Small Business Financing

Small business financing options to meet the needs of a growing business

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How Business Financing Loans Can Work for You

Restaurants, design firms and construction companies all need business financing. No matter what type of business you run, you’ll probably need financing at some point. Small business financing helps owners take their business to the next level. Whether you need to cover immediate costs or need cash to expand opportunities, business loans can help you get your business where you want it.

High Approval Rates icon

High Approval Rates

  • Financing through an alternative lender makes it easier to get the capital you need
  • Get the money you need for your business fast with quick decisions and loan funding
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Flexible Repayment Terms

  • A customized loan can offer a variety of payment options
  • We help you set up a loan program that works best for your business and situation
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Pay for the Unexpected

  • Use funds to repair broken office or business equipment
  • Pay for unusually high tax bills using small business financing
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Take Advantage of Opportunities

  • Acquire funding for an expansion opportunity to a new location
  • Invest in marketing and advertising to reach new customers

How to Apply

It’s easy to apply for small business financing options through National Funding. With $150,000 in annual sales and a year in business, the process is easy:
How to Apply steps

How Does a Business Financing Loan Work?

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Helpful Loan Guidance

Helpful Loan Guidance

A Loan Specialist will contact you to help you choose the right business financing option.

Quick Decision, Fast Funding

Quick Decision, Fast Funding

You could be approved, and funds deposited into your account, in as little as 24 hours.1

What Customers Are Saying

JoChas Moving & Delivery - Joann Johnson's Story

Joann Johnson, Owner

JoChas Moving & Delivery

When a family of former NFL players wanted to move its business to the big leagues, they wanted a funding partner that provided a caring, personalized approach to small business loans. They turned to National Funding to help kick off their growth, and have had a “special” partnership ever since.

Why National Funding?

Whether you’re a general contractor or run an office, we understand your business challenges. With a friendly, customized approach to the challenges of your unique business, we’ll help you find the financing solutions to solve them.

Simple, Fast Application Process

Simple, Fast Application Process

No-cost, no-obligation application with funding with a quick turn-around.1

A Trusted Lending Partner

A Trusted Lending Partner

Supporting 50,000 businesses nationwide with over $3 billion in funding.

Dedicated Loan Specialists

Dedicated Loan Specialists

Our Loan Specialists care about your success and guide you to the right loan to get the funds you need.

High Approval Rates

High Approval Rates

Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.

Hassle-Free Payments

Hassle-Free Payments

We provide fixed terms and set up simple, automatic payments.

We Know Your Business

We Know Your Business

Experience supporting all types of businesses

Small Business Financing Resources

Applying for business financing can be confusing. At National Funding, we want to give you the tools you need to make smart financing decisions. Check out our list of helpful resources to learn more about your financing options.

Small Business Grants vs. Small Business Loans: What to Consider

Small Business Grants vs. Small Business Loans: What to Consider

Business grants allow you to receive funds for your business that don’t have to be repaid. Sound too good to be true? Most business grants don’t give you quick access to funds you need. Learn more about business grants and how other business financing options may be a better solution.


What You Need to Know About SBA Loans – And Why You May Need a Backup Plan

An SBA loan is a business loan guaranteed by the Small Business Administration. However, SBA loans tend to have strict requirements. Read this article to learn more about SBA loans and what other options are available.


4 Myths About Short-Term Business Financing for Small Business Owners

4 Myths About Short-Term Business Financing for Small Business Owners

As a business owner, you’ve probably heard many stories about the difficulties of getting a business loan. This post looks through the common myths about short-term business financing. Learn more about short-term business loans and how they can help your business.


A Guide to Loan Financing Options When Your Cash Flow Dries Up

Most businesses face a shortage of cash flow at some point. The slow season, a major investment or emergency repairs can quickly deplete cash reserves. This article looks at the reasons you might need extra cash and your business financing options.


FAQ: Small Business Financing

Searching for a loan for your business can leave you with a lot of questions. We want you to be prepared to find the best financing solution for your business, so we rounded up some of the most common questions about business financing.

How much money do you need to put down for a business loan?
One of the best parts of business financing through National Funding is no down payment requirement. You can get the business loan you need without depleting cash reserves for a down payment.
Do I need a business plan to get business financing?
Whether or not you need a business plan to get a loan usually depends on your lender. Alternative lenders like National Funding don’t usually require more than a few months of bank statements.
What is collateral and do I need it for business financing?
Collateral is an asset or assets used to guarantee a loan. For example, when you take out a home loan, your house is the collateral. Business financing options from National Funding don’t require collateral.

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.

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© 2021 National Funding. License #603A169

Products offered by National Funding and affiliates are business loans only. The products may be provided by third parties and subject to lender approval. In California, loans made or arranged pursuant to a California Financing Law License.