallas

The sunsetting behind two oil pump rigs in Texas
“Texas is often known for being one of the best states for businesses.”

Equipment Financing and Small Business Funding in Texas

Business loans and equipment financing options help you meet the needs of your business without clearing out cash reserves.

Small Business Funding

Need cash for inventory, payroll, or taxes?
Get from $5,000 to $500,000 in business cash.

  • Use the cash for any business purpose
  • Flexible terms with no early repayment penalty
  • Funds sent to your account within hours

Equipment Financing

Looking to purchase or lease equipment?
Finance new or used equipment up to $150,000.

  • Financing up to 100% of business equipment cost
  • No upfront fees or down payment required
  • Ability to use Section 179 Tax Deduction*
*Consult your tax advisor

A Variety of Financing Support and Solutions for Texas Business Owners

It’s important that you choose a lender familiar with the needs of your unique business and able to provide financing solutions that support your goals. At National Funding, we provide Texas business owners with the support and financing solutions they need. We’ll help you create a customized loan solution for your business using competitive business loan rates in Texas.

Working Capital Loans Fuel Your Texas Business

Having cash on hand is important to paying your bills on time, meeting payroll needs and keeping your business running smoothly. Learn more about our working capital loans for Texas businesses.

We’ve Got a Financing Solution That’s Right for Your Business

No matter what type of business you run, you should feel confident that you have the right financing solution for your needs. Let our Funding Specialists help you get the right loan for your Texas business by tailoring a financing solution to your particular business situation.

Step 1

Get Approved

Get Approved

No waiting, no delays.
Get approved within 24 hours.

Step 1

Do You Qualify

6 Months in Business
$250,000 in Annual Gross Sales
3 Months' Bank Statements

Step 2

Get a Solution

Get a Solution

Review financing options with your dedicated National Funding Specialist.

Step 2

Personalized Solutions

Learn how easy it is to work with us, and how hard we work for you.

Step 3

Get Cash

Get Cash

The money you need is deposited in your checking account — quickly and easily.

Step 3

Contact Us

What can we do for your business?

Apply online or give us a call at 888-733-2383.

Simple as that! Ready to find out more?  

Ratings & Reviews

See why business owners in Texas and across the country choose National Funding for their business financing needs.


Trustpilot rates 4.5 out of 5

Based on 1,752 Reviews

Trustpilot rates 5 out of 5Jul 19

As far as bridge financing goes...

As far as bridge financing goes these guys are about as good as it's going to get we paid it off early and got a 10% discount on the balance

Randy Shoemaker

Trustpilot rates 5 out of 5May 28

Eric Fong did an amazing job

I will definitely recommend any small business needing one form of funding or the other to check National Funding out.

Sam A.

Trustpilot rates 5 out of 5Jun 06

Hats off to the team that helped me…

Hats off to the team that helped me with some business lending. They made the process super easy for both working capital and equipment loans.

Hallie Beilig

Trustpilot rates 5 out of 5Jun 15

Great experience

Great experience, easy funding, paid next day! Smooth & straightforward process! Still lowest offered than any other lenders.


How We Compare to Other Financing Solutions

Traditional lenders often require lengthy applications and perfect credit to secure business financing. With an alternative lender like National Funding, securing business loans in Texas is fast and simple. Our online application is easy to complete in just a few minutes. In addition, our high approval rate means you may be able to secure financing even with a compromised credit history.

  • High Approval Rate
  • Perfect Credit Not Required
  • Fast Funding Time
  • Early Payoff Discounts Available
  • Minimal Paperwork
  • Renewable Sources of Capital

National Funding

  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes

Most Banks

  • No
  • No
  • No
  • No
  • No
  • No

Traditional Credit Lines

  • Yes
  • No
  • Yes
  • No
  • No
  • Yes

* For illustrative purposes only.